Comparison

SimpleSpend vs Spending Tracker

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

SimpleSpend

Features
Read full description

Tracking your money should feel simple. SimpleSpend is a fast, focused, ad-free expense tracker. Log a transaction in secondsβ€”no sign-up or unnecessary distractions. Build a clear picture of your personal finances without turning every entry into a chore. FAST, FLEXIBLE TRACKING β€’ Enter the amount, category, account, and note β€’ Hold "+" to log by voice: Say the amount, date, category and more, then release to fill in the transaction form. β€’ Review before saving: Check or edit the details filled in from your voice input to help avoid mistakes. β€’ Create custom categories, subcategories, and accounts β€’ Use Siri and Shortcuts to log expenses or income by voice RECURRING TRANSACTIONS FOR RENT AND BILLS Rent, phone bills, gym memberships, loan payments, and moreβ€”set them up once on a daily, weekly, monthly, yearly, or custom schedule. When a transaction is due, SimpleSpend adds it the next time you open the app. SEE WHAT SUBSCRIPTIONS COST Mark an expense as a subscription to see your estimated annual total and projected charges for the next 12 months. Quickly decide what is worth keeping and what you may want to reconsider. TRACK MONEY TOGETHER Invite your partner or family to one shared ledger. Up to 6 people can log income and expenses and view budgets and insights. Personal and shared ledgers stay separate, so everything remains clear. BUDGETS AND SPENDING INSIGHTS β€’ See income, expenses, net balance, and spending by category β€’ Filter by day, week, month, year, or a custom date range β€’ Set monthly budgets to stay on track MULTIPLE LEDGERS AND CURRENCIES β€’ Separate family, travel, shared expenses, and more into their own ledgers β€’ Fetch exchange rates automatically and view converted totals in your chosen currency YOUR DATA, YOUR CHOICE β€’ Keep data on your device by default β€’ Turn on iCloud sync between your iPhone and iPad β€’ Shared ledgers are shared only with invited members; personal ledgers stay separate β€’ Export your data to CSV anytime β€’ Enjoy an ad-free experienceβ€”we do not sell your data Core tracking is free. Upgrade to Pro for unlimited recurring rules, batch editing, category merging, and more. Download SimpleSpend and see your spending more clearly. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://castorstudio.xyz/apps/simplespend/privacy/

About

Spending Tracker

Easily manage shared budgets for couples, households, or projects. Track expenses, categorize spending, and visualize trends with clear reports. Offers privacy-focused features like on-device receipt recognition and iCloud syncing.

Highlights
  • Create and share budgets
  • Track and categorize expenses
  • Photo receipt capture
  • On-device receipt recognition
  • Clear spending reports
  • iCloud synchronization
Features
Read full description

Create budgets together, track receipts, and understand your spending with YouSpend. YouSpend is the easy-to-use budgeting app for couples, households, travel, and shared projects. Create separate budgets for every area of life, track expenses in seconds, and stay synced across your Apple devices via iCloud. FEATURES β€’ Create shared budgets and share them with invited people β€’ Track, categorize, and assign expenses β€’ Take photos of receipts or select them from your photo library β€’ Recognize merchants, dates, and amounts directly on your device with Apple Vision β€’ Understand categories, trends, and your remaining budget through clear reports β€’ Automatic Dark Mode and optimized display on iPhone and iPad PRIVACY FROM THE START β€’ No ads and no tracking β€’ No connection to bank accounts β€’ No external analytics or crash reporting SDKs β€’ Receipt recognition directly on the device β€’ Synchronization via iCloud and CloudKit YouSpend helps you keep track of shared expenses without spreadsheets or bank access. YouSpend Terms of Use: https://youspend.app/terms Apple Standard EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://youspend.app/privacy

Screenshots

SimpleSpend4 screens
Spending Tracker4 screens

Verdict

The call

The clearest difference is iOS requirement: SimpleSpend at 18.0 against Spending Tracker's 26.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. SimpleSpend sells 2 in-app purchases, starting at $4.99 per year and Spending Tracker sells 3 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly weekly. The most recent releases landed on September 18, 2026 and September 12, 2026 respectively.

Scorecard1 real difference Β· 7 level
SimpleSpend versus Spending Tracker: the parameters behind the verdict, then further details
ParameterSimpleSpendSpending Tracker
PriceFreeFree
Positive reviewsβ€”100.0% of reviews
Update frequencyWeeklyWeekly
AdsNoNo
In-app purchasesYesYes
Monetizationβ€”Free with in-app purchases
DevicesiPhone, iPadiPhone, iPad
Requires iOS18.0 β€” better26.0
Further details β€” not scored
Size27 MB12 MB
Age rating4+4+
Developer杭 李Nino Gjoni

In-app purchases

2 purchases

SimpleSpend

Subscriptions1
  • SimpleSpend Pro$4.991 Year
One-time1
  • SimpleSpend Pro$17.99
3 purchases

Spending Tracker

Subscriptions2
  • YouSpend Premium Monthly$0.991 Month
  • YouSpend Premium Yearly$8.991 Year
One-time1
  • YouSpend Premium Lifetime$17.99

Questions

Is SimpleSpend free?
SimpleSpend is free to download, with in-app purchases available.
Is Spending Tracker free?
Spending Tracker is free to download, with in-app purchases available.
Do SimpleSpend or Spending Tracker have ads?
Neither SimpleSpend nor Spending Tracker shows ads.
Which is updated more often, SimpleSpend or Spending Tracker?
SimpleSpend ships an update weekly, and Spending Tracker weekly. Most recently, SimpleSpend was updated on September 18, 2026 and Spending Tracker on September 12, 2026.

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