Comparison

Spendrift vs SimpleSpend

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Spendrift

Features
Read full description

Log an expense by saying it out loud. Or let your bank's SMS do it for you. Spendrift is an expense tracker built around getting the transaction in fast because the reason budgeting apps fail is the typing, not the tracking. FOUR WAYS TO CAPTURE Voice Say "spent 400 on groceries with the card" and it's logged: amount, category, and account filled in for you. No forms, no dropdowns. Bank SMS, automatically Set up a Shortcuts automation once, and every bank alert your phone receives turns into a transaction on its own. You never open the app. Messages are redacted on device before anything is processed. Bank statement PDF Drop in a whole statement and get every row back as a transaction. Months of backlog cleared in one go. Receipt photo Point the camera at a receipt, or share one in from anywhere in iOS, and skip the typing entirely. THE TRACKER UNDERNEATH - Expenses and income across multiple accounts, with balances that reflect what you actually log - Month-by-month navigation and history grouped by day, so recent activity stays scannable - Categories and accounts you define, matching how you really spend - Analytics: category charts, daily spending, and weekday patterns PRIVATE BY DEFAULT Your data stays on your device. No account to create, no bank login, no connecting Spendrift to anything. The App Store privacy label says it plainly: this app collects no data. FREE AND PRO Everything above is free: manual entry, unlimited accounts and categories, charts, widgets, Shortcuts. Spendrift Pro unlocks the four AI capture methods: voice, bank SMS auto-import, PDF statement import, and receipt scan. Monthly or one-time. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

SimpleSpend

Features
Read full description

Tracking your money should feel simple. SimpleSpend is a fast, focused, ad-free expense tracker. Log a transaction in seconds—no sign-up or unnecessary distractions. Build a clear picture of your personal finances without turning every entry into a chore. FAST, FLEXIBLE TRACKING • Enter the amount, category, account, and note • Hold "+" to log by voice: Say the amount, date, category and more, then release to fill in the transaction form. • Review before saving: Check or edit the details filled in from your voice input to help avoid mistakes. • Create custom categories, subcategories, and accounts • Use Siri and Shortcuts to log expenses or income by voice RECURRING TRANSACTIONS FOR RENT AND BILLS Rent, phone bills, gym memberships, loan payments, and more—set them up once on a daily, weekly, monthly, yearly, or custom schedule. When a transaction is due, SimpleSpend adds it the next time you open the app. SEE WHAT SUBSCRIPTIONS COST Mark an expense as a subscription to see your estimated annual total and projected charges for the next 12 months. Quickly decide what is worth keeping and what you may want to reconsider. TRACK MONEY TOGETHER Invite your partner or family to one shared ledger. Up to 6 people can log income and expenses and view budgets and insights. Personal and shared ledgers stay separate, so everything remains clear. BUDGETS AND SPENDING INSIGHTS • See income, expenses, net balance, and spending by category • Filter by day, week, month, year, or a custom date range • Set monthly budgets to stay on track MULTIPLE LEDGERS AND CURRENCIES • Separate family, travel, shared expenses, and more into their own ledgers • Fetch exchange rates automatically and view converted totals in your chosen currency YOUR DATA, YOUR CHOICE • Keep data on your device by default • Turn on iCloud sync between your iPhone and iPad • Shared ledgers are shared only with invited members; personal ledgers stay separate • Export your data to CSV anytime • Enjoy an ad-free experience—we do not sell your data Core tracking is free. Upgrade to Pro for unlimited recurring rules, batch editing, category merging, and more. Download SimpleSpend and see your spending more clearly. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://castorstudio.xyz/apps/simplespend/privacy/

Screenshots

Spendrift4 screens
SimpleSpend4 screens

Verdict

The call

The clearest difference is in-app purchases: Spendrift at none against SimpleSpend's 2. On price, update cadence, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. SimpleSpend sells 2 in-app purchases, starting at $4.99 per year. Spendrift asks for nothing beyond the download.

UpkeepUpdate frequency

Spendrift ships an update every 6 days, SimpleSpend every 8 days. The most recent releases landed on September 30, 2026 and October 1, 2026 respectively.

Scorecard1 real difference · 5 level
Spendrift versus SimpleSpend: the parameters behind the verdict, then further details
ParameterSpendriftSimpleSpend
PriceFreeFree
Update frequencyEvery 6 days — betterEvery 8 days
AdsNoNo
In-app purchasesNo — betterYes
DevicesiPhoneiPhone, iPad — better
Requires iOS18.518.0 — better
Further details — not scored
Size24 MB32 MB
Age rating4+4+
DeveloperRonak Punase杭 李

In-app purchases

None

Spendrift

No in-app purchases

2 purchases

SimpleSpend

Subscriptions1
  • SimpleSpend Pro$4.991 Year
One-time1
  • SimpleSpend Pro$17.99

Questions

Is Spendrift free?
Spendrift is free to download, with no in-app purchases.
Is SimpleSpend free?
SimpleSpend is free to download, with in-app purchases available.
Do Spendrift or SimpleSpend have ads?
Neither Spendrift nor SimpleSpend shows ads.
Which is updated more often, Spendrift or SimpleSpend?
Spendrift ships an update every 6 days, and SimpleSpend every 8 days. Most recently, Spendrift was updated on September 30, 2026 and SimpleSpend on October 1, 2026.

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