BayshoreApp vs Credzy
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BayshoreApp
Read full descriptionHide full description
Bayshore Mortgage Funding LLC commits to making the process of qualifying for a home loan as easy and seamless as possible. Our App allows a one stop communication portal between you the borrower and us the lender. Key Features:• Compare different lending scenarios using various loan programs to help determine which product is the best for you.• Calculate the possible savings (or cost) of refinancing your mortgage.• Determine if homeownership is an affordable option for you based on your current income and monthly expenses.• Scan in required documents on your phone and upload them quickly to expedite the loan approval process.
Credzy
Monitor your credit building journey with expert assistance. This app offers tools for credit disputing, rent reporting, and debt management to help you create a strong credit profile and prepare for homeownership.
- Credit building progress monitoring
- Credit disputing
- Rent reporting
- Debt management
- Home readiness program
Read full descriptionHide full description
The Credzy app allows you to monitor your credit building progress while our specialists continually work in the background. We provide all of the tools necessary to help you build a powerful credit profile including credit disputing, rent reporting, debt management, and our home readiness program
Screenshots
Verdict
The clearest difference is update cadence: Credzy at fortnightly against BayshoreApp's every 3 months. Credzy also leads on iOS requirement (16.0 vs 18.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
BayshoreApp ships an update every 3 months, Credzy fortnightly. The most recent releases landed on October 4, 2026 and October 16, 2026 respectively.
| Parameter | BayshoreApp | Credzy |
|---|---|---|
| Price | Free | Free |
| Rating | — | 3.8 (21 ratings) — better |
| Positive reviews | — | 61.1% of reviews |
| Number of ratings | — | 21 — better |
| Update frequency | Every 3 months | Fortnightly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone | iPhone, iPad — better |
| Requires iOS | 18.0 | 16.0 — better |
| Further details — not scored | ||
| Size | 92 MB | 45 MB |
| Age rating | 4+ | 4+ |
| Developer | Bayshore Mortgage Funding, LLC | Credzy LLC |
In-app purchases
BayshoreApp
No in-app purchases
Credzy
No in-app purchases
