Curative

Curative

by Curative Inc.

10 ratings
7 reviews
Free

Details

  • Released
  • Updated
  • January 30, 2026
  • April 6, 2026

Features

Curative screenshot #1 for iPhone
Curative screenshot #2 for iPhone
Curative screenshot #3 for iPhone
Curative screenshot #4 for iPhone
Curative screenshot #5 for iPhone
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About

Manage your health plan with digital member cards, instant benefit answers from an AI assistant, and real-time benefit tracking. Easily find in-network providers or access 24/7 virtual urgent care.

Digital Member ID Cards
AI Benefit Assistant
Real-time Benefit Tracking
In-Network Provider Finder
24/7 Virtual Urgent Care
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What's New in Curative

1.0.5

April 6, 2026

Bug fixes and improvements: • Fixed keyboard behavior in AI Chat — the keyboard now dismisses when you tap outside the text field or open the menu, and stays open after sending a message for faster replies. • Fixed scrolling in the Member Picker on the Cards tab for households with many dependents or when using larger text settings. • Fixed an issue where date of birth displayed incorrectly on the profile screen. • General stability and security improvements.

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User reviews

Quick information

I used to call Member Services for a quick clarification and the AI feature provides me the same information in seconds. I love this new feature!

Cant see claims

Can’t view claims or your EOB. Also lacking pharmacy search and medication search.

So convenient

I absolutely love this app and the health benefits that come with it! It’s incredibly user-friendly—just like the member portal—which makes everything so easy to navigate. I’ve been a member for the past two years, and I couldn’t be happier with the level of service and support I’ve consistently received. Highly recommend!
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Free doesn’t mean good

False claim- they claim you can find in-network care on the app. But when you try to find in-network care, the app opens the same web page we’ve been using (that’s not on the app). Also, I’ve never had a tougher time finding a provider with any other insurance company. I have this insurance through my company and I thought “wow free health insurance!?” And then I realized it’s not as good as it sounds. They do have easy prescription fills online and I would say that’s about it. Majority of the providers on the map in my area are either closed or not in the location that they show on the map. And the providers seem to be of lesser quality, per online reviews across multiple sites. Nobody has heard of curative before.

I genuinely want them to succeed because the concept is amazing. But so far it feels deceptive and that aligns with all insurance companies.
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Actually works

Unlike other insurance apps I’ve tried, this one actually works. Has my insurance card, lets me double check things, isn’t ugly and weird, etc.

FAQ

What can I do with Curative?

Curative allows you to access your digital member ID, get instant answers to benefit questions from an AI assistant, view your benefits in real-time, and find in-network providers or connect with virtual urgent care.

How accurate is Curative's benefit information?

The app provides real-time updates for your deductible, copays, and out-of-pocket maximum, ensuring you have the most current benefit information available.

Can I find doctors near me using Curative?

Yes, Curative features a 'Get Care' section that helps you find in-network doctors, specialists, urgent care centers, and emergency rooms in your vicinity.

Is Curative available on all devices?

Curative is supported on iPhone and iPad devices, offering a convenient way to manage your health plan on the go.

How often is Curative updated?

The latest version of Curative is 1.0.4, and it was last updated on March 9, 2026, indicating regular maintenance and updates.

What is the age rating for Curative?

Curative has an age rating of 12+, making it suitable for users aged 12 and older.

Does Curative offer virtual urgent care?

Yes, Curative provides access to 24/7 virtual urgent care, allowing you to connect with medical professionals when you need care immediately.

What makes Curative's AI assistant useful?

The Curative AI assistant provides instant answers to your benefit questions, simplifying the process of understanding your health plan details.