InstaPay Egypt vs PayBack | Bill Splitter

Welcome to InstaPay! InstaPay enables you to send and receive money instantly 24x7 in a fast, secure and easy way through your mobile phone. How does it work? - Onboard your Bank Accounts & Meeza Prepaid Cards The first step is to ensure that your mobile number is linked and registered to your account at your bank. The second step is to ensure having a valid debit card for your bank accounts. To onboard Meeza Prepaid cards you can use the prepaid card number. Select your bank and follow the registration process from the app. For step by step registration guide please visit our website https://www.instapay.eg For Supported banks please visit our website https://www.instapay.eg - Send and Receive Money Instantly Send & Receive money using mobile number or Instant Payment Address in seconds safely and securely. Send money to your friends and family from your accounts to any Bank account, Mobile wallet or electronic Cards. For more information please visit our website https://www.instapay.eg - Balance Inquiry and Mini-statement Check your account balance and view the last 10 transactions on your linked accounts. - Bill Payment Service Pay all your bills from different billers. - Your Safety and Security All your transaction is done through the secured Instant Payment Network, and all your information and data are handled by licensed banks under the Central Bank of Egypt Regulations.

One person pays the whole bill. Everyone else scans a QR code and instantly sees what they owe. That's PayBack. No sign-up, no card details, no money moving through anyone. Just a shared, live view of who has paid and who hasn't — for the table you're sitting at right now. HOW IT WORKS • Type the total and how many people are splitting it. The app shows each share as you type. • A QR code appears. Friends scan it — or paste a short code — and immediately see "You owe ₺120 for Dinner." • When someone pays you back, however the two of you do it, they tap "I sent it." • You tap to confirm you got it. Both sides agree, and that seat is closed. • "2 of 4 settled" means exactly that, on both phones, as it happens. FOR THE CREW THAT SPLITS EVERY WEEK Football on Thursdays. The same four flatmates. The usual dinner table. Make it a group once, and every session after that takes seconds: keep a roster of names, tick who turned up, and price it from either end — divide the whole check, or charge a flat amount a head and let the app work out the total. Everyone's running dues sit in one place, and one tap clears a friend who handed you cash. GETTING PAID BACK BY TRANSFER Add your IBAN once and it appears on your friends' screens, ready to copy straight into their own banking app. Nothing else happens to it. NO MONEY MOVES THROUGH PAYBACK There is no wallet, no balance, no card entry, and no payment processor. We never hold or move a single lira. You and your friends settle the way you already do — cash, or a transfer you make yourselves. PayBack is the honest shared record that you did. OPTIONAL, NEVER A GATE Your friends never need an account to see what they owe. That is the whole point, and it doesn't change. If you want your own splits to follow you to a new phone, you can make one: a name, a username, a 6-digit PIN. Add a photo if you feel like it. Delete all of it whenever you want, from inside the app. WHY IT FEELS DIFFERENT • Zero friction for friends: no sign-up, no account, nothing to type. They scan, and they know. • Honest progress: the bar moves when somebody actually settles, and never before. • Warm by design. It helps you follow up; it never leans on anybody. No red badges, no countdowns, no guilt. • Names are optional and come after paying, never as a gate. • Free, with nothing to buy inside it. Made for dinners, coffees, trips, five-a-side, and every "I'll get this — send me your part later."