Comparison

Payoma vs RIB banka

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Payoma

Features
Read full description

Payoma is a digital payment solutions provider. We offer instant, safe and convenient payment services across the globe for individuals and businesses.

About

RIB banka

Features
Read full description

Manage your daily finances quickly, conveniently, and securely wherever and whenever needed using the RIB mobile app. In the RIB mobile app, you can: • Check account balances, statements, and recent transactions; • Control and block payment cards; • Conveniently make payments in EUR and other currencies; • Use payment templates previously created in internet bank; • Send requisites; • Approve payments regardless of your location; • Switch between private and business accounts; • Activate and use the mobile DigiPass, which elevates financial management to a new, unprecedented level where everything you need to manage your finances is in your smart device.

Screenshots

Payoma4 screens
RIB banka3 screens

Verdict

The call

The clearest difference is update cadence: RIB banka at fortnightly against Payoma's every 6 weeks. RIB banka also leads on iOS requirement (13.0 vs 16.4). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Payoma ships an update every 6 weeks, RIB banka fortnightly. The most recent releases landed on October 30, 2026 and November 4, 2026 respectively.

Scorecard2 real differences · 4 level
Payoma versus RIB banka: the parameters behind the verdict, then further details
ParameterPayomaRIB banka
PriceFreeFree
Update frequencyEvery 6 weeksFortnightly — better
AdsNoNo
In-app purchasesNoNo
DevicesiPhoneiPhone, iPod — better
Requires iOS16.413.0 — better
Further details — not scored
Size58 MB37 MB
Age rating12+4+
DeveloperPayoma LimitedAS ”Reģionālā investīciju banka”

In-app purchases

None

Payoma

No in-app purchases

None

RIB banka

No in-app purchases

Questions

Is Payoma free?
Payoma is free to download, with no in-app purchases.
Is RIB banka free?
RIB banka is free to download, with no in-app purchases.
Do Payoma or RIB banka have ads?
Neither Payoma nor RIB banka shows ads.
Which is updated more often, Payoma or RIB banka?
Payoma ships an update every 6 weeks, and RIB banka fortnightly. Most recently, Payoma was updated on October 30, 2026 and RIB banka on November 4, 2026.

Other comparisons