Oops vs MizuFlow
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Oops
Gain financial awareness by linking bank accounts to track spending in one place. Sort transactions as you spend and use a dedicated button to identify and review impulse purchases. Build awareness to become a better spender.
- Link unlimited bank accounts
- Track all spending in one place
- Sort transactions in real-time
- Identify impulse purchases
- Review spending habits
- Build financial awareness
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Oops enables you with financial awareness. Please note: Oops will encrypt your financial data and store it securely. Oops will never have access to your bank credentials. LINK: Link as many bank accounts as you want to keep track of all your spending in one place. SORT: Sort transactions as you spend. You can always be on top of your spending. OOPS: Press the Oops button to catch an impulse purchase or something you regret buying. Stay accountable and see how much money you may be wasting each month. REVIEW: Build awareness and become a better spender. - Oops Gold users have access to Unlimited Transactions Refreshes Oops Gold is a paid renewable subscription. - Terms of service: https://www.oops.app/tos/ Privacy policy: https://www.oops.app/privacy/
MizuFlow
A beautiful and calm way to view all your financial accounts in one place. Securely link banks to automatically track income, spending, and net worth without manual entry. Offers budgeting, subscription tracking, and home screen widgets for at-a-glance financial insights.
- Unified account aggregation
- Automatic spending categorization
- Customizable budgeting tools
- Net worth tracking
- Subscription and bill monitoring
- Home screen widgets
- Bank-grade security
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Your wealth, quietly composed. MizuFlow brings every account, checking, savings, cards, loans, and investments, into one calm, considered view. Connect your banks through Plaid and your net worth, balances, and cash flow are current the moment you open the app. No spreadsheets. No manual entry. Nothing to maintain. NET WORTH, AT THE CENTER Follow your net worth over time across cash, credit, brokerage, and retirement holdings. Daily trends show the true shape of your finances, and a single number rolls everything up so you always know where you stand. INVESTMENTS, IN FOCUS See your allocation by asset type, every holding from every linked brokerage in one list, gain and loss on each position, and a daily history of performance. Drag across the chart to see how far your portfolio has moved since any date. CASH FLOW, IN PLAIN SIGHT Weekly, monthly, and yearly views show what comes in, what goes out, and what remains. A daily cash-flow chart and a spending calendar reveal patterns that a balance alone never could. Transactions are sorted automatically into clear categories, with a quick swipe to settle anything ambiguous. PLAN, LIGHTLY Set weekly, monthly, or category budgets when you want them, and ignore them when you don't. Divide each paycheck across categories and savings with income distribution, as a fixed amount or a percentage. Nothing moves between your accounts; it is simply a plan. MizuFlow keeps a calm running tally. OBLIGATIONS, ACCOUNTED FOR Add a loan's rate and payment to see the full payoff schedule, your debt-free date, the interest you will pay, and the effect of paying a little more each month. Recurring subscriptions and bills are found automatically, with a quiet notice whenever a price changes. TRANSACTIONS, EXPLAINED Every transaction opens to its merchant, amount, and date, along with how it compares to what that merchant usually costs you. A small marker appears once a charge begins to repeat, and you can filter by income, expenses, or transfers whenever you need a closer look. ALWAYS INFORMED, NEVER NOISY Quiet notifications tell you about low balances, new subscriptions, and price changes, and little else. Everything else waits until you open the app. ORDER, ON YOUR TERMS Rules rename, recategorize, or flag transactions without lifting a finger. Export your transactions to CSV, or generate refined PDF reports and tax summaries when the time comes. EVERY ACCOUNT, ONE PLACE Link checking, savings, credit cards, loans, brokerage, and retirement accounts through Plaid. Balances and transactions refresh whenever you pull down, and a single connection can be removed in Settings at any time. Delete your account and your data goes with it. DESIGNED WITH RESTRAINT Fewer numbers, more clarity. Every screen is built to show what matters and leave out what doesn't, so checking in takes a moment and leaves you with a clear sense of where you stand. It is a calm and quiet place for your money. PRESENT, WITHOUT OPENING THE APP Widgets for net worth, this week's spending, cash flow, and subscriptions keep your numbers on your home screen. A weekly recap arrives when the week ends, and a net-worth or spending card is ready to share when a milestone arrives. PRIVATE BY DESIGN MizuFlow has read-only access to your accounts and can never move your money. Face ID protects the app, bank logins go straight to Plaid and never reach us, and your data is never sold. Light and dark appearances are tuned for day and night. MizuFlow Premium includes every feature in one subscription: $9.99/month or $79.99/year. Payment is charged to your Apple Account at confirmation of purchase. Subscriptions renew automatically unless canceled at least 24 hours before the end of the current period. Manage or cancel any time in your App Store account settings. Privacy Policy: https://mizuflow.app/privacy Terms of Use: https://mizuflow.app/terms Bank connections are powered by Plaid. MizuFlow never sees or stores your bank login.
Screenshots
Verdict
The clearest difference is review sentiment: MizuFlow at 100% against Oops's 32%. MizuFlow also leads on rating (5.0 vs 3.7). Oops's advantage is ratings volume (2.5K vs 17) and update cadence (every 2 days vs every 4 days). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Oops sells 8 in-app purchases, starting at $3.99 per month and MizuFlow sells 8 in-app purchases, starting at $5.99 per month. Whichever you choose, the download price is not the number that matters.
MizuFlow holds the better App Store score, 5.0 against 3.7. That said, the two scores are not equally well evidenced: Oops has 2.5K ratings behind it against 17, so its average is the more settled of the two. Written reviews point the same way: 32% of Oops's written reviews are positive against 100% of MizuFlow's.
Oops ships an update every 2 days, MizuFlow every 4 days. The most recent releases landed on October 21, 2026 and October 22, 2026 respectively.
| Parameter | Oops | MizuFlow |
|---|---|---|
| Price | Free | Free |
| Rating | 3.7 (2.5K ratings) | 5.0 (17 ratings) — better |
| Positive reviews | 31.6% of reviews | 100.0% of reviews — better |
| Number of ratings | 2.5K — better | 17 |
| Update frequency | Every 2 days — better | Every 4 days |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Freemium |
| Devices | iPhone | iPhone, Apple Watch — better |
| Requires iOS | 16.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 133 MB | 29 MB |
| Age rating | 4+ | 17+ |
| Developer | Oops Finance, Inc. | Summit Peak LLC |
Customer experience
Oops
MizuFlow
Bugs and requests
Oops
Reported bugs
3 issues- Transactions disappearing or not syncing properly
- Inability to log in or access account information
- Glitches during onboarding and setup process
Requested features
4 requests- Custom spending categories
- Budgeting and goal-setting tools
- Integration with more financial institutions
- Improved customer support and responsiveness
MizuFlow
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Oops
- Oops Gold$3.991 Month
- Pro Weekly3 Days trial$4.997 Days
- Oops Pro$4.991 Month
Show 4 moreShow fewer
- Pro Monthly3 Days trial$6.991 Month
- Oops Gold$9.991 Month
- Annual $39.99$39.991 Year
- Oops Pro Annual$59.991 Year
- First Time Connection$3.99
MizuFlow
- Starter7 Days trial$5.991 Month
- Pro$9.991 Month
- Plus7 Days trial$9.991 Month
Show 5 moreShow fewer
- MizuFlow Household Monthly$12.991 Month
- Starter7 Days trial$59.991 Year
- Pro$79.991 Year
- MizuFlow Household Yearly$99.991 Year
- Plus7 Days trial$99.991 Year









