FHCP Rewards App vs Curative
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
FHCP Rewards App
Earn rewards by engaging with health programs. This app is for members of participating health plans, offering opportunities to achieve financial incentives for healthy activities. It's designed for adults aged 18 and above.
- Earn up to $100 annually
- Health program engagement
- Rewards for healthy activities
- Member exclusive benefits
- Accessible for ages 18+
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The FHCP Rewards app gives members in participating products the ability to earn up to $100 this year ACA Members - Ages 18+ Download the FHCP Rewards app and experience the pleasure of getting to know FHCP, an independent licensee of the Blue Cross Blue Shield Association.
Curative
Manage your health plan with digital member cards, instant benefit answers from an AI assistant, and real-time benefit tracking. Easily find in-network providers or access 24/7 virtual urgent care.
- Digital Member ID Cards
- AI Benefit Assistant
- Real-time Benefit Tracking
- In-Network Provider Finder
- 24/7 Virtual Urgent Care
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Everything you need to manage your Curative health plan, all in one place. What you can do: • Digital Member Cards — Access your digital member ID and Curative Cash Card anytime, always up to date. • Curative AI — Get instant answers to your benefit questions from your built-in digital assistant. • Benefits —View your deductible, copays, and out-of-pocket maximum in real time. • Get Care — Find in-network doctors, specialists, urgent care, and emergency rooms near you, or connect with 24/7 virtual urgent care when you need care now Your health benefits, simplified.
Screenshots
Verdict
The clearest difference is review sentiment: Curative at 71% against FHCP Rewards App's 0%. Curative also leads on rating (4.4 vs 3.2) and update cadence (every 8 days vs every 3 months). FHCP Rewards App's advantage is iOS requirement (11.0 vs 15.1). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Curative holds the better App Store score, 4.4 against 3.2. Both are backed by a comparable volume of ratings — 6 and 12 respectively. Written reviews point the same way: 0% of FHCP Rewards App's written reviews are positive against 71% of Curative's.
FHCP Rewards App ships an update every 3 months, Curative every 8 days. The most recent releases landed on November 3, 2026 and October 30, 2026 respectively.
| Parameter | FHCP Rewards App | Curative |
|---|---|---|
| Price | Free | Free |
| Rating | 3.2 (6 ratings) | 4.4 (12 ratings) — better |
| Positive reviews | 0.0% of reviews | 71.4% of reviews — better |
| Number of ratings | 6 | 12 — better |
| Update frequency | Every 3 months | Every 8 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 11.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 61 MB | 51 MB |
| Age rating | 4+ | 12+ |
| Developer | Florida Health Care Plan, Inc. | Curative Inc. |
Customer experience
FHCP Rewards App
Curative
In-app purchases
FHCP Rewards App
No in-app purchases
Curative
No in-app purchases








