Comparison

Wealthgrade vs Richish

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Wealthgrade

Consolidate all your financial accounts into a single view to track your net worth and compare it with others. This app fosters financial growth through gamification and community challenges, motivating users to achieve their financial goals.

Highlights
  • Consolidated account view
  • Net worth tracking
  • Financial comparison with others
  • Gamification for financial growth
  • Community challenges
  • Personal finance motivation
Features
Read full description

Wealthgrade empowers and liberates you by showing all of your accounts in one snapshot so you don’t have to check multiple apps many times a day to understand your holistic financial snapshot. Wealthgrade inspires and motivates your financial growth by letting you see how your personal worth changes and by showing you how you stack up to other people’s worth! Wealthgrade is a social community for financial champions designed to contextualize and motivate your personal financial growth through gamification and financial competition. Wealthgrade shows all your accounts in one app and lets you track your personal worth and see how your total financial snapshot stacks up to other people. Wealthgrade motivates your financial growth through ranking and creates the new benchmark for personal financial comparison at scale! Subscription Policy: • Payment will be processed through your Apple ID at confirmation of purchase. • Your subscription will automatically renew per the billing cycle of your subscription (i.e., monthly/yearly) 24-hours before the end of the current period, and your credit card will be charged through your Apple ID. • The renewal charge for your Subscription shall be the same as the original purchase price, unless you are otherwise notified in advance. • To avoid the billing of fees for the next Subscription period, you must switch off your Subscription at least 24-hours before the end of the current period. • You can turn off auto-renew at any time from your Apple ID settings. You will not receive a refund for the fees you already paid for your current Subscription period and you will continue to have access to your Subscription until the end of your current Subscription period. EULA link : http://213.5.71.179:5157/terms-and-conditions

About

Richish

Track your net worth, accounts, investments, and spending privately without connecting to banks. Organize your financial life with manual entry or CSV imports for a clear overview of your assets and liabilities.

Highlights
  • Private wealth tracking
  • Manual account entry
  • CSV import for transactions
  • Net worth overview
  • Investment tracking
  • Spending insights
  • Data export
Features
Read full description

PRIVATE WEALTH TRACKING WITHOUT BANK CONNECTIONS Richish is a private wealth tracker built for people who want a clear view of their money without giving up control. Track net worth, accounts, credit cards, loans, investments, and spending in one clean workspace. Add data manually or import CSV files to stay organized and build your financial picture over time from your iPhone or iPad. COMPLETE NET WORTH OVERVIEW • Track assets and liabilities in one place • Monitor cash, credit cards, loans, and investments together • See your total net worth over time • Review balances across all accounts at a glance • Keep your financial life organized in one dashboard PRIVATE BY DESIGN • No bank connections required • No Plaid or brokerage syncing • Add information manually on your terms • Import CSV files when you want a faster setup • Keep full control of your financial data ACCOUNT TRACKING MADE SIMPLE • Add checking, savings, credit card, loan, and investment accounts • Organize balances across your financial life • Keep everyday money and long-term wealth in one app • View account details in a clean, structured layout • Track changes over time with clarity SMART TRANSACTION MANAGEMENT • Import transaction history from CSV files • Review spending by date, merchant, and category • Track statement activity across your accounts • Keep a personal record of income and expenses • Build a financial history you can revisit anytime INVESTMENT TRACKING • Log holdings, quantities, and cost basis • Monitor portfolio value over time • Track stocks, ETFs, and other positions in one place • Connect your investments to your full net worth picture • Stay focused on long-term wealth growth BUDGETING AND CASH FLOW INSIGHTS • Review monthly spending trends • Understand where your money is going • Track income and expenses in one system • Spot recurring activity more easily • Stay aligned with your financial goals AUTOMATION AND ORGANIZATION • Detect recurring transactions faster • Use rules to automate categorization • Reduce manual cleanup over time • Keep your finances organized as your data grows • Create a smoother long-term tracking workflow REPORTS AND DATA EXPORT • Export reports when you need a snapshot • Keep a private record of your financial progress • Maintain your own historical financial data • Build a system you can manage on your own terms PERFECT FOR: • People who want a private wealth tracker • Users who prefer manual control over bank syncing • Anyone tracking net worth across multiple accounts • Investors who want spending and portfolio tracking together • People who want a calm, organized financial workspace WHY RICHISH? • Private-first design • No forced account connections • Clean and focused experience • Flexible CSV import workflow • Built for clarity, control, and long-term tracking Download Richish and take control of your financial life with a private wealth tracker designed around clarity, organization, and ownership. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Wealthgrade4 screens
Richish4 screens

Verdict

The call

The clearest difference is rating: Richish at 5.0 against Wealthgrade's 4.6. Wealthgrade's advantage is update cadence (every 9 days vs monthly) and iOS requirement (15.6 vs 26.2). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Wealthgrade sells 2 in-app purchases, starting at $4.99 per month and Richish sells 2 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Richish holds the better App Store score, 5.0 against 4.6. Both are backed by a comparable volume of ratings — 8 and 5 respectively.

UpkeepUpdate frequency

Wealthgrade ships an update every 9 days, Richish monthly. The most recent releases landed on November 3, 2026 and October 31, 2026 respectively.

Scorecard3 real differences · 7 level
Wealthgrade versus Richish: the parameters behind the verdict, then further details
ParameterWealthgradeRichish
PriceFreeFree
Rating4.6 (8 ratings)5.0 (5 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings8 — better5
Update frequencyEvery 9 days — betterMonthly
AdsNoNo
In-app purchasesYesYes
MonetizationFreemiumFreemium
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.6 — better26.2
Further details — not scored
Size57 MB10 MB
Age rating4+4+
DeveloperWealthgrade, Inc.Aayush Kumar

Customer experience

Wealthgrade

All ratings8 ratings
Positive87.5%
Neutral0.0%
Negative12.5%

Richish

Written reviews5 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

2 purchases

Wealthgrade

Subscriptions2
  • One Month Subscription$4.991 Month
  • One Year Subscription$49.991 Year
2 purchases

Richish

Subscriptions2
  • Richish Pro Monthly$0.991 Month
  • Richish Pro Yearly3 Days trial$9.991 Year

Questions

Is Wealthgrade free?
Wealthgrade is free to download, with in-app purchases available.
Is Richish free?
Richish is free to download, with in-app purchases available.
Which has better reviews, Wealthgrade or Richish?
Richish is rated higher. Wealthgrade averages 4.6 out of 5 from 8 ratings, while Richish averages 5.0 from 5 ratings.
Do Wealthgrade or Richish have ads?
Neither Wealthgrade nor Richish shows ads.
Which is updated more often, Wealthgrade or Richish?
Wealthgrade ships an update every 9 days, and Richish monthly. Most recently, Wealthgrade was updated on November 3, 2026 and Richish on October 31, 2026.

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