Comparison

Keeper vs RizKharj

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Keeper

Manage multiple cryptocurrencies across various blockchains with a single, secure self-custody wallet. Buy, swap, send, and stake digital assets, with features like sponsored network fees and an integrated dApp browser. Your private keys remain on your device for maximum security.

Highlights
  • Multi-chain support
  • Self-custody wallet
  • Buy crypto with bank card
  • Cross-chain swaps
  • Staking GRAM
  • Integrated dApp browser
  • NFT management
Features
Read full description

Tonkeeper is now Keeper. 77 million downloads. Same wallet, same keys, same expertise — now across all your networks. Keeper is a secure, simple, self-custody crypto wallet. Buy, swap, send and stake on TON, TRON, Ethereum, Bitcoin, Arbitrum, Base, BSC and more, protected by one recovery phrase that never leaves your device. If you already use Tonkeeper, your accounts and balances are untouched — switching on the new networks takes a few taps. All Your Networks, One Recovery Phrase Hold GRAM, USDT, BTC, ETH, BNB and thousands of other tokens side by side. A single phrase backs up every account on every network, so there is no separate app to install and no separate backup to keep for each chain. Battery — Sponsored Network Fees Send supported tokens without keeping the network’s native tokens for gas. Battery sponsors the network fee for eligible transfers, so a USDT transfer on TRON goes through even when you hold no TRX at all. Available on TON and TRON. Swap Across Chains In One Tap Move value between networks without manual bridges, wrapped-token guesswork or a second app. You see the exact fee from integrated providers before you confirm, every time. Buy Crypto With A Bank Card Top up in a few taps through supported providers. No exchange account, no waiting on a transfer, no extra app to install. Staking Put your GRAM to work and follow your rewards in the app. Staking involves risk and rewards are not guaranteed. Every Chain's Apps, One Browser Find dApps across supported networks, connect and sign — without leaving your wallet. DeFi services, marketplaces and on-chain tools in one place. NFTs And Collectibles View, manage and send your collectibles right alongside your tokens. Yours, And Only Yours Custodial apps hold your money for you. Keeper doesn't. Your recovery phrase is generated on your device and stays there. There is no sign-up, no account anyone can freeze, and no company — including us — that can move your funds or hand them to someone else. For cold storage, Keeper pairs with Ledger, Keystone and Keeper Signer. Availability notice Some Keeper features and third-party services may not be available in certain countries or jurisdictions and may depend on your location, applicable laws, provider terms and network availability. Digital asset prices fluctuate. Keeper is a non-custodial wallet: it does not store your funds or private keys and cannot access or recover them for you.

About

RizKharj

Track income and expenses with this offline, privacy-focused finance app. Manage multiple currencies, set budgets, and create savings goals. Supports Persian, German, and English interfaces.

Highlights
  • Offline data storage
  • Multi-currency accounts
  • Budgeting by category
  • Savings goals with sources
  • Recurring transactions
  • Receipt photo attachments
  • CSV export and JSON backups
Features
Read full description

