Comparison

Payoma vs KodyU

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Payoma

Features
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Payoma is a digital payment solutions provider. We offer instant, safe and convenient payment services across the globe for individuals and businesses.

About

KodyU

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KodyU: Your Ultimate Finance Companion Exclusive to Kody merchants - log in with your Kody Universe credentials to access real-time balance tracking, instant card management, KodyCard transaction history and the ability to attach receipts for easier banking reconciliation. Kody puts your business finances at your fingertips, simplifying your daily operations with ease. Key Features Kody Universe Authentication: Securely access your sales analytics with KodyU and multi-factor authentication (MFA), ensuring your business data stays protected. KodyWallet: Stay on top of your finances with real-time tracking of your KodyCard balance and a complete view of your transaction history. Transaction Insights & Receipt Management:โ€จView all your KodyCard transactions in one place and attach receipts for seamless banking reconciliation - helping you stay organised with ease. Instant Card Management: View your PIN, check card details, and freeze or unfreeze your card instantly - right at your fingertips. Why Choose Kody? Seamless User Experience โ€“ Designed for Kody retail merchants, Kody offers an intuitive, hassle-free interface. Top-Tier Security โ€“ Keep your business data safe with state-of-the-art security measures. 24/7 Dedicated Support โ€“ Get assistance whenever you need it, ensuring your business runs smoothly. Download Kody now and experience a smarter, more efficient way to manage your business finances!

Screenshots

Payoma4 screens
KodyU4 screens

Verdict

The call

The clearest difference is update cadence: KodyU at every 2 days against Payoma's every 6 weeks. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Payoma ships an update every 6 weeks, KodyU every 2 days. The most recent releases landed on October 30, 2026 and November 4, 2026 respectively.

Scorecard1 real difference ยท 5 level
Payoma versus KodyU: the parameters behind the verdict, then further details
ParameterPayomaKodyU
PriceFreeFree
Update frequencyEvery 6 weeksEvery 2 days โ€” better
AdsNoNo
In-app purchasesNoNo
DevicesiPhoneiPhone
Requires iOS16.4 โ€” better17.1
Further details โ€” not scored
Size58 MB56 MB
Age rating12+4+
DeveloperPayoma LimitedKodyPay Ltd

In-app purchases

None

Payoma

No in-app purchases

None

KodyU

No in-app purchases

Questions

Is Payoma free?
Payoma is free to download, with no in-app purchases.
Is KodyU free?
KodyU is free to download, with no in-app purchases.
Do Payoma or KodyU have ads?
Neither Payoma nor KodyU shows ads.
Which is updated more often, Payoma or KodyU?
Payoma ships an update every 6 weeks, and KodyU every 2 days. Most recently, Payoma was updated on October 30, 2026 and KodyU on November 4, 2026.

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