Cembra App vs ReceiptFold
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Cembra App
Manage your credit card details, view purchases in real-time, and retrieve your card PIN. Easily suspend your credit card and access monthly statements. Secure login with fingerprint or facial recognition.
- Real-time purchase tracking
- Card PIN retrieval
- Credit card suspension
- Add card to Apple Wallet
- Track credit card payments
- Access monthly statements
- Secure Touch ID/Face ID login
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"Cembra App: It couldn't be simpler" From now on you can, among other things, check your purchases in real time, retrieve your card PIN and suspend your credit card yourself. "Who is the Cembra app for?" The Cembra app is ideal for all Cembra customers. If you haven't registered to use the app yet, you can easily do this here: https://apps.cembra.ch/cmf/en/#apply Once you have received your access code from us by mail, you can set up the Cembra app yourself with just a few simple steps. "These are the features you've been waiting for" * Find all important information about your Cembra credit card(s) in one overview. * Put your credit card/s into the Apple Wallet * Keep track of your current credit card payments * Manage and receive important push notifications * Access your monthly statements * Customize your personal data directly in the Cembra app * Log in easily and securely using Touch ID (fingerprint) or Face ID (facial recognition). We are working on new features and services all the time. We also look forward to receiving your suggestions and feedback. Do you have a technical issue with the Cembra App? Then you’re in the right place: cmfsupport[at]cembra.ch. For any questions about your account, please visit our Customer Center. (https://www.cembra.ch/en/customer-center/contact-via-e-mail/) at cembra.ch.
ReceiptFold
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Scan and organize receipts privately on iPhone. ReceiptFold recognizes text on device and lets you review the merchant, date, amount, currency, category, and notes before saving. Features: • Scan multi-page paper receipts or import receipt images • Review and edit recognized fields before saving • Keep monthly totals separated by currency • Export a spreadsheet-ready CSV through the iOS share sheet • Store receipt records locally without an account or backend The first 8 receipts are free. ReceiptFold Pro Lifetime is a one-time App Store purchase that unlocks unlimited receipt history and CSV export. ReceiptFold does not use tracking or third-party analytics.
Screenshots
Verdict
The clearest difference is in-app purchases: Cembra App at none against ReceiptFold's 1. On price, update cadence, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. ReceiptFold sells 1 one-off in-app purchase. Cembra App asks for nothing beyond the download.
Cembra App ships an update every 3 weeks, ReceiptFold every 2 weeks. The most recent releases landed on October 15, 2026 and October 6, 2026 respectively.
| Parameter | Cembra App | ReceiptFold |
|---|---|---|
| Price | Free | Free |
| Rating | 4.5 (68 ratings) — better | — |
| Positive reviews | 41.7% of reviews | — |
| Number of ratings | 68 — better | — |
| Update frequency | Every 3 weeks | Every 2 weeks — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Ad-supported | — |
| Devices | iPhone | iPhone |
| Requires iOS | 16.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 322 MB | 2 MB |
| Age rating | 4+ | 4+ |
| Developer | Cembra Money Bank AG | VS Co., Ltd. |
In-app purchases
Cembra App
No in-app purchases
ReceiptFold
- ReceiptFold Pro$9.99









