TAIBVX vs Spnding

TAIBVX: Mobile Banking TAIB Virtual Experience (VX) allows you to access your Perbadanan TAIB account using your mobile device. It gives you the convenience to perform the banking transactions on your device anywhere and anytime. Below are some of the services that you can perform: View your Account Detail View & Download your Account Statements View your Financing Details View your Financing Statements View Term Deposit Details (TDC) View & Download your Term Deposit Statements Perform Fund Transfers - Own Account Transfer - Internal Transfers - Domestic Transfers (local 3rd party bank) - Cross-border (coming soon) Bill Payments - DST Postpaids - Imagine Pospaids - Insurans Islam TAIB Family Takaful Top Up - EASI Prepaid - Progresif Prepaid - DES Electricity Create and close Standing Instruction View Payment Status Inquiry How to get started? Step 1: Download the application App Store (Apple iTunes) Step 2: Register for FREE Step 3: Require personal credentials information for registration Step 4: Choose your own USER ID and PASSWORD Step 5: Log in to experience the Mobile Application

Spnding makes it easy to track personal and shared expenses in one place. Scan receipts with AI, capture Apple Pay purchases, organize spending by group, split costs with friends or guests, and keep track of who owes what without messy notes or manual calculations. ---- KEY FEATURES ------ • Scan Receipts with AI Take a photo, upload a receipt, or import a supported document and let AI extract details such as merchant, items, prices, date, total, currency, and receipt number. • Smarter Expense Categorization Automatically categorize scanned receipts and Apple Pay expenses. You can also create your own custom categories, and Spnding can use them when categorizing expenses. • Track Apple Pay Purchases Use Apple Pay automation on iPhone to quickly capture purchases and add them to Spnding with less manual entry. • Track Shared & Personal Expenses Create groups for trips, meals, sports, housemates, monthly spending, personal expenses, or anything else you want to organize. • Split Expenses with Friends or Guests Split costs between group members or add guests who do not have a Spnding account. • Know Who Owes What Spnding automatically calculates balances so you can easily see who paid, who owes whom, and how much is outstanding. • Support for Currencies Around the World Track expenses in different currencies while keeping totals consistent with your group’s base currency. Recently used currencies are also easier to access. • Powerful Expense Search & Filters Find expenses quickly using merchant names, amounts, receipt or invoice numbers, dates, payers, and more. Sort and filter your expense list to find exactly what you need. • Keep Receipts & Invoices with Your Expenses Attach receipts or invoices to manually created or existing expenses for your records. You can replace attachments or rescan supported receipts with AI whenever needed. • Export Expenses to CSV Export your expenses to CSV and receive the file by email for reporting, tracking, or personal records. • Clear Spending Insights View spending summaries by category and better understand where your money goes. • Multiple Groups for Different Needs Keep expenses separated by trip, event, month, activity, household, or group of friends. • In-App Support Have a problem, question, or idea? Report bugs, request features, ask questions, or send feedback directly from the Support section in Spnding. Whether you are splitting dinner, tracking a holiday, managing housemate expenses, keeping receipts for your records, or simply understanding your own spending, Spnding helps keep everything organized and easy to manage. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Spnding App Terms of Service & Privacy Policy: https://www.spnding.app/terms-and-privacy