Gist Money vs Subscription Tracker
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Gist Money
Master your budget, track expenses, and save more with this privacy-focused financial control app. It offers bill reminders, insightful analytics, and customizable tracking to help you understand spending habits and achieve financial goals.
- Privacy-focused data security
- Easy budget creation and management
- Insightful spending analytics
- Bill tracking with due date reminders
- Customizable tags and categories
- Visual spend analysis with graphs
Read full descriptionHide full description
Say it or type it. Gist Money helps (formerly 'Expenses Manager') you turn everyday spending into a clearer picture of your money. Track expenses, plan monthly budgets, organize bills, and understand your spending habits - with less manual entry and no ads. SMARTER EVERYDAY TRACKING Say It. Review It. Save It. Describe an expense naturally, by voice or text. Gist Money turns it into transaction details you can review, edit, and save. Budget with More Clarity Set budgets for groceries, dining out, transport, and more. Follow your progress and get alerts as you approach your limits. Understand Your Spending Explore spending insights, charts, and reports. See which categories take the biggest share of your budget and how your habits change over time. KEEP YOUR MONEY ORGANIZED Income and Expenses Record daily spending and income, organize transactions, and keep a clear view of your cash flow. Bills and Reminders Keep upcoming payments organized with bill reminders that help you stay on top of due dates. Accounts, Cards, and Wallets Track transactions across your accounts, credit cards, and wallets. Keep your recorded balances and spending together in one place. Custom Categories and Tags Organize your records in a way that makes sense to you, with personalized categories and tags. Optional Cloud Sync Keep your financial data private and stay in control, or choose to sync across devices so your records stay up to date wherever you use Gist Money. No Ads. A Clearer View. Stay focused on your money with a clean, distraction-free interface. Some features require a paid plan. WE VALUE YOUR FEEDBACK Help us make Gist Money more useful for your everyday finances. Send your questions or suggestions to help@gistmoney.com. Terms of Service: https://gistmoney.com/tos Privacy Policy: https://gistmoney.com/privacy
Subscription Tracker
Manage all your recurring payments and bills in one secure, private place. Get timely reminders for subscriptions, credit card due dates, and personal IOUs to avoid late fees and overspending. Offers optional AI insights for saving money.
- Track unlimited subscriptions
- Monitor credit card due dates
- Manage personal IOUs
- View spending by category
- Multi-currency tracking
- Optional AI spending insights
- Local data storage
Read full descriptionHide full description
Stop losing money to forgotten subscriptions and surprise card bills. **SubVault** keeps every subscription, credit card due date, and IOU in one simple, private place—with reminders before you get charged. No sign-up. No ads. Your data stays on your device. TRACK EVERY SUBSCRIPTION • Add Netflix, Spotify, ChatGPT Plus, iCloud+, and 25+ popular services in one tap, or create custom subscriptions • See your true monthly and yearly spending at a glance • Sort by renewal date, price, or name • View spending by category to understand where your money goes • Track subscriptions in multiple currencies NEVER MISS A CREDIT CARD BILL • Track due dates for every credit or debit card • Get local reminders 1, 3, 5, or 7 days before bills are due • Mark bills as paid with one tap • Easily identify Visa, Mastercard, Amex, and Discover cards with distinct colors KNOW WHO OWES WHO • Track money you've lent or borrowed • Record repayments and outstanding balances • Add due dates and notes for every transaction • See what you owe and what you're owed at a glance BUILT FOR PRIVACY • Everything is stored securely on your device using Apple's SwiftData • No account, email, or password required • Local reminders stay on your iPhone • Your financial data is never sold or shared for advertising ASK AI — COMPLETELY OPTIONAL • Receive spending insights and savings suggestions • Discover free alternatives and cancellation guidance • Uses Apple Intelligence on supported devices or built-in on-device insights when available WHY PEOPLE CHOOSE SUBVAULT • One app for subscriptions, card bills, and personal loans • Clean, fast, native iOS experience with Light and Dark Mode support • Designed to help you avoid unexpected charges and stay organized SUBVAULT PREMIUM Upgrade to SubVault Premium to unlock: • Unlimited subscriptions • Unlimited credit cards • Unlimited money ledger entries • Removal of free-tier limits Available as Weekly, Monthly, and Yearly auto-renewing subscriptions. Pricing varies by region and is shown in the App before purchase. Payment is charged to your Apple ID at confirmation of purchase. Subscriptions renew automatically unless canceled at least 24 hours before the end of the current billing period. You can manage or cancel your subscription anytime in your Apple ID Account Settings. PRIVACY & TERMS Privacy Policy https://sites.google.com/view/subvault/privacy-policy Terms of Use (EULA) https://sites.google.com/view/subvault/term-of-use SubVault is free to download with optional Premium features. Download today and take control of your subscriptions, bills, and personal finances—all in one secure place.
Screenshots
Verdict
The clearest difference is rating: Subscription Tracker at 5.0 against Gist Money's 4.3. Gist Money's advantage is ratings volume (48 vs 2) and device support (3 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Gist Money sells 17 in-app purchases, starting at $2.99 per 7 days and Subscription Tracker sells 3 in-app purchases, starting at $2.99 per 7 days. Whichever you choose, the download price is not the number that matters.
Subscription Tracker holds the better App Store score, 5.0 against 4.3. That said, the two scores are not equally well evidenced: Gist Money has 48 ratings behind it against 2, so its average is the more settled of the two.
Gist Money ships an update weekly, Subscription Tracker fortnightly. The most recent releases landed on October 30, 2026 and October 25, 2026 respectively.
| Parameter | Gist Money | Subscription Tracker |
|---|---|---|
| Price | Free | Free |
| Rating | 4.3 (48 ratings) | 5.0 (2 ratings) — better |
| Positive reviews | 75.9% of reviews | — |
| Number of ratings | 48 — better | 2 |
| Update frequency | Weekly — better | Fortnightly |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Freemium |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 15.0 — better | 17 |
| Further details — not scored | ||
| Size | 92 MB | 9 MB |
| Age rating | 4+ | 12+ |
| Developer | Amit Mohan | Md Golam Saroar Shuvo |
Customer experience
Gist Money
Subscription Tracker
In-app purchases
Gist Money
- Premium7 Days trial$2.997 Days
- Premium1 Month trial$5.991 Month
- Premium2 variants$5.991 Month
Show 9 moreShow fewer
- Premium7 Days trial$19.991 Year
- Premium2 variants$19.991 Year
- Premium7 Days trial$29.991 Year
- Premium1 Year trial3 variants$39.991 Year
- Premium3 Days trial$39.991 Year
- Premium$39.991 Year
- Premium7 Days trial$39.991 Year
- Pro7 Days trial$59.991 Year
- Pro1 Month trial$59.991 Year
- Premium (6 months)$8.99
- Premium (12 months)$15.99
- Unlimited Premium Access$71.99
Show 2 moreShow fewer
- Lifetime Premium$71.99
- Lifetime Premium$89.99
Subscription Tracker
- Weekly Pro3 Days trial$2.997 Days
- Monthly Pro$4.991 Month
- Yearly Pro$34.991 Year
Questions
Is Gist Money free?
Is Subscription Tracker free?
Which has better reviews, Gist Money or Subscription Tracker?
Do Gist Money or Subscription Tracker have ads?
Which is updated more often, Gist Money or Subscription Tracker?
Other comparisons















