Comparison

Asset Diary vs Simple Net Worth Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Asset Diary

Track your net worth daily with this app. Log assets, deposits, withdrawals, and gains/losses. Set financial goals and view trends with customizable charts and reminders. Your data stays private on your device.

Highlights
  • Record total assets daily
  • Track deposits, withdrawals, gains, and losses
  • Set and manage financial goals
  • View asset trends with charts
  • Daily, weekly, and monthly reminders
  • Data backup and restore
  • Categorize and manage assets
Features
Read full description

Log your total assets every day and see the trend at a glance. No sign-up required. Your data stays on your device. WHAT YOU CAN DO • Record your total assets • Record deposits and withdrawals • Record gains and losses • Add daily memos • Recording reminders (daily / weekly / end of month, at a time you choose) Reminders arrive only on days you haven't recorded yet. • Day-over-day change (amount and %) • Month-over-month change (amount and %) • Daily asset chart (line) • Daily calendar view • Monthly targets calculated from a starting amount, a final goal and a period (up to 1 year) Targets assume compounding at a fixed rate. • Switch the display language (Japanese / English) • Switch the currency unit (yen / dollars) Display only — no currency conversion is applied. • Create a backup • Restore from a backup PAID MODE Performance • Year-over-year change (amount and %) • Year-to-date high • Year-to-date low • Bar, pie and area charts added to the daily view • Monthly asset charts (bar, line, pie, area) • Monthly calendar view • Yearly asset charts (bar, line, pie, area, candlestick) Line charts can show this year and last year together. • Yearly calendar view • All-time asset charts (bar, line, pie, area, candlestick) Goals • Set a period of up to 100 years • Set a monthly contribution • Adjust each month's target individually • Update your goals as you go Categories • Split and manage your assets by category Ads • Removes ads Memos • Up to 300 characters

About

Simple Net Worth Tracker

This secure, offline asset management app lets you track your finances without connecting to banks. It offers intuitive features for managing diverse portfolios, visualizing trends with charts, and customizing your experience.

Highlights
  • Fully offline asset management
  • No bank account connections
  • Intuitive 4-tab layout
  • 162 currencies with real-time exchange rates
  • Trend charts and analysis
  • Passcode lock for security
  • Customizable themes and dark mode
Features
Read full description

Simple, Easy, Absolutely Secure! Fully offline asset management app for complete peace of mind. No complex setup needed — start in just 3 minutes. All data stays on your device and is never sent online. No bank logins, no internet dependency, zero risk of leaks. The safest asset management tool ever. 【Why Choose This App】 Outstanding Security ・Data stored only on your smartphone ・Works fully offline ・No bank account connections ・Zero risk of hacking or leaks ・Passcode lock for lost-device protection Amazingly Simple ・No account registration ・Ready to use right after download ・Intuitive 4-tab layout ・Clear operation with sample data ・No complicated menus Professional Features, Simple Operation ・Manage multiple bank, securities, and insurance accounts ・One-tap balance updates, difference entry supported ・162 currencies with real-time exchange rates ・Category filters for instant composition view ・Beautiful trend charts Advanced Analysis ・Time-series line charts ・Account-specific stacked charts ・Flexible periods (1 month to full history) ・Auto-calculated stats: max, min, changes ・Pie charts for asset/liability ratios Customization ・10 language options ・Dark mode ・Multiple theme colors ・Home widget for total assets ・Shareable chart images 【Compared to Other Apps】 Other Apps ・Require bank links (leak risk) ・Monthly fees ・Internet required ・Steep learning curve ・Ad-cluttered screens This App ・100% offline & secure ・One-time purchase ・Works without signal ・Learn in 3 minutes ・Optional ad removal 【Perfect For】 Investors ・Unified management of diverse assets ・Regular portfolio checks ・Accurate valuation of foreign ETFs & FX assets Household Budget Managers ・Combine balances from multiple accounts ・Track total assets incl. insurance & deposits ・Safely record family finances Overseas Residents / Frequent Travelers ・Manage in local currency & JPY ・Offline use anywhere ・Track FX impacts on assets Beginners ・Safe, simple start ・No unnecessary features ・No personal data entry For anyone frustrated with traditional asset management tools, this next-gen app delivers maximum safety and simplicity. Professional analysis tools — without compromising your privacy. Download now for stress-free asset management.

Screenshots

Asset Diary4 screens
Simple Net Worth Tracker4 screens

Verdict

The call

The clearest difference is review sentiment: Simple Net Worth Tracker at 95% against Asset Diary's 0%. Simple Net Worth Tracker also leads on update cadence (weekly vs every 6 weeks). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Asset Diary sells 1 in-app purchase, starting at $1.99 per month and Simple Net Worth Tracker sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Asset Diary ships an update every 6 weeks, Simple Net Worth Tracker weekly. The most recent releases landed on September 22, 2026 and September 23, 2026 respectively.

Scorecard2 real differences · 6 level
Asset Diary versus Simple Net Worth Tracker: the parameters behind the verdict, then further details
ParameterAsset DiarySimple Net Worth Tracker
PriceFreeFree
Positive reviews0.0% of reviews95.0% of reviews — better
Update frequencyEvery 6 weeksWeekly — better
AdsYesYes
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.0 — better15.6
Further details — not scored
Size25 MB47 MB
Age rating4+4+
Developerkazuki kunimuraUPDEITO INC.

Customer experience

Asset Diary

Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Simple Net Worth Tracker

Written reviews40 reviews
Positive95.0%
Neutral5.0%
Negative0.0%

In-app purchases

1 purchases

Asset Diary

Subscriptions1
  • 有料モード7 Days trial$1.991 Month
1 purchases

Simple Net Worth Tracker

One-time1
  • Hide ads$9.99

Questions

Is Asset Diary free?
Asset Diary is free to download, with in-app purchases available.
Is Simple Net Worth Tracker free?
Simple Net Worth Tracker is free to download, with in-app purchases available.
Do Asset Diary or Simple Net Worth Tracker have ads?
Both Asset Diary and Simple Net Worth Tracker show ads.
Which is updated more often, Asset Diary or Simple Net Worth Tracker?
Asset Diary ships an update every 6 weeks, and Simple Net Worth Tracker weekly. Most recently, Asset Diary was updated on September 22, 2026 and Simple Net Worth Tracker on September 23, 2026.

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