RizKharj is a calm, precise tracker for your income and expenses, made for people whose money moves between currencies and countries. It is completely free: every feature for everyone, with no ads, no tracking and no subscription. There is no account to create and no RizKharj server: your records stay on your iPhone or iPad, and the app works offline. Use it in English, German or Persian, with the Gregorian or the Solar Hijri (Shamsi) calendar. EVERYDAY TRACKING • Unlimited transactions: expenses, income, transfers between accounts, and money lent to or borrowed from people • Unlimited accounts, savings goals, people, recurring transactions and loans • Categories and subcategories with over 340 icons, plus notes and tags • Split one purchase across several categories • Receipt photos on transactions • Separate books, for example work and personal ANY CURRENCY • 156 currencies, with every account in its own currency • Enter a single transaction or debt in another currency: the amount charged to the account is suggested from your last such transaction or your exchange rate, and you can change it to the figure on your bank statement • Your own exchange rates in either direction, or a one-tap update from European Central Bank reference rates (major currencies) • The total shows your main currency; other currencies are listed separately with an approximate value BUDGETS AND PLANNING • Monthly or weekly budget, plus a budget for every category • Savings goals, recurring transactions with reminders, and a loan tracker based on your bank's terms • Bills and subscriptions calendar with reminders before they are due • Debt payoff planner: smallest debt first or most expensive first • Family and partner mode: record who paid, mark shared expenses and see a monthly settlement REPORTS • Averages, savings rate and share per category, plus a calendar of your daily spending • Trends across months and weeks, month-end forecast, month-to-month comparison, net-worth history and a year in review, with PDF export • CSV export for Excel and Numbers ON YOUR IPHONE AND IPAD • Home-screen widgets and logging with Siri • Automatic backup and sync through a file in your own iCloud Drive, with no RizKharj server in between • JSON backup and restore, optionally encrypted with a password • Bank statement import (CSV or camt.053) with suggested categories and duplicate detection • Import your history from other expense apps (CSV) • PIN lock with Face ID or Touch ID • Light and dark appearance, accent colours and alternative app icons SUPPORT RIZKHARJ (OPTIONAL) If RizKharj helps you, you can leave a tip under Settings › Support RizKharj. Tips are optional, go through the App Store and unlock nothing: every feature is already yours. If you bought RizKharj Pro earlier, you keep everything and are one of our early supporters. Thank you! PRIVACY • No account, no sign-up and no RizKharj server. The developer never receives your data. • No ads, no analytics, no tracking. • Your data stays on your device, and in your own iCloud Drive only if you turn on automatic backup. • The app goes online only for that backup, for tips through the App Store and, when you tap to update exchange rates, to fetch European Central Bank reference rates from a public rates service. Made in Switzerland. Questions or ideas: hello@rizkharj.com

Screenshots

Keeper4 screens
RizKharj4 screens

Verdict

The call

The clearest difference is ratings volume: Keeper at 3.9K against RizKharj's 15. RizKharj's advantage is rating (4.7 vs 4.5). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Keeper sells 3 one-off in-app purchases and RizKharj sells 7 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

RizKharj holds the better App Store score, 4.7 against 4.5. That said, the two scores are not equally well evidenced: Keeper has 3.9K ratings behind it against 15, so its average is the more settled of the two.

UpkeepUpdate frequency

Keeper ships an update every 6 days, RizKharj every 4 days. The most recent releases landed on November 3, 2026 and October 31, 2026 respectively.

Scorecard2 real differences · 8 level
Keeper versus RizKharj: the parameters behind the verdict, then further details
ParameterKeeperRizKharj
PriceFreeFree
Rating4.5 (3.9K ratings)4.7 (15 ratings) — better
Positive reviews55.7% of reviews—
Number of ratings3.9K — better15
Update frequencyEvery 6 daysEvery 4 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.0 — better16.0
Further details — not scored
Size169 MB2 MB
Age rating17+4+
DeveloperTON APPS UK LTDYasin Ahmadi

Customer experience

Keeper

All ratings3,906 ratings
Positive87.3%
Neutral2.4%
Negative10.3%
Written reviews445 reviews
Positive55.7%
Neutral3.6%
Negative40.7%

RizKharj

All ratings7 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Keeper

Reported bugs

4 issues
  • Wallet address changes unexpectedly
  • Transactions not going through
  • Wallet balance discrepancies
  • Airdrop integration issues

Requested features

4 requests
  • Dark mode option
  • Contact book feature
  • Trezor integration
  • Improved transaction history

RizKharj

Not enough reviews yet to summarise bugs or requests.

In-app purchases

3 purchases

Keeper

One-time3
  • Small pack$4.99
  • Medium pack$9.99
  • Large pack$14.99
7 purchases

RizKharj

One-time7
  • Small tip$0.99
  • Coffee tip$2.99
  • Kind tip$6.99
Show 4 more
  • RizKharj Pro$12.99
  • Generous tip$12.99
  • Big tip$29.99
  • Huge tip$59.99

Questions

Is Keeper free?
Keeper is free to download, with in-app purchases available.
Is RizKharj free?
RizKharj is free to download, with in-app purchases available.
Which has better reviews, Keeper or RizKharj?
RizKharj is rated higher. Keeper averages 4.5 out of 5 from 3.9K ratings, while RizKharj averages 4.7 from 15 ratings.
Do Keeper or RizKharj have ads?
Neither Keeper nor RizKharj shows ads.
Which is updated more often, Keeper or RizKharj?
Keeper ships an update every 6 days, and RizKharj every 4 days. Most recently, Keeper was updated on November 3, 2026 and RizKharj on October 31, 2026.

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