IOU vs DivvyTrip

IOU is the easiest way to scan receipts, itemize every purchase, and split group expenses accurately. Split what everyone actually ordered—no spreadsheets, no mental math, no awkward follow-ups. SCAN RECEIPTS. ASSIGN ITEMS. DONE. Take a photo of any receipt and IOU will automatically extract items, prices, and totals. Then tap through and assign each item to the right person. Perfect for dinners, trips, and shared purchases where everyone orders something different. ACCURATE SPLITS, EVEN INTERNATIONALLY Split expenses using items, equal splits, percentages, or exact amounts. IOU supports foreign currencies with real-world exchange accuracy using actual credit card charge rates. Region-aware calculations ensure tax and tip are handled correctly wherever you are. BUILT FOR GROUP EXPENSES Create groups for trips, dinners, roommates, and more. Customize groups with photos or curated artwork. Track all expenses in one place and view group insights and spending breakdowns. Settle up easily with Venmo & CashApp. POWERFUL RECEIPT FEATURES * Scan and automatically itemize receipts * Works with foreign receipts and translations * Assign items to individuals one by one * Upload and store receipts within groups * Share a clean breakdown with your group FLEXIBLE AND ORGANIZED * Import existing expenses from other apps * Export your data as CSV or PDF * Adjust settings based on your region * Customize the app with your preferred accent color WHY IOU MOST APPS SPLIT TOTALS. IOU SPLITS WHAT ACTUALLY HAPPENED. No more overpaying. No more chasing people. Just accurate, transparent group expenses. Terms of condition: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

**Make Group Travel Effortless** Planning a trip with friends? DivvyTrip makes splitting expenses simple, fair, and stress-free. Whether you're backpacking through Europe, sharing a beach house, or exploring a new city together, we handle the money math so you can focus on making memories. **WHY DIVVYTRIP?** Unlike generic expense apps, DivvyTrip is built specifically for travelers. We understand that trips involve multiple currencies, shared accommodations, group dinners, and the need to settle up quickly and fairly. **KEY FEATURES** **Receipt Scanning** - Capture expense amounts instantly with your camera. No more manual typing or errors. **Smart Location** - Auto-fill expense titles from nearby businesses with intelligent category detection. Your location is never stored or shared. **Siri Voice Commands** - Add expenses hands-free: "Hey Siri, add an expense to DivvyTrip" **Automatic Currency Conversion** - Real-time exchange rates for 150+ currencies. Works offline with cached rates. **Trip Organization** - Create unlimited trips, add friends by email, track expenses by category. App automatically opens your last viewed trip. **Fair Splitting** - Equal splits or custom amounts. Everyone sees the same numbers—complete transparency. **Smart Settlements** - Minimizes transactions needed. See who owes whom at a glance. **Easy Sharing** - Email trip summaries and invitations directly from the app. **PERFECT FOR:** Weekend getaways • Group vacations • Bachelor/bachelorette parties • Family reunions • Backpacking adventures • Music festivals • Shared vacation rentals **HOW IT WORKS** 1. **Create a Trip** - Set destination, dates, and currency. Invite friends by email. 2. **Add Expenses** - Use voice commands, receipt scanning, or manual entry. Automatic currency conversion included. 3. **Split Fairly** - Choose equal splits or customize. Complete transparency for everyone. 4. **Settle Up** - View smart settlement suggestions that minimize transactions. **FEATURES IN DETAIL** **Multi-Currency Support** - Enter expenses in local currency and DivvyTrip automatically converts to your trip's base currency. Rates cached for 24 hours—works without internet. **Expense Categories** - Food & Dining • Accommodation • Transportation • Entertainment • Shopping • Other **Privacy & Security** - Secure authentication with Sign in with Apple, Google, or email. Your data is encrypted. Only trip participants can see expenses. Location data processed locally and never stored. **NO HIDDEN FEES** - Completely free. No ads, no premium tiers, no surprises. **STAY FRIENDS, TRAVEL MORE** Money can be awkward, especially with friends. DivvyTrip removes the stress by making everything clear, fair, and simple. No more mental math, no more spreadsheets, no more "I think you owe me..." conversations. Whether you're splitting a $20 pizza or a $2000 vacation rental, DivvyTrip ensures everyone pays their fair share. Download DivvyTrip today and make your next group trip the smoothest one yet. Your friendships (and your wallet) will thank you.