Comparison

Cubit vs Expense Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Cubit

This app teaches children and young people how to manage their money from an early age, providing them with financial education for their future. It allows children to learn to save, manage allowances, and track expenses, while parents can manage allowances and monitor their children's progress.

Highlights
  • Financial education for children
  • Separate parent and child profiles
  • Learn to save and manage allowances
  • Track expenses
  • Parental oversight and progress monitoring
Features
Read full description

Cubit es la plataforma para enseñar a los niñ@s y jóvenes a administrar su dinero desde una temprana edad con la finalidad de brindarles educación financiera para su futuro. Con la app de Cubit, los hij@s y padres tienen sus propios perfiles dentro de la plataforma. Los hij@s aprenden a ahorrar, administrar mesadas y registrar sus gastos para poder tener un control de sus finanzas. Los padres se encargan de administrar la mesada de los hij@s y dan seguimiento a su progreso, de esta forma tienen control de toda la actividad de sus hij@s en la plataforma.

About

Expense Tracker

Effortlessly track your daily expenses using AI-powered voice input or manual entry. The app automatically categorizes and splits your spending with a beautiful, clutter-free interface. Your data is securely stored in your personal iCloud, with no login required.

Highlights
  • AI-powered voice expense entry
  • Automatic expense categorization
  • Manual expense entry
  • Custom category creation
  • Beautiful and simple UI/UX
  • Privacy-friendly iCloud storage
  • No login required
Features
Currently charting
Read full description

Introducing MonAi, the app that revolutionizes how you track your daily expenses. With a fun, easy, and beautiful interface, MonAi simplifies expense tracking like never before. No more time-consuming data entry. Enter your expenses just like a voice message and MonAi will automatically split and categorize it for you. No login required, all saved securely in your personal iCloud. EFFORTLESS EXPENSE TRACKING Experience the future of expense tracking with MonAi's seamless voice input feature. Effortlessly capture your expenses by simply speaking them out loud. MonAi's robust AI algorithms intelligently categorize and divide your expenses without any manual effort on your part. Don't worry if voice input isn't your preference—MonAi offers versatile options. Enter expenses manually and still benefit from the app's intelligent categorization. Alternatively, drag and drop a category onto the input field to define your own custom category. MonAi adapts to your needs, making expense tracking quick, fun, and tailored to your style. BEAUTIFUL UI/UX DESIGN Enjoy a delightful and user-friendly interface, carefully designed to elevate your expense tracking experience. Embracing simplicity and elegance, MonAi's user-friendly design ensures that you can focus on what matters—your finances. Unlike overwhelming apps with unnecessary features, MonAi strips away the clutter, presenting you with a streamlined and intuitive interface that makes tracking expenses a pleasure. PRIVACY-FRIENDLY AND SECURE Rest assured knowing that your expense data is stored securely in your own personal iCloud. MonAi values your privacy and does not require any login credentials and doesn't have access to any of your data. Download MonAi now and discover a seamless and efficient way to track your expenses. Take control of your finances and experience the convenience of MonAi. Get to know the app and all of it’s features first with a free trial before you can choose between a monthly or yearly subscription. The subscription will automatically renew at the end of the period, for the same price. You can turn off the auto-renewal at any time up until 24-hours before the end of the subscription period in your Account Settings. When you cancel the auto-renewal, access to the "Pro features" will not expire immediately, you will have access until the end of the current payment period. Read more about it in the terms of service: https://www.get-monai.app/terms

Screenshots

Cubit3 screens
Expense Tracker4 screens

Verdict

The call

The clearest difference is in-app purchases: Cubit at none against Expense Tracker's 17. Cubit also leads on review sentiment (100% vs 82%) and rating (5.0 vs 4.8). Expense Tracker's advantage is ratings volume (875 vs 2) and chart position (#166 vs unranked). On price, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Expense Tracker sells 17 in-app purchases, starting at $2.99 per month. Cubit asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Cubit holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Expense Tracker has 875 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 100% of Cubit's written reviews are positive against 82% of Expense Tracker's.

UpkeepUpdate frequency

Cubit ships an update monthly, Expense Tracker every 2 weeks. The most recent releases landed on September 29, 2026 and October 14, 2026 respectively.

Scorecard8 real differences · 3 level
Cubit versus Expense Tracker: the parameters behind the verdict, then further details
ParameterCubitExpense Tracker
PriceFreeFree
Rating5.0 (2 ratings) — better4.8 (875 ratings)
Positive reviews100.0% of reviews — better82.4% of reviews
Number of ratings2875 — better
Update frequencyMonthlyEvery 2 weeks — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree — betterFree with in-app purchases
Best chart rank—#166 — better
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS12.0 — better18.0
Further details — not scored
Size16 MB53 MB
Age rating4+4+
DeveloperPappCorn SASFlorian Vates

Customer experience

Cubit

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Expense Tracker

All ratings875 ratings
Positive95.7%
Neutral1.7%
Negative2.6%
Written reviews148 reviews
Positive82.4%
Neutral6.1%
Negative11.5%

Bugs and requests

Cubit

Not enough reviews yet to summarise bugs or requests.

Expense Tracker

Reported bugs

3 issues
  • Doesn't register all bank transactions
  • Incompatible with some devices or iOS versions
  • Sharing large lists doesn't work

Requested features

6 requests
  • Weekly/daily expense view
  • Separate savings category
  • Ability to add past expenses
  • Multi-currency support
  • Improved reporting and analytics
Show 1 more
  • Dark mode option

In-app purchases

None

Cubit

No in-app purchases

17 purchases

Expense Tracker

Subscriptions17
  • Student Monthly7 Days trial$2.991 Month
  • Basic monthly intro7 Days trial$2.991 Month
  • Advanced$2.991 Month
Show 14 more
  • Family month intro7 Days trial$3.991 Month
  • Basic monthly7 Days trial$3.991 Month
  • Family$3.991 Month
  • Student Monthly7 Days trial$4.491 Month
  • Family month7 Days trial$5.491 Month
  • Monthly7 Days trial$7.991 Month
  • Student Yearly7 Days trial$24.991 Year
  • Basic yearly intro7 Days trial$24.991 Year
  • Advanced$24.991 Year
  • Basic yearly7 Days trial$29.991 Year
  • Family yearly intro7 Days trial$34.991 Year
  • Family$34.991 Year
  • Family yearly7 Days trial$39.991 Year
  • Yearly7 Days trial$71.991 Year

Questions

Is Cubit free?
Cubit is free to download, with no in-app purchases.
Is Expense Tracker free?
Expense Tracker is free to download, with in-app purchases available.
Which has better reviews, Cubit or Expense Tracker?
Cubit is rated higher. Cubit averages 5.0 out of 5 from 2 ratings, while Expense Tracker averages 4.8 from 875 ratings.
Do Cubit or Expense Tracker have ads?
Neither Cubit nor Expense Tracker shows ads.
Which is updated more often, Cubit or Expense Tracker?
Cubit ships an update monthly, and Expense Tracker every 2 weeks. Most recently, Cubit was updated on September 29, 2026 and Expense Tracker on October 14, 2026.

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