Comparison

Cembra App vs BCGE Mobile Netbanking

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Cembra App

Manage your credit card accounts with ease. Check purchases, retrieve your card PIN, and suspend your card instantly. Access statements, track payments, and receive important notifications.

Highlights
  • Real-time purchase tracking
  • Card PIN retrieval
  • Credit card suspension
  • Add card to Apple Wallet
  • Manage push notifications
  • Access monthly statements
  • Secure login with biometrics
Features
Read full description

"Cembra App: It couldn't be simpler" From now on you can, among other things, check your purchases in real time, retrieve your card PIN and suspend your credit card yourself. "Who is the Cembra app for?" The Cembra app is ideal for all Cembra customers. If you haven't registered to use the app yet, you can easily do this here: https://apps.cembra.ch/cmf/en/#apply Once you have received your access code from us by mail, you can set up the Cembra app yourself with just a few simple steps. "These are the features you've been waiting for" * Find all important information about your Cembra credit card(s) in one overview. * Put your credit card/s into the Apple Wallet * Keep track of your current credit card payments * Manage and receive important push notifications * Access your monthly statements * Customize your personal data directly in the Cembra app * Log in easily and securely using Touch ID (fingerprint) or Face ID (facial recognition). We are working on new features and services all the time. We also look forward to receiving your suggestions and feedback. Do you have a technical issue with the Cembra App? Then you’re in the right place: cmfsupport[at]cembra.ch. For any questions about your account, please visit our Customer Center. (https://www.cembra.ch/en/customer-center/contact-via-e-mail/) at cembra.ch.

About

BCGE Mobile Netbanking

Manage all your banking needs on a secure platform. Access account details, make payments, trade securities, and view e-documents. Customize your homepage for quick access to frequently used features.

Highlights
  • Access account details
  • View mortgages and loans
  • Secure payments and standing orders
  • QR-bill scanner
  • Approve e-invoices
  • Trade securities
  • View e-documents
  • Transaction notifications
Read full description

Welcome to the new BCGE Mobile Netbanking app Stay connected with BCGE on a simple, secure platform that covers all your online banking needs. Main features: - Access account details at any time, including securities accounts and pension savings accounts - View your mortgages and other loans - Enter payments and set up standing orders securely, whether you're in Switzerland or abroad - all in the same app - Pay your QR-bills in the blink of an eye using the integrated QR-bill scanner - Approve your electronic invoices on the eBill platform - Trade securities on the main stock exchanges - View your e-documents - Get push, SMS or email notifications to keep track of major transactions - Manage your Netbanking contracts and devices - Look up documents, payments and other transactions easily using the integrated search tool Advantages: - Practical: customise your homepage for quick access to the accounts and features you rely on most - User-friendly: managing your finances is simple, with all your accounts, payments, loans and cards on a single platform - More secure: authorise transactions with complete confidence, thanks to our two-factor authentication system

Screenshots

Cembra App4 screens
BCGE Mobile Netbanking4 screens

Verdict

The call

The clearest difference is rating: Cembra App at 4.5 against BCGE Mobile Netbanking's 1.2. Cembra App also leads on review sentiment (42% vs 0%) and ratings volume (68 vs 6). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Cembra App holds the better App Store score, 4.5 against 1.2. That said, the two scores are not equally well evidenced: Cembra App has 68 ratings behind it against 6, so its average is the more settled of the two. Written reviews point the same way: 42% of Cembra App's written reviews are positive against 0% of BCGE Mobile Netbanking's.

UpkeepUpdate frequency

Cembra App ships an update every 3 weeks, BCGE Mobile Netbanking every 6 weeks. The most recent releases landed on November 3, 2026 and October 30, 2026 respectively.

Scorecard3 real differences · 7 level
Cembra App versus BCGE Mobile Netbanking: the parameters behind the verdict, then further details
ParameterCembra AppBCGE Mobile Netbanking
PriceFreeFree
Rating4.5 (68 ratings) — better1.2 (6 ratings)
Positive reviews41.7% of reviews — better0.0% of reviews
Number of ratings68 — better6
Update frequencyEvery 3 weeks — betterEvery 6 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhoneiPhone
Requires iOS16.0 — better17.0
Further details — not scored
Size321 MB98 MB
Age rating4+4+
DeveloperCembra Money Bank AGBanque Cantonale de Geneve

Customer experience

Cembra App

All ratings68 ratings
Positive89.7%
Neutral1.5%
Negative8.8%
Written reviews12 reviews
Positive41.7%
Neutral0.0%
Negative58.3%

BCGE Mobile Netbanking

All ratings6 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews11 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

Cembra App

No in-app purchases

None

BCGE Mobile Netbanking

No in-app purchases

Questions

Is Cembra App free?
Cembra App is free to download, with no in-app purchases.
Is BCGE Mobile Netbanking free?
BCGE Mobile Netbanking is free to download, with no in-app purchases.
Which has better reviews, Cembra App or BCGE Mobile Netbanking?
Cembra App is rated higher. Cembra App averages 4.5 out of 5 from 68 ratings, while BCGE Mobile Netbanking averages 1.2 from 6 ratings.
Do Cembra App or BCGE Mobile Netbanking have ads?
Neither Cembra App nor BCGE Mobile Netbanking shows ads.
Which is updated more often, Cembra App or BCGE Mobile Netbanking?
Cembra App ships an update every 3 weeks, and BCGE Mobile Netbanking every 6 weeks. Most recently, Cembra App was updated on November 3, 2026 and BCGE Mobile Netbanking on October 30, 2026.

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