Sabacash vs BinDowal Pay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Sabacash
Manage your finances on your mobile phone with this electronic money service. Easily transfer funds, pay bills, and top up mobile balances securely. It offers a convenient alternative to cash and cards for everyday transactions.
- Fund transfers
- Purchase payments
- Utility bill payments
- Mobile balance recharge
- Cash withdrawal
- Merchant payments
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SabaCash is an electronic money service, an alternative to paper money, provided by SabaFon Company in partnership with CAC Islamic Bank, which enables you to conduct your financial transactions via the mobile phone easily, quickly, and securely, such as transferring funds, paying the value of your purchases, paying utility bills such as landline and internet bills and recharging mobile phone balance. And others and the service can be used through an Internet connection through a dedicated application or without an Internet connection, and the service can be used via the USSD communication protocol for SabaFon numbers only. Saba Cash subscriber does not need to use cash or credit cards to complete payments/purchases or transfers. As your phone number is your online account number through which you can pay for purchases and transfers The Sabacash application provides you with a mobile phone recharge service for all mobile phone operators in Yemen, whether for the payment of the billing system or the prepaid system: Pay bills, charge balance, and purchase packages (SabaFon, YOU, Yemen Mobile) Recharge Y ADSL home internet payment Paying the landline Payment of water and electricity Icons available on sabaCash: 1- Send money 2 -Recharge balance 3 -Buy packages 4- Cash withdrawal 5 -Pay to merchant 6 -Pay bills 7 -Entertainment 8 -Communicate and support You can also top up your wallet account by depositing cash through a SabaCash agent.
BinDowal Pay
This electronic wallet app allows users to perform financial transactions easily, quickly, and securely via their phone. It supports bill payments, mobile recharges, and transfers between accounts without requiring a traditional bank account.
- Electronic cash services
- Bill payments (water, electricity, internet)
- Mobile balance recharges
- Account transfers (wallet, bank, client, agent)
- Balance inquiries
- Transaction history and statistics
- Branch and ATM locator
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Bin Dowal Pay App: The electronic wallet application (Bin Dowal Pay) is an application to provide electronic cash services at Bin Dowal Islamic Microfinance Bank, which enables you to use your money in financial transactions in an easy, fast and secure manner via your phone and without the need to have a bank account. Bin Dowal Pay app services: 1. Payment of water, electricity, internet, landline and other bills. 2. Recharge mobile phones balances for local mobile operators in Yemen. 3. Transfer from/to the electronic wallet account and the bank account. 4. Transfer from/to the clients and agents accounts . 5. Inquiry about the bank balance and electronic balance - Bin Dowal Pay. 6. Review the electronic wallet operations and its daily movement. 7. View statistics for daily/weekly/monthly operations. 8. And other services. Features of Bin Dowal Pay App: 1. Immediate execution of operations. 2. Ease and flexibility of use. 3. Protection and safety in the execution of operations. 4. The application is available in Arabic and English. 5. Knowing the locations of bank branches, ATMs and agents.
Screenshots
Verdict
The clearest difference is rating: BinDowal Pay at 5.0 against Sabacash's 4.6. BinDowal Pay also leads on iOS requirement (13 vs 15.6). Sabacash's advantage is ratings volume (74 vs 1). On price, review sentiment, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
BinDowal Pay holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: Sabacash has 74 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 20% of Sabacash's written reviews are positive against 25% of BinDowal Pay's.
Sabacash ships an update every 6 weeks, BinDowal Pay every 5 weeks. The most recent releases landed on August 11, 2026 and July 7, 2026 respectively.
| Parameter | Sabacash | BinDowal Pay |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (74 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 20.0% of reviews | 25.0% of reviews — better |
| Number of ratings | 74 — better | 1 |
| Update frequency | Every 6 weeks | Every 5 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.6 | 13 — better |
| Further details — not scored | ||
| Size | 65 MB | 60 MB |
| Age rating | 4+ | 4+ |
| Developer | YEMEN COMPANY FOR MOBILE TELEPHONY LTD | BIN DOWAL ISLAMIC MICROFINANCE BANK |
Customer experience
Sabacash
BinDowal Pay
In-app purchases
Sabacash
No in-app purchases
BinDowal Pay
No in-app purchases








