Wealthgrade vs Wealthio
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Wealthgrade
Consolidate all your financial accounts into a single view to track your net worth and compare it with others. This app fosters financial growth through gamification and community challenges, motivating users to achieve their financial goals.
- Consolidated account view
- Net worth tracking
- Financial comparison with others
- Gamification for financial growth
- Community challenges
- Personal finance motivation
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Wealthgrade empowers and liberates you by showing all of your accounts in one snapshot so you don’t have to check multiple apps many times a day to understand your holistic financial snapshot. Wealthgrade inspires and motivates your financial growth by letting you see how your personal worth changes and by showing you how you stack up to other people’s worth! Wealthgrade is a social community for financial champions designed to contextualize and motivate your personal financial growth through gamification and financial competition. Wealthgrade shows all your accounts in one app and lets you track your personal worth and see how your total financial snapshot stacks up to other people. Wealthgrade motivates your financial growth through ranking and creates the new benchmark for personal financial comparison at scale! Subscription Policy: • Payment will be processed through your Apple ID at confirmation of purchase. • Your subscription will automatically renew per the billing cycle of your subscription (i.e., monthly/yearly) 24-hours before the end of the current period, and your credit card will be charged through your Apple ID. • The renewal charge for your Subscription shall be the same as the original purchase price, unless you are otherwise notified in advance. • To avoid the billing of fees for the next Subscription period, you must switch off your Subscription at least 24-hours before the end of the current period. • You can turn off auto-renew at any time from your Apple ID settings. You will not receive a refund for the fees you already paid for your current Subscription period and you will continue to have access to your Subscription until the end of your current Subscription period. EULA link : http://213.5.71.179:5157/terms-and-conditions
Wealthio
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See your complete financial position—assets, liabilities, and net worth—in one simple multi-currency balance sheet. Wealthio is a focused personal finance app for people who want clarity without the complexity of budgeting tools or bank integrations. Add what you own, record what you owe, and see your net worth in your preferred currency. Track cash, bank accounts, investments, crypto, real estate, vehicles, mortgages, loans, and other assets or debts. Wealthio brings everything together in one calm, easy-to-understand financial snapshot. As you use Wealthio, it automatically builds a private history of your net worth. See up to 90 days of changes directly on the dashboard and inspect individual recorded values on the chart. Keep your financial information protected with optional App Lock using Face ID, Touch ID, or your device passcode. Wealthio also hides sensitive content when the app moves to the background. With Wealthio Premium, Balance Sheet Insights gives you a deeper view of how your financial position is composed and how it changes over time. KEY FEATURES • Track assets and liabilities in one place • See total assets, total liabilities, and net worth • Follow up to 90 days of net worth history • Inspect recorded values on an interactive dashboard chart • Convert your entire balance sheet into your preferred currency • Support for 20+ global currencies • Currency and crypto price updates • App Lock with Face ID, Touch ID, or device passcode • Privacy mode to hide financial totals when needed • Manual entry with no bank connection required WEALTHIO PREMIUM Upgrade to Wealthio Premium for deeper insights and additional tools to keep your financial picture current and available across your devices: • Balance Sheet Insights with net worth composition, asset allocation, largest holdings, liability composition, and currency exposure • Compare Net Worth, Assets, Liabilities, and Debt-to-Assets over time • Complete net worth history with extended time periods • Track historical Net Worth, Assets, and Liabilities • Portfolio Review to identify assets and liabilities that may need updating • Review entries one at a time, confirm values, update them, or come back later • Choose a Weekly, Monthly, Quarterly, or Never Portfolio Review cadence • Optional Portfolio Review reminders • iCloud sync across your devices • Home Screen widgets for quick access Wealthio is designed to feel clear, private, and intentional. No transaction feeds. No budgeting clutter. No bank connection required. Just a simple view of what you own, what you owe, and how your financial position changes over time. Privacy Policy: https://marcvitbr.github.io/wealthio-privacy-policy/ Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is iOS requirement: Wealthgrade at 15.6 against Wealthio's 18.0. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Wealthgrade sells 2 in-app purchases, starting at $4.99 per month and Wealthio sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.
Wealthgrade ships an update every 9 days, Wealthio every 10 days. The most recent releases landed on November 3, 2026 and October 28, 2026 respectively.
| Parameter | Wealthgrade | Wealthio |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (8 ratings) — better | — |
| Number of ratings | 8 — better | — |
| Update frequency | Every 9 days — better | Every 10 days |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | — |
| Devices | iPhone, iPod | iPhone, iPad |
| Requires iOS | 15.6 — better | 18.0 |
| Further details — not scored | ||
| Size | 57 MB | 5 MB |
| Age rating | 4+ | 4+ |
| Developer | Wealthgrade, Inc. | Marcelo Vitoria |
In-app purchases
Wealthgrade
- One Month Subscription$4.991 Month
- One Year Subscription$49.991 Year
Wealthio
- Home Screen Widget Access$0.99
Questions
Is Wealthgrade free?
Is Wealthio free?
Do Wealthgrade or Wealthio have ads?
Which is updated more often, Wealthgrade or Wealthio?
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