Comparison

AAIB Token vs CIB Mobile Banking App

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

AAIB Token

This app enhances mobile banking security by generating one-time passwords (OTPs) for transaction authentication. It acts as a second factor, ensuring your transfers are both easy and secure. Follow simple activation steps within your mobile banking app to start using it.

Highlights
  • One-time password generation
  • Second factor authentication
  • Secure transaction authentication
  • Mobile banking enhancement
  • Easy activation process
Features
Read full description

AAIB’s token app is a supplementary app to secure our mobile banking transactions Our main aim is to perform easy and secured banking through our mobile app by using OTP (One Time Passwords) as a second factor of authentication to your transfers. To activate the app, you will need to login to AAIB Mobile Banking and follow the below steps: - Open " More " tab - Tap on " Token Settings " - Select " Activate Token " to receive an activation code via SMS to your registered mobile number - Open AAIB Token app and insert the activation code you received and your mobile banking user ID - You will be asked to create 4 digits PIN code to use later in generating OTPs - Now you are ready to authenticate your transactions using the Token App While transferring funds through AAIB Mobile Banking, you will be asked to enter OTP to complete your transaction, hereunder simple steps to follow and get it done: - Open the token app - Enter your token 4 digits PIN - The app will generate OTP - Insert the generated OTP in the transaction - Your transaction will be completed successfully

About

CIB Mobile Banking App

A redesigned mobile banking application offering an intuitive, user-friendly, and secure platform. Manage accounts, cards, investments, and payments with enhanced functionality and seamless navigation. Save time and gain control over your finances anytime, anywhere.

Highlights
  • Intuitive and modern interface
  • Biometric login (fingerprint/face-ID)
  • Comprehensive account management
  • Full card control and activation
  • Seamless money transfers (domestic & international)
  • Bill and charity payments
  • Investment portfolio management
Features
Read full description

The CIB Mobile Banking app just got even better and has been completely redesigned to offer a more intuitive, user-friendly, and secure banking experience! Here's what's new: **Sleek and Modern Design: Enjoy a fresh and intuitive interface for easy navigation of your finances. ** Enhanced Functionality: Access all your banking needs in one place, from managing Accounts, Cards, Investments, and Payments to Transfers. * Seamless Navigation: Find what you need quickly with streamlined menus and intuitive navigation. ** Benefits: * Save Time: Manage your finances on the go, anytime, anywhere. * Simplify Banking: Enjoy a more convenient and efficient way to bank. * Gain Control: Take charge of your finances with easy-to-use tools and features. ** Features & Services: * Easy Login: Use biometrics (fingerprint or face-ID) for quick access. * Account Management: Open Accounts, view balances, accounts’ statements, transactions, and product details. * Card Management: More control over your card management online, replace and stop cards, and activate cards. * Credit Card Management: View credit cards’ balance, credit left to use, details, and transactions, and manage direct debit. * Transfers: Instant money transfer inside Egypt, Transfer money within and outside Egypt, settle credit cards, and schedule one-time or recurring transfers. * Payments: Bill & Charity payments. * Products: Apply for credit cards, overdrafts, and loans. * Investment: Manage your investment portfolio online, Buy/Sell Funds, Certificates/Time Deposits. ** Additional Services: Quick Cash, view statements, subscribe to e-statements, request chequebooks, locate branches/ATMs, currency converter, and more. Download the CIB Mobile Banking app to manage all your banking needs conveniently in one place. Optimized for use with iOS 16.0 or later.

Screenshots

AAIB Token3 screens
CIB Mobile Banking App4 screens

Verdict

The call

The clearest difference is rating: CIB Mobile Banking App at 3.1 against AAIB Token's 1.7. CIB Mobile Banking App also leads on review sentiment (39% vs 0%) and update cadence (monthly vs every 2 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

CIB Mobile Banking App holds the better App Store score, 3.1 against 1.7. That said, the two scores are not equally well evidenced: CIB Mobile Banking App has 122 ratings behind it against 12, so its average is the more settled of the two. Written reviews point the same way: 0% of AAIB Token's written reviews are positive against 39% of CIB Mobile Banking App's.

UpkeepUpdate frequency

AAIB Token ships an update every 2 months, CIB Mobile Banking App monthly. The most recent releases landed on October 11, 2026 and October 20, 2026 respectively.

Scorecard4 real differences · 6 level
AAIB Token versus CIB Mobile Banking App: the parameters behind the verdict, then further details
ParameterAAIB TokenCIB Mobile Banking App
PriceFreeFree
Rating1.7 (12 ratings)3.1 (122 ratings) — better
Positive reviews0.0% of reviews39.1% of reviews — better
Number of ratings12122 — better
Update frequencyEvery 2 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.1 — better16
Further details — not scored
Size52 MB57 MB
Age rating4+4+
DeveloperAAIBCommercial International Bank (Egypt) S.A.E

Customer experience

AAIB Token

All ratings12 ratings
Positive16.7%
Neutral0.0%
Negative83.3%
Written reviews6 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

CIB Mobile Banking App

All ratings122 ratings
Positive51.6%
Neutral4.9%
Negative43.4%
Written reviews69 reviews
Positive39.1%
Neutral8.7%
Negative52.2%

Bugs and requests

AAIB Token

Not enough reviews yet to summarise bugs or requests.

CIB Mobile Banking App

Reported bugs

2 issues
  • App not working for users with developer mode enabled
  • Inability to scroll or interact with home page

Requested features

3 requests
  • Allow login with biometrics (FaceID, fingerprint)
  • Eliminate mandatory password changes every 6 months
  • Integrate bonus program within the app

In-app purchases

None

AAIB Token

No in-app purchases

None

CIB Mobile Banking App

No in-app purchases

Questions

Is AAIB Token free?
AAIB Token is free to download, with no in-app purchases.
Is CIB Mobile Banking App free?
CIB Mobile Banking App is free to download, with no in-app purchases.
Which has better reviews, AAIB Token or CIB Mobile Banking App?
CIB Mobile Banking App is rated higher. AAIB Token averages 1.7 out of 5 from 12 ratings, while CIB Mobile Banking App averages 3.1 from 122 ratings.
Do AAIB Token or CIB Mobile Banking App have ads?
Neither AAIB Token nor CIB Mobile Banking App shows ads.
Which is updated more often, AAIB Token or CIB Mobile Banking App?
AAIB Token ships an update every 2 months, and CIB Mobile Banking App monthly. Most recently, AAIB Token was updated on October 11, 2026 and CIB Mobile Banking App on October 20, 2026.

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