Comparison

Sabacash vs BinDowal Pay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Sabacash

Manage your finances on your mobile phone with this electronic money service. Easily transfer funds, pay bills, and top up mobile balances securely. It offers a convenient alternative to cash and cards for everyday transactions.

Highlights
  • Fund transfers
  • Purchase payments
  • Utility bill payments
  • Mobile balance recharge
  • Cash withdrawal
  • Merchant payments
Features
Read full description

SabaCash is an electronic money service, an alternative to paper money, provided by SabaFon Company in partnership with CAC Islamic Bank, which enables you to conduct your financial transactions via the mobile phone easily, quickly, and securely, such as transferring funds, paying the value of your purchases, paying utility bills such as landline and internet bills and recharging mobile phone balance. And others and the service can be used through an Internet connection through a dedicated application or without an Internet connection, and the service can be used via the USSD communication protocol for SabaFon numbers only. Saba Cash subscriber does not need to use cash or credit cards to complete payments/purchases or transfers. As your phone number is your online account number through which you can pay for purchases and transfers The Sabacash application provides you with a mobile phone recharge service for all mobile phone operators in Yemen, whether for the payment of the billing system or the prepaid system: Pay bills, charge balance, and purchase packages (SabaFon, YOU, Yemen Mobile) Recharge Y ADSL home internet payment Paying the landline Payment of water and electricity Icons available on sabaCash: 1- Send money 2 -Recharge balance 3 -Buy packages 4- Cash withdrawal 5 -Pay to merchant 6 -Pay bills 7 -Entertainment 8 -Communicate and support You can also top up your wallet account by depositing cash through a SabaCash agent.

About

BinDowal Pay

This electronic wallet app allows users to perform financial transactions easily, quickly, and securely via their phone. It supports bill payments, mobile recharges, and transfers between accounts without requiring a traditional bank account.

Highlights
  • Electronic cash services
  • Bill payments (water, electricity, internet)
  • Mobile balance recharges
  • Account transfers (wallet, bank, client, agent)
  • Balance inquiries
  • Transaction history and statistics
  • Branch and ATM locator
Read full description

Bin Dowal Pay App: The electronic wallet application (Bin Dowal Pay) is an application to provide electronic cash services at Bin Dowal Islamic Microfinance Bank, which enables you to use your money in financial transactions in an easy, fast and secure manner via your phone and without the need to have a bank account. Bin Dowal Pay app services: 1. Payment of water, electricity, internet, landline and other bills. 2. Recharge mobile phones balances for local mobile operators in Yemen. 3. Transfer from/to the electronic wallet account and the bank account. 4. Transfer from/to the clients and agents accounts . 5. Inquiry about the bank balance and electronic balance - Bin Dowal Pay. 6. Review the electronic wallet operations and its daily movement. 7. View statistics for daily/weekly/monthly operations. 8. And other services. Features of Bin Dowal Pay App: 1. Immediate execution of operations. 2. Ease and flexibility of use. 3. Protection and safety in the execution of operations. 4. The application is available in Arabic and English. 5. Knowing the locations of bank branches, ATMs and agents.

Screenshots

Sabacash4 screens
BinDowal Pay4 screens

Verdict

The call

The clearest difference is rating: BinDowal Pay at 5.0 against Sabacash's 4.6. BinDowal Pay also leads on iOS requirement (13 vs 15.6). Sabacash's advantage is ratings volume (74 vs 1). On price, review sentiment, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

BinDowal Pay holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: Sabacash has 74 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 20% of Sabacash's written reviews are positive against 25% of BinDowal Pay's.

UpkeepUpdate frequency

Sabacash ships an update every 6 weeks, BinDowal Pay every 5 weeks. The most recent releases landed on August 11, 2026 and July 7, 2026 respectively.

Scorecard3 real differences · 7 level
Sabacash versus BinDowal Pay: the parameters behind the verdict, then further details
ParameterSabacashBinDowal Pay
PriceFreeFree
Rating4.6 (74 ratings)5.0 (1 ratings) — better
Positive reviews20.0% of reviews25.0% of reviews — better
Number of ratings74 — better1
Update frequencyEvery 6 weeksEvery 5 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.613 — better
Further details — not scored
Size65 MB60 MB
Age rating4+4+
DeveloperYEMEN COMPANY FOR MOBILE TELEPHONY LTDBIN DOWAL ISLAMIC MICROFINANCE BANK

Customer experience

Sabacash

All ratings71 ratings
Positive88.7%
Neutral1.4%
Negative9.9%
Written reviews5 reviews
Positive20.0%
Neutral0.0%
Negative80.0%

BinDowal Pay

Written reviews4 reviews
Positive25.0%
Neutral25.0%
Negative50.0%

In-app purchases

None

Sabacash

No in-app purchases

None

BinDowal Pay

No in-app purchases

Questions

Is Sabacash free?
Sabacash is free to download, with no in-app purchases.
Is BinDowal Pay free?
BinDowal Pay is free to download, with no in-app purchases.
Which has better reviews, Sabacash or BinDowal Pay?
BinDowal Pay is rated higher. Sabacash averages 4.6 out of 5 from 74 ratings, while BinDowal Pay averages 5.0 from 1 ratings.
Do Sabacash or BinDowal Pay have ads?
Neither Sabacash nor BinDowal Pay shows ads.
Which is updated more often, Sabacash or BinDowal Pay?
Sabacash ships an update every 6 weeks, and BinDowal Pay every 5 weeks. Most recently, Sabacash was updated on August 11, 2026 and BinDowal Pay on July 7, 2026.

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