BinDowal Pay vs Jaib
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BinDowal Pay
This electronic wallet app allows users to perform financial transactions easily, quickly, and securely via their phone. It supports bill payments, mobile recharges, and transfers between accounts without requiring a traditional bank account.
- Electronic cash services
- Bill payments (water, electricity, internet)
- Mobile balance recharges
- Account transfers (wallet, bank, client, agent)
- Balance inquiries
- Transaction history and statistics
- Branch and ATM locator
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Bin Dowal Pay App: The electronic wallet application (Bin Dowal Pay) is an application to provide electronic cash services at Bin Dowal Islamic Microfinance Bank, which enables you to use your money in financial transactions in an easy, fast and secure manner via your phone and without the need to have a bank account. Bin Dowal Pay app services: 1. Payment of water, electricity, internet, landline and other bills. 2. Recharge mobile phones balances for local mobile operators in Yemen. 3. Transfer from/to the electronic wallet account and the bank account. 4. Transfer from/to the clients and agents accounts . 5. Inquiry about the bank balance and electronic balance - Bin Dowal Pay. 6. Review the electronic wallet operations and its daily movement. 7. View statistics for daily/weekly/monthly operations. 8. And other services. Features of Bin Dowal Pay App: 1. Immediate execution of operations. 2. Ease and flexibility of use. 3. Protection and safety in the execution of operations. 4. The application is available in Arabic and English. 5. Knowing the locations of bank branches, ATMs and agents.
Jaib
This app functions as an electronic wallet, enabling users to manage financial transactions like payments, transfers, and bill settlements. It offers a secure and convenient alternative to cash for everyday purchases and services.
- Financial transfers
- Bill payments
- Mobile balance recharge
- Purchase payments
- Cash withdrawal
- Entertainment services
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Jaib is an electronic wallet that works with innovative and intelligent technologies that facilitate various financial transactions through an application that is downloaded to your phone to save your money and use it for electronic payments for purchases, to recharge your balance, to make financial transfers, and any other financial transactions. Therefore, Jaib is an electronic cash service, an alternative to cash and the problems of currency damage and other problems that individuals suffer from in their financial transactions. Jaib provides services that meet all your basic and entertainment needs, most notably: Financial transfer service: Transfer your money anytime and anywhere through Jaib wallet. For more information: Jaib allows you to send financial transfers to your friends who are subscribed to the wallet from your place with the push of a button, and it also allows you to transfer money between your accounts in different currencies within the wallet. Transfer to a subscriber: With this service, you can transfer your financial transfers from your account in Jaib to the account of another person who has an account in Jaib wallet. Transfer between my accounts: With this service, you can transfer your money in different currencies between your different accounts in Jaib wallet. Bill payment: With the convenience and security of Jaib wallet, you get rid of waiting lines and pay for your various services Jaib wallet allows you to pay for different services easily, securely, and comfortably from your home and at any time, such as paying for internet and fixed phone bills and other services. Recharge your balance: Jaib provides a service to recharge your mobile balance or that of one of your acquaintances, whether for the package system, prepaid, or billing system for all local telecommunications networks. Purchase payment service: Easily, securely, and as an alternative to cash, pay for your many purchases through Jaib wallet. For more information: Anyone who is subscribed to Jaib wallet can replace cash payment with electronic payment through Jaib wallet for all their purchases from commercial, service, restaurant, and cafe shops easily and comfortably, by scanning the QR code or entering the point of sale number. Cash withdrawal service: Withdraw your cash from Jaib agents and service points located everywhere. For more information: It allows you to withdraw your cash through Jaib agents located in different provinces after feeding your account through Jaib agents as well or service points or withdrawing your financial transfers from different networks to your account in Jaib wallet. Entertainment services: Jaib wallet offers a range of entertainment services that make it easy for users to interact with games and various entertainment platforms. Other: Another list on the Jaib application interface enables you to know the latest operations you have performed and a statement of your financial transactions in the wallet. * Download the app now * Get rid of the hassle of cash payment, and facilitate your various financial transactions electronically with complete security.
Screenshots
Verdict
The clearest difference is review sentiment: Jaib at 69% against BinDowal Pay's 25%. Jaib also leads on ratings volume (244 vs 1). BinDowal Pay's advantage is rating (5.0 vs 4.2) and iOS requirement (13 vs 15.0). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
BinDowal Pay holds the better App Store score, 5.0 against 4.2. That said, the two scores are not equally well evidenced: Jaib has 244 ratings behind it against 1, so its average is the more settled of the two. Written reviews complicate that: 25% of BinDowal Pay's written reviews are positive against 69% of Jaib's, so the app with the better star average is not the one people write more warmly about.
Both ship on a similar rhythm, roughly every 5 weeks. The most recent releases landed on July 7, 2026 and September 22, 2026 respectively.
| Parameter | BinDowal Pay | Jaib |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | 4.2 (244 ratings) |
| Positive reviews | 25.0% of reviews | 68.9% of reviews — better |
| Number of ratings | 1 | 244 — better |
| Update frequency | Every 5 weeks | Every 5 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 13 — better | 15.0 |
| Further details — not scored | ||
| Size | 60 MB | 28 MB |
| Age rating | 4+ | 4+ |
| Developer | BIN DOWAL ISLAMIC MICROFINANCE BANK | AHD FINANCIAL |
Customer experience
BinDowal Pay
Jaib
In-app purchases
BinDowal Pay
No in-app purchases
Jaib
No in-app purchases









