Comparison

Cembra App vs ZugerKB Banking

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Cembra App

Manage your credit card accounts with ease. Check purchases, retrieve your PIN, suspend your card, and access statements all in one place. Secure login options like Touch ID and Face ID are available.

Highlights
  • Real-time purchase tracking
  • Card PIN retrieval
  • Credit card suspension
  • Add card to Apple Wallet
  • View monthly statements
  • Secure Touch ID/Face ID login
Features
Read full description

"Cembra App: It couldn't be simpler" From now on you can, among other things, check your purchases in real time, retrieve your card PIN and suspend your credit card yourself. "Who is the Cembra app for?" The Cembra app is ideal for all Cembra customers. If you haven't registered to use the app yet, you can easily do this here: https://apps.cembra.ch/cmf/en/#apply Once you have received your access code from us by mail, you can set up the Cembra app yourself with just a few simple steps. "These are the features you've been waiting for" * Find all important information about your Cembra credit card(s) in one overview. * Put your credit card/s into the Apple Wallet * Keep track of your current credit card payments * Manage and receive important push notifications * Access your monthly statements * Customize your personal data directly in the Cembra app * Log in easily and securely using Touch ID (fingerprint) or Face ID (facial recognition). We are working on new features and services all the time. We also look forward to receiving your suggestions and feedback. Do you have a technical issue with the Cembra App? Then you’re in the right place: cmfsupport[at]cembra.ch. For any questions about your account, please visit our Customer Center. (https://www.cembra.ch/en/customer-center/contact-via-e-mail/) at cembra.ch.

About

ZugerKB Banking

Manage your finances securely and conveniently from your smartphone. Check balances, make payments, trade securities, and communicate with your advisor. Access digital bank documents and customize your banking experience.

Highlights
  • Financial overview and quick access
  • Scan and pay QR invoices
  • Trade securities on the go
  • Secure advisor communication
  • Digital bank documents
  • Customizable app interface
Read full description

With the Zuger Kantonalbank Mobile Banking App, you can keep track of your finances anytime – fast, secure, and convenient, no matter where you are. Whether you want to check your account balance, make payments, trade securities, or communicate with your advisor – everything works simply and reliably via your smartphone. Features and benefits: - Intuitive home screen with financial overview and quick access - Scan and approve QR invoices – paid instantly - Trade securities on the go – flexible and direct - Secure contact with your advisor - Bank documents available digitally at any time - App can be customized to suit your needse Security first: Your data is transmitted in encrypted form, and the app is additionally protected through secure device registration. Discover now: Experience modern banking with the ZugerKB Mobile Banking App – simple, secure, and always available. For customers residing in Switzerland. Download now for free and experience mobile banking in a whole new way

Screenshots

Cembra App4 screens
ZugerKB Banking4 screens

Verdict

The call

The clearest difference is update cadence: Cembra App at every 3 weeks against ZugerKB Banking's every 3 months. Cembra App also leads on ratings volume (68 vs 5). On price, rating, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.5 for Cembra App against 4.6 for ZugerKB Banking. That said, the two scores are not equally well evidenced: Cembra App has 68 ratings behind it against 5, so its average is the more settled of the two.

UpkeepUpdate frequency

Cembra App ships an update every 3 weeks, ZugerKB Banking every 3 months. The most recent releases landed on November 11, 2026 and October 30, 2026 respectively.

Scorecard2 real differences · 8 level
Cembra App versus ZugerKB Banking: the parameters behind the verdict, then further details
ParameterCembra AppZugerKB Banking
PriceFreeFree
Rating4.5 (68 ratings)4.6 (5 ratings) — better
Positive reviews41.7% of reviews—
Number of ratings68 — better5
Update frequencyEvery 3 weeks — betterEvery 3 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhoneiPhone
Requires iOS16.0 — better17.0
Further details — not scored
Size322 MB74 MB
Age rating4+4+
DeveloperCembra Money Bank AGZuger Kantonalbank

Customer experience

Cembra App

All ratings68 ratings
Positive89.7%
Neutral1.5%
Negative8.8%
Written reviews12 reviews
Positive41.7%
Neutral0.0%
Negative58.3%

ZugerKB Banking

All ratings5 ratings
Positive80.0%
Neutral20.0%
Negative0.0%

In-app purchases

None

Cembra App

No in-app purchases

None

ZugerKB Banking

No in-app purchases

Questions

Is Cembra App free?
Cembra App is free to download, with no in-app purchases.
Is ZugerKB Banking free?
ZugerKB Banking is free to download, with no in-app purchases.
Which has better reviews, Cembra App or ZugerKB Banking?
ZugerKB Banking is rated higher. Cembra App averages 4.5 out of 5 from 68 ratings, while ZugerKB Banking averages 4.6 from 5 ratings.
Do Cembra App or ZugerKB Banking have ads?
Neither Cembra App nor ZugerKB Banking shows ads.
Which is updated more often, Cembra App or ZugerKB Banking?
Cembra App ships an update every 3 weeks, and ZugerKB Banking every 3 months. Most recently, Cembra App was updated on November 11, 2026 and ZugerKB Banking on October 30, 2026.

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