IDBI Soft Token vs FlipSub
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
IDBI Soft Token
Generate One-Time Passwords (OTPs) offline for secure authentication with your bank's net banking. This app eliminates the need for SMS OTPs, offering a convenient and reliable alternative for authorizing transactions without mobile network coverage.
- Offline OTP generation
- Alternative to SMS OTP
- Secure transaction authentication
- No mobile network required
- Convenient OTP access
- Registration via net banking
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OTP generated through this application is an alternative to SMS OTP, for authenticating transactions/requests in IDBI Net Banking. It enables you to generate OTP from mobile based application in lieu of SMS OTP sent by Bank on registered mobile number. This option eliminates the need to have mobile coverage, non-receipt or delayed delivery of SMS OTP. It is a convenient way of generating OTP instead of waiting for the SMS OTP. In order to use the facility, you need to complete the registration process. You need to login to internet banking and request for soft token registration. The registration option is available in the My Profile section under “Security” tab named as “Soft Token Registration”. Upon submitting the registration request, you will receive activation code through SMS. If activation code is not received, you can also regenerate using “Soft Token Activation Code Regeneration” option in net banking . Once you receive the activation code, you can complete the activation process of this application on your mobile by providing details such as customer ID and internet banking login id. Upon submission and verification of user details, activation to IDBI Soft Token will be completed. Now you can start using soft token based OTP for authorizing financial transactions/ requests. Benefits: · The OTP generated is offline. Hence there is no need to be on mobile network. · No need to wait for OTP sent over SMS. Important Instructions: · You need to register for availing this service. Kindly initiate registration process from net banking. · You will need activation code, Customer ID and login details to enable net banking channel. · Select SIM having registered mobile number for activation process. · Every time you need to provide Pass code to generate Soft Token Based OTP from APP. · In case you forget the pass code, Please re-initiate the activation process.
FlipSub
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Discover subscriptions you’re paying for. Cancel what you don’t need. Restart when you’re ready. FlipSub finds subscriptions from supported services in your connected mailbox and shows what you’re paying—all in one place. With FlipSub Pro, you can cancel or restart supported services in a few taps, with guided steps whenever a provider needs your input. SEE WHERE YOUR MONEY GOES Connect a supported mailbox and let FlipSub find subscription-related emails. See your detected subscriptions, available prices, and estimated monthly total in one clear dashboard. Less digging through receipts. More clarity about recurring charges. CANCEL WHEN YOU’RE DONE Finished a show? Not using a service? Cancel supported subscriptions in a few taps from your dashboard. If a service needs you to sign in or confirm, FlipSub walks you through it. RESTART WHEN YOU’RE READY New season dropping? Missing your favorite playlist? Restart supported subscriptions in a few taps from your dashboard. If a service needs you to choose a plan or confirm payment, FlipSub walks you through it. KEEP TRACK IN ONE PLACE Review active and canceled subscriptions, check available status and pricing details, and keep supported subscription records refreshed over time. INVITE FRIENDS. EARN REWARDS. Refer friends and earn credits toward gift-card rewards when they become eligible paying subscribers. Reward thresholds and program terms apply. BUILT WITH PRIVACY IN MIND FlipSub searches for messages matching supported services’ sender or domain filters. It does not scan your entire inbox to build your dashboard. No ads. No selling your data. No using your email data to train AI models. GET STARTED WITH FLIPSUB FlipSub is free to download and offers a limited preview of detected subscriptions. Upgrade to FlipSub Pro to view all detected subscriptions and unlock supported cancellation and restart actions. FlipSub Pro is a monthly auto-renewable subscription. Pricing is shown in the app before purchase. Manage or cancel your Pro subscription in your App Store account settings. SUPPORTED SERVICES Netflix, Disney+, Hulu, Peacock, YouTube Premium, Apple TV+, Amazon Prime, HBO Max, Spotify, Audible, and Walmart+. FlipSub currently focuses on users in the United States. Discovery, pricing details, and available actions vary by service, plan, region, and account state. Some actions require additional steps with the provider. FlipSub may not detect every subscription or reflect every recent change. Third-party service names identify supported services and do not imply sponsorship, affiliation, or endorsement. Terms of Use: https://flipsub.com/terms End User License Agreement (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://flipsub.com/privacy
Screenshots
Verdict
The clearest difference is in-app purchases: IDBI Soft Token at none against FlipSub's 1. IDBI Soft Token also leads on iOS requirement (12.0 vs 15.1). FlipSub's advantage is update cadence (every 5 weeks vs every 7 months). On price, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. FlipSub sells 1 in-app purchase, starting at $1.99 per month. IDBI Soft Token asks for nothing beyond the download.
IDBI Soft Token ships an update every 7 months, FlipSub every 5 weeks. The most recent releases landed on October 16, 2026 and October 15, 2026 respectively.
| Parameter | IDBI Soft Token | FlipSub |
|---|---|---|
| Price | Free | Free |
| Positive reviews | 33.3% of reviews | — |
| Update frequency | Every 7 months | Every 5 weeks — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free | — |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 12.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 11 MB | 35 MB |
| Age rating | 4+ | 12+ |
| Developer | IDBI BANK LIMITED | HeapMem LLC |
In-app purchases
IDBI Soft Token
No in-app purchases
FlipSub
- FlipSub Pro$1.991 Month









