Comparison

Gist Money vs SubWise

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Gist Money

Master your budget, track expenses, and save more with this privacy-focused financial control app. It offers bill reminders, insightful analytics, and customizable tracking to help you understand spending habits and achieve financial goals.

Highlights
  • Privacy-focused data security
  • Easy budget creation and management
  • Insightful spending analytics
  • Bill tracking with due date reminders
  • Customizable tags and categories
  • Visual spend analysis with graphs
Features
Read full description

Say it or type it. Gist Money helps (formerly 'Expenses Manager') you turn everyday spending into a clearer picture of your money. Track expenses, plan monthly budgets, organize bills, and understand your spending habits - with less manual entry and no ads. SMARTER EVERYDAY TRACKING Say It. Review It. Save It. Describe an expense naturally, by voice or text. Gist Money turns it into transaction details you can review, edit, and save. Budget with More Clarity Set budgets for groceries, dining out, transport, and more. Follow your progress and get alerts as you approach your limits. Understand Your Spending Explore spending insights, charts, and reports. See which categories take the biggest share of your budget and how your habits change over time. KEEP YOUR MONEY ORGANIZED Income and Expenses Record daily spending and income, organize transactions, and keep a clear view of your cash flow. Bills and Reminders Keep upcoming payments organized with bill reminders that help you stay on top of due dates. Accounts, Cards, and Wallets Track transactions across your accounts, credit cards, and wallets. Keep your recorded balances and spending together in one place. Custom Categories and Tags Organize your records in a way that makes sense to you, with personalized categories and tags. Optional Cloud Sync Keep your financial data private and stay in control, or choose to sync across devices so your records stay up to date wherever you use Gist Money. No Ads. A Clearer View. Stay focused on your money with a clean, distraction-free interface. Some features require a paid plan. WE VALUE YOUR FEEDBACK Help us make Gist Money more useful for your everyday finances. Send your questions or suggestions to help@gistmoney.com. Terms of Service: https://gistmoney.com/tos Privacy Policy: https://gistmoney.com/privacy

About

SubWise

Features
Read full description

SubWise is the calm, private way to take control of your subscriptions and stop losing money to forgotten charges and free trials that quietly convert. Add your subscriptions in seconds, and SubWise shows you exactly what you pay each month and each year, what renews next, and where your money actually goes. No bank connection. No tracking. Your data stays on your device unless you choose to sync. WHY SubWise? Never get surprised by a charge See every upcoming renewal on one clean calendar and get on-device reminders before each payment and before any free trial converts, so you can cancel on your terms. Understand your spending A clear breakdown of your monthly and annual totals by category, so you finally know what each service really costs you. Private by design SubWise never links to your bank or card. Everything is stored locally by default. Optional Sign in with Apple enables encrypted cross-device sync that only you can read. Import in a tap Snap a receipt or screenshot and let SubWise pull out the details for you to review before saving. You are always in control of what gets added. MEMBERSHIP SubWise is free to use. Upgrade any time: Protect Encrypted cross-device sync, receipt and PDF import review, advanced spending insights, and unlimited subscription records. Protect Plus Everything in Protect, plus advanced AI receipt scanning, custom categories, priority renewal risk alerts, and extended price-change intelligence. Subscriptions are billed through your App Store account. Cancel anytime in Settings. Start today and know exactly what you pay for. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://sub-guard-production.up.railway.app/privacy

Screenshots

Gist Money4 screens
SubWise4 screens

Verdict

The call

Gist Money and SubWise are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Gist Money sells 17 in-app purchases, starting at $2.99 per 7 days and SubWise sells 4 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Gist Money ships an update weekly, SubWise every 2 weeks. The most recent releases landed on October 25, 2026 and October 18, 2026 respectively.

ScorecardNo meaningful differences
Gist Money versus SubWise: the parameters behind the verdict, then further details
ParameterGist MoneySubWise
PriceFreeFree
Rating4.3 (48 ratings) — better—
Positive reviews75.9% of reviews—
Number of ratings48 — better—
Update frequencyWeekly — betterEvery 2 weeks
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchases—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.0 — better15.1
Further details — not scored
Size92 MB53 MB
Age rating4+4+
DeveloperAmit MohanMikael Ali Khan

In-app purchases

17 purchases

Gist Money

Subscriptions12
  • Premium7 Days trial$2.997 Days
  • Premium1 Month trial$5.991 Month
  • Premium2 variants$5.991 Month
Show 9 more
  • Premium7 Days trial$19.991 Year
  • Premium2 variants$19.991 Year
  • Premium7 Days trial$29.991 Year
  • Premium1 Year trial3 variants$39.991 Year
  • Premium3 Days trial$39.991 Year
  • Premium$39.991 Year
  • Premium7 Days trial$39.991 Year
  • Pro7 Days trial$59.991 Year
  • Pro1 Month trial$59.991 Year
One-time5
  • Premium (6 months)$8.99
  • Premium (12 months)$15.99
  • Unlimited Premium Access$71.99
Show 2 more
  • Lifetime Premium$71.99
  • Lifetime Premium$89.99
4 purchases

SubWise

Subscriptions4
  • Protect$2.991 Month
  • Plus Monthly$7.991 Month
  • Protect Annual$24.991 Year
Show 1 more
  • Plus Annual$64.991 Year

Questions

Is Gist Money free?
Gist Money is free to download, with in-app purchases available.
Is SubWise free?
SubWise is free to download, with in-app purchases available.
Do Gist Money or SubWise have ads?
Neither Gist Money nor SubWise shows ads.
Which is updated more often, Gist Money or SubWise?
Gist Money ships an update weekly, and SubWise every 2 weeks. Most recently, Gist Money was updated on October 25, 2026 and SubWise on October 18, 2026.

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