SplitBook vs SimpleSpend

SplitBook makes it easy for households to track shared expenses, split costs fairly, and settle up — all synced across everyone's devices through iCloud. No accounts to create, no subscriptions. Add your household members, start logging expenses, and let SplitBook handle the math. FLEXIBLE SPLITTING • Split equally among everyone checked, payer included • "For members" when you paid for someone else's share • By exact amounts when shares aren't even — with built-in math (+, −, ×, ÷) to add up a restaurant bill on the fly • Or keep an expense as the payer's own • Vendor suggestions remember where you shop and the category you used last time SEE WHERE YOUR HOUSEHOLD STANDS • Plain-English balances: who owes whom, at a glance • Recent activity for expenses and payments • Spending by category, from this month to all time SETTLE UP • Record payments between members and apply them to specific expenses • Expenses show when they're partially or fully settled, with a clear trail SHARE WITH YOUR HOUSEHOLD • Invite family or roommates through Messages or Mail — only the people you invite can join • Changes sync automatically through iCloud • Works offline and catches up when you reconnect • The owner decides who can add new members, and can stop sharing anytime MAKE IT YOURS • Custom categories with your choice of icon • Optional notifications when someone adds an expense or payment, or joins • Light, Dark, or system appearance • Backup and restore your whole household to a file PRIVATE BY ARCHITECTURE Your data lives on your device and syncs only through your personal iCloud and the household members you invite. No third-party servers, no analytics, no tracking, no accounts. Your finances stay between you and your household. SplitBook is a ledger: it tracks who owes whom, but it doesn't move money. Questions or feedback: splitbook@mentalhygienist.app

Tracking your money should feel simple. SimpleSpend is a fast, focused, ad-free expense tracker. Log a transaction in seconds—no sign-up or unnecessary distractions. Build a clear picture of your personal finances without turning every entry into a chore. FAST, FLEXIBLE TRACKING • Enter the amount, category, account, and note • Hold "+" to log by voice: Say the amount, date, category and more, then release to fill in the transaction form. • Review before saving: Check or edit the details filled in from your voice input to help avoid mistakes. • Create custom categories, subcategories, and accounts • Use Siri and Shortcuts to log expenses or income by voice RECURRING TRANSACTIONS FOR RENT AND BILLS Rent, phone bills, gym memberships, loan payments, and more—set them up once on a daily, weekly, monthly, yearly, or custom schedule. When a transaction is due, SimpleSpend adds it the next time you open the app. SEE WHAT SUBSCRIPTIONS COST Mark an expense as a subscription to see your estimated annual total and projected charges for the next 12 months. Quickly decide what is worth keeping and what you may want to reconsider. TRACK MONEY TOGETHER Invite your partner or family to one shared ledger. Up to 6 people can log income and expenses and view budgets and insights. Personal and shared ledgers stay separate, so everything remains clear. BUDGETS AND SPENDING INSIGHTS • See income, expenses, net balance, and spending by category • Filter by day, week, month, year, or a custom date range • Set monthly budgets to stay on track MULTIPLE LEDGERS AND CURRENCIES • Separate family, travel, shared expenses, and more into their own ledgers • Fetch exchange rates automatically and view converted totals in your chosen currency YOUR DATA, YOUR CHOICE • Keep data on your device by default • Turn on iCloud sync between your iPhone and iPad • Shared ledgers are shared only with invited members; personal ledgers stay separate • Export your data to CSV anytime • Enjoy an ad-free experience—we do not sell your data Core tracking is free. Upgrade to Pro for unlimited recurring rules, batch editing, category merging, and more. Download SimpleSpend and see your spending more clearly. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://castorstudio.xyz/apps/simplespend/privacy/