Comparison

Cembra App vs Billington

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Cembra App

Manage your credit card details, view purchases in real-time, and retrieve your card PIN. Easily suspend your credit card and access monthly statements. Secure login with fingerprint or facial recognition.

Highlights
  • Real-time purchase tracking
  • Card PIN retrieval
  • Credit card suspension
  • Add card to Apple Wallet
  • Track credit card payments
  • Access monthly statements
  • Secure Touch ID/Face ID login
Features
Read full description

"Cembra App: It couldn't be simpler" From now on you can, among other things, check your purchases in real time, retrieve your card PIN and suspend your credit card yourself. "Who is the Cembra app for?" The Cembra app is ideal for all Cembra customers. If you haven't registered to use the app yet, you can easily do this here: https://apps.cembra.ch/cmf/en/#apply Once you have received your access code from us by mail, you can set up the Cembra app yourself with just a few simple steps. "These are the features you've been waiting for" * Find all important information about your Cembra credit card(s) in one overview. * Put your credit card/s into the Apple Wallet * Keep track of your current credit card payments * Manage and receive important push notifications * Access your monthly statements * Customize your personal data directly in the Cembra app * Log in easily and securely using Touch ID (fingerprint) or Face ID (facial recognition). We are working on new features and services all the time. We also look forward to receiving your suggestions and feedback. Do you have a technical issue with the Cembra App? Then you’re in the right place: cmfsupport[at]cembra.ch. For any questions about your account, please visit our Customer Center. (https://www.cembra.ch/en/customer-center/contact-via-e-mail/) at cembra.ch.

About

Billington

This app simplifies splitting restaurant bills among groups, handling complex scenarios like varying orders, taxes, and tips fairly. It prioritizes user privacy, ensuring your financial data remains secure while making group dining effortless.

Highlights
  • Privacy-first bill splitting
  • Effortless group dining
  • Accurate bill division
  • Handles complex splits
  • Proportional tax and tip calculation
  • Special case handling
Features
Read full description

Billington is the privacy-first bill-splitting app that makes group dining fair and effortless. Whether it’s a casual lunch or a multi-course celebration, Spliq helps you divide restaurant bills accurately – without compromising your data. Built for real-world scenarios where people order differently, Spliq goes beyond basic calculators to handle complex splits, proportional tax and tip, and even special cases like birthday dinners.

Screenshots

Cembra App4 screens
Billington4 screens

Verdict

The call

The clearest difference is review sentiment: Billington at 100% against Cembra App's 42%. Billington also leads on rating (5.0 vs 4.5) and monetization model (free vs ad-supported). Cembra App's advantage is update cadence (every 3 weeks vs every 6 months) and ratings volume (68 vs 2). On price, ads, in-app purchases and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Billington holds the better App Store score, 5.0 against 4.5. That said, the two scores are not equally well evidenced: Cembra App has 68 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 42% of Cembra App's written reviews are positive against 100% of Billington's.

UpkeepUpdate frequency

Cembra App ships an update every 3 weeks, Billington every 6 months. The most recent releases landed on October 15, 2026 and September 29, 2026 respectively.

Scorecard6 real differences · 4 level
Cembra App versus Billington: the parameters behind the verdict, then further details
ParameterCembra AppBillington
PriceFreeFree
Rating4.5 (68 ratings)5.0 (2 ratings) — better
Positive reviews41.7% of reviews100.0% of reviews — better
Number of ratings68 — better2
Update frequencyEvery 3 weeks — betterEvery 6 months
AdsNoNo
In-app purchasesNoNo
MonetizationAd-supportedFree — better
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS16.015.5 — better
Further details — not scored
Size322 MB23 MB
Age rating4+4+
DeveloperCembra Money Bank AGVictor Ivanov

Customer experience

Cembra App

All ratings68 ratings
Positive89.7%
Neutral1.5%
Negative8.8%
Written reviews12 reviews
Positive41.7%
Neutral0.0%
Negative58.3%

Billington

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Cembra App

No in-app purchases

None

Billington

No in-app purchases

Questions

Is Cembra App free?
Cembra App is free to download, with no in-app purchases.
Is Billington free?
Billington is free to download, with no in-app purchases.
Which has better reviews, Cembra App or Billington?
Billington is rated higher. Cembra App averages 4.5 out of 5 from 68 ratings, while Billington averages 5.0 from 2 ratings.
Do Cembra App or Billington have ads?
Neither Cembra App nor Billington shows ads.
Which is updated more often, Cembra App or Billington?
Cembra App ships an update every 3 weeks, and Billington every 6 months. Most recently, Cembra App was updated on October 15, 2026 and Billington on September 29, 2026.

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