Comparison

EFG Hermes vs MoneyNotes+

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

EFG Hermes

This trading app provides investors with access to global market opportunities through a simple and user-friendly interface. Experience a streamlined trading process with just one click.

Highlights
  • Access to global market opportunities
  • Easy-to-use trading interface
  • One-click trading
  • Simple trading experience
Features
Read full description

EFG Hermes One is an easy-to-use trading app that grants investors access to a world of opportunities in just one click. Sign up now and enjoy EFG Hermes One’s simple trading experience.

About

MoneyNotes+

Effortlessly track expenses by speaking your transactions. This app uses AI to transcribe and categorize your spending, offering visual financial insights and budget management. Organize finances with multiple wallets and secure sign-in.

Highlights
  • Voice-to-transaction in seconds
  • AI categorization
  • Monthly budget tracking
  • Multiple wallets
  • Financial insights
  • Bank SMS automation
Read full description

Just talk. We'll track it. MoneyNotes makes expense tracking effortless. Tap the mic, say what you spent, and AI handles the rest — no typing, no spreadsheets, no hassle. VOICE-POWERED TRACKING: Tap the microphone and speak naturally. "Spent 50 on groceries" or "Paid 200 for electricity." MoneyNotes transcribes your voice and automatically creates a categorized transaction in seconds. SMART DASHBOARD: See your complete financial picture at a glance. Your balance, income, and expenses are clearly displayed with visual progress bars. Set a monthly budget and track your spending against it in real time. MANUAL ENTRY: Prefer typing? Add transactions manually with a simple form. Choose from categories, set the amount, and you're done. AI FINANCIAL INSIGHTS (Pro): Get a personalized, AI-generated financial report that analyzes your spending habits and provides actionable insights — written in plain language, not spreadsheet jargon. ANALYTICS & TRENDS (Pro): Visualize your money with beautiful charts. See daily expense and income trends, discover your top spending categories, and find out your biggest spending day. MULTIPLE WALLETS: Organize your money your way. Create multiple wallets to separate your finances and manage everything with clarity and control. WEALTH MANAGEMENT (pro): Track your complete financial picture. Monitor your assets and liabilities and understand your true net worth in one place—free for a limited time. BANK MESSAGE AUTOMATION: Automatically log transactions from your bank SMS notifications through Apple Shortcuts integration. Even when you are offline, all messages will be saved until your connection is back, reopen the app, and your transactions will be logged automatically. KEY FEATURES: - Voice-to-transaction in seconds - Smart AI categorization - Monthly budget tracking with progress bars - Income and expense filtering - Swipe to edit or delete transactions - Month-by-month transaction history - Apple Pay, Insta Pay, and Payment by cards are logged automatically, even when you are offline. They are queued until your connection is back. Reopen the app they will be synced automatically - Secure sign-in with Apple or Google MONEYNOTES PLUS SUBSCRIPTION PLAN: Unlock the full experience Monthly Plan - 5$/month: - Unlimited voice recordings - Unlimited transactions - Analytics & spending trends - AI-powered financial insights - Full wealth management screen Your data is yours. Sign in securely with Apple or Google. Delete your account and all data at any time from Settings. Terms: https://fintechcopilot.ai/terms Privacy: https://fintechcopilot.ai/privacy

Screenshots

EFG Hermes4 screens
MoneyNotes+4 screens

Verdict

The call

The clearest difference is review sentiment: MoneyNotes+ at 100% against EFG Hermes's 40%. MoneyNotes+ also leads on rating (5.0 vs 3.0). EFG Hermes's advantage is in-app purchases (none vs 3) and ratings volume (12 vs 2). On price, update cadence, ads and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. MoneyNotes+ sells 3 in-app purchases, starting at $4.99 per month. EFG Hermes asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

MoneyNotes+ holds the better App Store score, 5.0 against 3.0. That said, the two scores are not equally well evidenced: EFG Hermes has 12 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 40% of EFG Hermes's written reviews are positive against 100% of MoneyNotes+'s.

UpkeepUpdate frequency

EFG Hermes ships an update fortnightly, MoneyNotes+ every 2 weeks. The most recent releases landed on October 20, 2026 and October 2, 2026 respectively.

Scorecard6 real differences · 4 level
EFG Hermes versus MoneyNotes+: the parameters behind the verdict, then further details
ParameterEFG HermesMoneyNotes+
PriceFreeFree
Rating3.0 (12 ratings)5.0 (2 ratings) — better
Positive reviews40.0% of reviews100.0% of reviews — better
Number of ratings12 — better2
Update frequencyFortnightlyEvery 2 weeks — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationAd-supported — betterFreemium
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.5 — better16.4
Further details — not scored
Size157 MB80 MB
Age rating4+4+
DeveloperEFG HermesAhmed Shalash

Customer experience

EFG Hermes

All ratings11 ratings
Positive45.5%
Neutral9.1%
Negative45.5%
Written reviews5 reviews
Positive40.0%
Neutral0.0%
Negative60.0%

MoneyNotes+

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

EFG Hermes

No in-app purchases

3 purchases

MoneyNotes+

Subscriptions3
  • MoneyNotes Plus Monthly$4.991 Month
  • MoneyNotes Premium Monthly$6.491 Month
  • MoneyNotes Plus Yearly$39.991 Year

Questions

Is EFG Hermes free?
EFG Hermes is free to download, with no in-app purchases.
Is MoneyNotes+ free?
MoneyNotes+ is free to download, with in-app purchases available.
Which has better reviews, EFG Hermes or MoneyNotes+?
MoneyNotes+ is rated higher. EFG Hermes averages 3.0 out of 5 from 12 ratings, while MoneyNotes+ averages 5.0 from 2 ratings.
Do EFG Hermes or MoneyNotes+ have ads?
Neither EFG Hermes nor MoneyNotes+ shows ads.
Which is updated more often, EFG Hermes or MoneyNotes+?
EFG Hermes ships an update fortnightly, and MoneyNotes+ every 2 weeks. Most recently, EFG Hermes was updated on October 20, 2026 and MoneyNotes+ on October 2, 2026.

Other comparisons