Comparison

Ozone Authenticator vs LHV Bank

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Ozone Authenticator

Features
Read full description

The Ozone Authenticator is a mobile application that allows you to connect any authorised third-party application to your online bank account. This gives you access to a wide range of value added account information and payment initiation services. It uses Strong Customer Authentication (including one time passwords and/or your biometrics) to ensure any third-party app’s connection is secure and can only be authorised by you. The Ozone Authenticator enables you to: - Connect your bank accounts in a simple and secure way - Manage third-party access to your bank account information, with an option to revoke access if needed - Get information about any payment (amount, payee details, fees, etc.) before you authorising it

About

LHV Bank

A modern banking app designed for UK users, offering secure and seamless financial management. It provides tools for saving, spending, and building wealth with clear, rewarding accounts and fast payment options.

Highlights
  • Current Account with interest
  • Debit Card
  • Fixed Rate Bonds
  • Easy Access Savings
  • Faster Payments
  • Direct Debits
Features
Read full description

Discover a smarter way to bank – secure, seamless, and built to put you in control. At LHV Bank, we believe your money should work as hard as you do. That’s why we’ve created an app that helps you move faster, save smarter, and bank with confidence. Whether you’re building wealth or just want your money to work for you, it’s time to take your finances into your own hands. Here’s what’s waiting for you: • The LHV Bank Current Account – Enjoy full flexibility while earning interest on balances up to £1,000,000. • The LHV Bank Debit Card – Simple, stylish, and ready when you are, wherever you are. • Savings – Planning something big? Or just stacking for the future? With Fixed Rate Bonds and Easy Access Savings available, our savings accounts are simple, clear, and reward ambition. • Faster Payments – Send money swiftly and securely, because your time is worth more. • Direct Debits - Simple, stress-free payments for regular bills and subscriptions. We’re not here to overwhelm you with hidden fees or complicated features. We’re here to cut through the noise and offer banking that just works. Your deposits are protected up to £120,000 by the Financial Services Compensation Scheme (FSCS), so while you’re boldly building your future, you can rest easy knowing your money is secure. Why LHV? We’re the bank that believes in saving. We reward savers, back entrepreneurs, and build tools for people who want more than the basics. No fluff. No nonsense. Just purposeful banking, designed around you. LHV Bank Limited (13180211) is registered in England and Wales at 1 Angel Court, London, United Kingdom, EC2R 7HJ, authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under FRN 993767.

Screenshots

Ozone Authenticator3 screens
LHV Bank4 screens

Verdict

The call

The clearest difference is iOS requirement: Ozone Authenticator at 15.1 against LHV Bank's 17.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Ozone Authenticator ships an update every 10 days, LHV Bank weekly. The most recent releases landed on October 15, 2026 and October 19, 2026 respectively.

Scorecard1 real difference · 7 level
Ozone Authenticator versus LHV Bank: the parameters behind the verdict, then further details
ParameterOzone AuthenticatorLHV Bank
PriceFreeFree
Positive reviews—0.0% of reviews
Update frequencyEvery 10 daysWeekly — better
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPod — betteriPhone
Requires iOS15.1 — better17.0
Further details — not scored
Size17 MB121 MB
Age rating4+4+
DeveloperOzone Financial Technology LimitedLHV Bank Limited

In-app purchases

None

Ozone Authenticator

No in-app purchases

None

LHV Bank

No in-app purchases

Questions

Is Ozone Authenticator free?
Ozone Authenticator is free to download, with no in-app purchases.
Is LHV Bank free?
LHV Bank is free to download, with no in-app purchases.
Do Ozone Authenticator or LHV Bank have ads?
Neither Ozone Authenticator nor LHV Bank shows ads.
Which is updated more often, Ozone Authenticator or LHV Bank?
Ozone Authenticator ships an update every 10 days, and LHV Bank weekly. Most recently, Ozone Authenticator was updated on October 15, 2026 and LHV Bank on October 19, 2026.

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