spendwell App vs LastCall
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
spendwell App
Manage your reloadable debit card and bank account on the go. Quickly check your balance, view transactions, and deposit checks from your mobile device. Enjoy early paydays and free bill pay.
- Quick balance access
- Transaction history
- Mobile check deposit
- Early direct deposit
- Free online bill pay
- Subaccounts for budgeting
Read full descriptionHide full description
The spendwell® Reloadable Visa® Debit Card & Bank Account has features and benefits that help you take your dollar further. Use your card to shop online or in stores anywhere Visa® debit cards are accepted. The spendwell Mobile App allows you to: • Quickly access your available balance • View the details of all your active and completed transactions • Easily manage your spendwell account on the go, wherever you are! spendwell is a bank account that works as hard as you do: • Get your pay up to 2 days early when you set up direct deposit¹ • Free to add cash at Dollar General locations² • Free online bill pay • Easily add checks on your mobile device using Mobile Check Capture by Ingo® Money³ • Free subaccounts to keep your family spending on track Visit myspendwell.com for more information. ¹Faster access compared to standard payday electronic deposit and subject to your employer submitting paycheck information to the bank before payday. Your employer may not submit paycheck information early. See additional fees, terms and conditions at myspendwell.com. The full Deposit Account Agreement and Demand Deposit Rewards Terms may be viewed at myspendwell.com. ²Terms and conditions apply. You can add cash at other locations for up to $3.95. For details, please visit myspenwell.com. Message and data rates may apply. ³The Mobile Check Capture by Ingo Money service is provided by First Century Bank, N.A. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms and Conditions and the First Century Bank and Ingo Money Privacy Policy. All checks are subject to approval for funding in Ingo Money’s sole discretion. Approval usually takes 3 to 5 minutes but can take up to one hour. Fees apply for approved Money in Minutes transactions funded to your account. See myspendwell.com/fees for details. Additional terms and conditions and limits are associated with your use of the Mobile Check Capture by Ingo Money service through the spendwell Mobile App. See myspendwell.com/legal for details. Data rates may apply. spendwell® Bank Account is a demand deposit account established by Pathward®, N. A., Member FDIC. Card can be used everywhere Visa® debit cards are accepted. Card is issued by Pathward pursuant to a license from Visa U.S.A., Inc. Funds are FDIC insured, subject to applicable limitations and restrictions, when we receive the funds deposited to your account. spendwell and InComm Payments are not banks or FDIC-insured institutions and the FDIC’s deposit insurance coverage only protects against the failure of an FDIC-insured institution. Pathward, N.A. is an FDIC-insured depository institution.
LastCall
This app helps hospitality workers track their earnings from cash and credit tips. It provides insights into hourly rates, venue comparisons, and weekly breakdowns to understand earning patterns. Log shifts quickly and monitor progress towards financial goals.
- Log shifts in under 10 seconds
- Cash and credit tip tracking
- Hourly rate analysis
- Venue and shift comparisons
- Weekly earnings breakdown
- Personalized insights
- Goal tracker
Read full descriptionHide full description
Are you actually tracking your tips or just guessing? Most hospitality workers have no idea what they really make until the money is already gone. Last Call was built by the people behind the bar who lived that reality and got tired of it. Last Call is the tip tracker designed specifically for bartenders, servers, baristas, and hospitality workers. Log every shift in under 10 seconds and instantly see where you make the most money. Track cash and credit tips separately, compare venues, and understand exactly which shifts, days, and hours earn you the most. The insight engine analyzes your real shift data and tells you what it means. Not just what you made, but why some nights are worth twice as much as others. Built for hospitality. Not delivery drivers. Not freelancers. Not everyone. Just us. WHAT YOU GET: Log shifts in under 10 seconds Cash and credit tip tracking Hourly rate analysis and trends Venue and shift comparisons Weekly earnings breakdown Streak tracker to build the habit Personalized insights after every shift Calendar view of all your shifts Multiple venue and job support Goal tracker with visual progress Last Call. Know Your Money. Privacy Policy: https://sites.google.com/pouroverlabsllc.com/lastcallprivacypolicy/home Terms of Use (EULA): https://sites.google.com/pouroverlabsllc.com/terms-of-use/home
Screenshots
Verdict
The clearest difference is in-app purchases: spendwell App at none against LastCall's 2. spendwell App also leads on ratings volume (7.4K vs 1). LastCall's advantage is update cadence (daily vs monthly) and rating (5.0 vs 4.7). On price, ads, monetization model and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. LastCall sells 2 in-app purchases, starting at $9.99 per month. spendwell App asks for nothing beyond the download.
LastCall holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: spendwell App has 7.4K ratings behind it against 1, so its average is the more settled of the two.
spendwell App ships an update monthly, LastCall daily. The most recent releases landed on October 16, 2026 and October 4, 2026 respectively.
| Parameter | spendwell App | LastCall |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (7.4K ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 34.5% of reviews | — |
| Number of ratings | 7.4K — better | 1 |
| Update frequency | Monthly | Daily — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 42 MB | 56 MB |
| Age rating | 4+ | 12+ |
| Developer | HI Technology Corp | Brian Alphs |
Customer experience
spendwell App
LastCall
Bugs and requests
spendwell App
Reported bugs
4 issues- Login/password issues
- Inability to access account information
- Declined card registrations
- Funds disappearing from accounts
Requested features
3 requests- Allow overdraft for repeat users
- Improve check deposit processing speed
- Add ability to transfer funds to external accounts
LastCall
Not enough reviews yet to summarise bugs or requests.
In-app purchases
spendwell App
No in-app purchases
LastCall
- LastCall Premium Monthly$9.991 Month
- LastCall Premium Yearly$59.991 Year









