MoneySavingExpert vs Splits

Save money on your bills, credit, banking and everyday costs with the MoneySavingExpert app - the UK's biggest personal finance help site packed with deals, switching tips, budgeting tools and expert guidance from Martin Lewis. Get quick access to MSE’s top guides, breaking news, weekly deals, and Martin Lewis’ updates. Turn on notifications and we’ll alert you to money-saving opportunities as they happen. You’ll get access to MSE’s money saving tools in one place, including our: - Credit Club: See your credit score, credit report and credit eligibility rating - Cheap Energy Club: Compare energy tariffs and switch to save £100s - Amazon Discount Finder: Snag the cheapest UK deals on the retail giant - Bill Buster: Budget planner that tracks your bills and tells you when to switch - Broadband Comparison: Find the best UK broadband deals - Car Insurance Compare+: Get competitive quotes for car insurance - Cheap Mobile Finder: Discover affordable mobile plans - Council Tax Rebanding Calculator: Calculate savings on your council tax band - Credit Card Eligibility calculator: See your odds of getting the top credit cards - Home Insurance Compare+: Get home insurance quotes, switch and save - Income Tax Calculator: See how much pay you'll take home - 10-minute Benefit Calculator: Check your entitlement to government benefits - Mortgage Best Buys: Compare mortgage deals to find the best rates - Tax Code Checker: Ensure you're paying the correct amount of tax - Travel Insurance : Compare travel insurance policies for cheap deals - Stamp Duty Calculators: Estimate stamp duty costs when buying a property - Student Loan Calculators: Manage and understand your repayments MoneySavingExpert is acting as an agent of TrueLayer, who is providing the regulated Account Information Service, and is Authorised and Regulated by the Financial Conduct Authority under the Payment Services Regulations 2017 and the Electronic Money Regulations 2011 (Firm Reference Number: 901096)

Splits is the calm, effortless way to track shared expenses with friends, flatmates, and travel groups + it's completely free of ads and any form of payment. No accounts to create. No email, no password, no social logins. Splits signs you in seamlessly using your iPhone, so you can start splitting in seconds. HOW IT WORKS • Create a group and share a simple invite code • Add expenses and split them equally or by exact amounts • See everyone's balance at a glance • When it's time to settle, Splits tells you exactly who pays whom (using the fewest transfers possible) SPEND LESS TIME SETTLING UP Instead of a tangle of "I owe you, you owe them," Splits simplifies everyone's debts down to the minimum number of payments. Fewer transfers, less hassle, no awkward math. TRAVELING? MULTIPLE CURRENCIES? NO PROBLEM Add expenses in any currency and Splits converts them to your group's base currency automatically, so balances always make sense. SEE THE FULL PICTURE • Balances: who owes what, right now • Expenses: every cost, with who paid and how it was split • Activity: a running history of expenses and settlements • Stats: total spending, spending per person, and group highlights PRIVATE BY DESIGN We don't sell your data. We don't show ads. Splits collects only what it needs to keep your group's balances accurate. You can delete your account at any time, right from the app. BUILT TO FEEL EFFORTLESS A clean, distraction-free design that looks great in both light and dark mode. Splits is free. Download it, share a code with your group, and never argue about who owes what again.