Gist Money vs SplitBook

Say it or type it. Gist Money helps (formerly 'Expenses Manager') you turn everyday spending into a clearer picture of your money. Track expenses, plan monthly budgets, organize bills, and understand your spending habits - with less manual entry and no ads. SMARTER EVERYDAY TRACKING Say It. Review It. Save It. Describe an expense naturally, by voice or text. Gist Money turns it into transaction details you can review, edit, and save. Budget with More Clarity Set budgets for groceries, dining out, transport, and more. Follow your progress and get alerts as you approach your limits. Understand Your Spending Explore spending insights, charts, and reports. See which categories take the biggest share of your budget and how your habits change over time. KEEP YOUR MONEY ORGANIZED Income and Expenses Record daily spending and income, organize transactions, and keep a clear view of your cash flow. Bills and Reminders Keep upcoming payments organized with bill reminders that help you stay on top of due dates. Accounts, Cards, and Wallets Track transactions across your accounts, credit cards, and wallets. Keep your recorded balances and spending together in one place. Custom Categories and Tags Organize your records in a way that makes sense to you, with personalized categories and tags. Optional Cloud Sync Keep your financial data private and stay in control, or choose to sync across devices so your records stay up to date wherever you use Gist Money. No Ads. A Clearer View. Stay focused on your money with a clean, distraction-free interface. Some features require a paid plan. WE VALUE YOUR FEEDBACK Help us make Gist Money more useful for your everyday finances. Send your questions or suggestions to help@gistmoney.com. Terms of Service: https://gistmoney.com/tos Privacy Policy: https://gistmoney.com/privacy

SplitBook makes it easy for households to track shared expenses, split costs fairly, and settle up — all synced across everyone's devices through iCloud. No accounts to create, no subscriptions. Add your household members, start logging expenses, and let SplitBook handle the math. FLEXIBLE SPLITTING • Split equally among everyone checked, payer included • "For members" when you paid for someone else's share • By exact amounts when shares aren't even — with built-in math (+, −, ×, ÷) to add up a restaurant bill on the fly • Or keep an expense as the payer's own • Vendor suggestions remember where you shop and the category you used last time SEE WHERE YOUR HOUSEHOLD STANDS • Plain-English balances: who owes whom, at a glance • Recent activity for expenses and payments • Spending by category, from this month to all time SETTLE UP • Record payments between members and apply them to specific expenses • Expenses show when they're partially or fully settled, with a clear trail SHARE WITH YOUR HOUSEHOLD • Invite family or roommates through Messages or Mail — only the people you invite can join • Changes sync automatically through iCloud • Works offline and catches up when you reconnect • The owner decides who can add new members, and can stop sharing anytime MAKE IT YOURS • Custom categories with your choice of icon • Optional notifications when someone adds an expense or payment, or joins • Light, Dark, or system appearance • Backup and restore your whole household to a file PRIVATE BY ARCHITECTURE Your data lives on your device and syncs only through your personal iCloud and the household members you invite. No third-party servers, no analytics, no tracking, no accounts. Your finances stay between you and your household. SplitBook is a ledger: it tracks who owes whom, but it doesn't move money. Questions or feedback: splitbook@mentalhygienist.app