Comparison

Edfundo vs Pemo

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Edfundo

This app is a financial intelligence hub for kids and teens, combining a learning lab and money management tools. It teaches essential financial habits like earning, budgeting, spending, and saving in an interactive and fun way, with robust parental controls.

Highlights
  • Financial Intelligence Hub
  • Learning Lab
  • Smart Money Management App
  • Pre-paid Debit Card
  • Parental Controls
  • Interactive Educational Content
Read full description

Edfundo is the world’s first family-focussed Financial Intelligence Hub, comprising a Learning Lab and Smart Money Management App created by Teachers. It is built for kids and teens to champion a new era of financial literacy, digital inclusion, and mental wellbeing. The Edfundo Learning Lab, the smart money app, and the associated pre-paid debit card are designed to help ensure youngsters are informed stakeholders in the journey towards a responsible, cashless society. Curated around the principle of ‘doing is learning’ the Edfundo Lab and App, which has rigorous parental controls, are designed to be highly interactive and fun, with rich and engaging educational content where users can learn good financial habits from earning to budgeting to spending and to saving. The products and services mentioned on this webpage belong to Edfundo Tech Limited as a financial technology company and not a bank. Edfundo Tech Limited does not offer or provide any banking or financial services either through itself or affiliated entities. Edfundo Tech Limited provides certain facilities for utilization of payment services through Nymcard Payment Services LLC under the applicable payment network and Bank Identification Number Sponsorship of Mashreq bank PSC. This is pursuant to the license by Visa® Inc and is available only for the residents of UAE subject to the Terms and Conditions of use.

About

Pemo

This platform streamlines business finances by consolidating invoices, expenses, and approvals. It offers smart corporate cards, automated workflows, and real-time reporting to save time and money.

Highlights
  • Invoice management
  • Expense tracking
  • Smart corporate cards
  • Automated approval flows
  • Direct accounting integration
  • Real-time reporting
Features
Read full description

Pemo is the all-in-one spend management solution that empowers your business by packing every company invoice, expense, approval and spending decision into one powerful platform. Pemo ’s offering includes smart corporate cards, invoice payment systems and expense tracking functions. Pemo’s offering is supported by automated approval flows, direct accounting integration and real-time reporting - features that allow business owners to save time, save money, automate admin and every expense so they can get on with what you do best - building great businesses.

Screenshots

Edfundo4 screens
Pemo4 screens

Verdict

The call

The clearest difference is review sentiment: Edfundo at 80% against Pemo's 0%. Edfundo also leads on iOS requirement (13.0 vs 16.6). Pemo's advantage is rating (3.8 vs 2.3) and update cadence (weekly vs fortnightly). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Pemo holds the better App Store score, 3.8 against 2.3. Both are backed by a comparable volume of ratings — 3 and 6 respectively. Written reviews complicate that: 80% of Edfundo's written reviews are positive against 0% of Pemo's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Edfundo ships an update fortnightly, Pemo weekly. The most recent releases landed on October 24, 2026 and October 27, 2026 respectively.

Scorecard4 real differences · 6 level
Edfundo versus Pemo: the parameters behind the verdict, then further details
ParameterEdfundoPemo
PriceFreeFree
Rating2.3 (3 ratings)3.8 (6 ratings) — better
Positive reviews80.0% of reviews — better0.0% of reviews
Number of ratings36 — better
Update frequencyFortnightlyWeekly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad
Requires iOS13.0 — better16.6
Further details — not scored
Size67 MB184 MB
Age rating4+4+
DeveloperEdfundoPayables Technology LTD

Customer experience

Edfundo

All ratings3 ratings
Positive33.3%
Neutral0.0%
Negative66.7%
Written reviews5 reviews
Positive80.0%
Neutral0.0%
Negative20.0%

Pemo

All ratings6 ratings
Positive66.7%
Neutral0.0%
Negative33.3%
Written reviews2 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

Edfundo

No in-app purchases

None

Pemo

No in-app purchases

Questions

Is Edfundo free?
Edfundo is free to download, with no in-app purchases.
Is Pemo free?
Pemo is free to download, with no in-app purchases.
Which has better reviews, Edfundo or Pemo?
Pemo is rated higher. Edfundo averages 2.3 out of 5 from 3 ratings, while Pemo averages 3.8 from 6 ratings.
Do Edfundo or Pemo have ads?
Neither Edfundo nor Pemo shows ads.
Which is updated more often, Edfundo or Pemo?
Edfundo ships an update fortnightly, and Pemo weekly. Most recently, Edfundo was updated on October 24, 2026 and Pemo on October 27, 2026.

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