SasaPay Agent vs RukaPay
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
SasaPay Agent
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SasaPay is a Product of Viewtech Limited, Licensed and Regulated by the Central Bank of Kenya in compliance with the National Payment System (NPS) Act 2011 and the National Payments System regulations 2014. The product is a Mobile Money Wallet in the form of a mobile based App & USSD that is interoperable with banks and other mobile money service providers allowing users to carry out different transactions seamlessly. Viewtech Limited is a licensed and regulated company by the Central Bank of Kenya. We are a financial technology company (FINTECH) with aims of providing technology-based solutions for different sectors. Some of our core specialist solutions are money remittance, mobile money services, revenue collection, as well as other bespoke digital solutions to ease financial processes and operations.Β We have adopted a consumer centric design thinking model that allows us to solve consumer problems using realistic yet easy to use technology-based solutions. At the core of our business is the end user and the ability to leverage existing ecosystems to eliminate bottlenecks for enhanced efficiency.Β SasaPay is one of our revolutionary products. Some of the features that are available via the platform include : Agency Business β allows acquisition of agents who will transact on behalf of SasaPay to provide the deposit, withdrawal. To become an agent, one needs to apply and supply SasaPay with all necessary documentation as guided by the Agency Business Policy. Retail Business β SasaPay will allow retailers to receive payments via SasaPay Till & Payroll numbers and give refunds to their customers easily via SasaPay for those who transact via cash SasaPay Enterprise - Using his/her SasaPay wallet, a user can send and receive money and pay for utilities. SasaPay Person to Person (P2P) - SasaPay wallet holders can transfer money from one user to the other seamlessly at no cost Merchant Business β using our B2B system, businesses can transact between each other easily by sending/receiving money through the SasaPay platform. PSV Fare Services β this allows for passengers in public service vehicles to pay for their travel fares using the SasaPay platform to the conductor. For any enquires, you can contact us via our phone numbers: +254725222221, +254797000444, +254797000333, +254745411339 or you can visit our offices located at ViewPark Towers, Utalii Lane, Nairobi, Kenya.
RukaPay
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RukaPay is a powerful, secure, and user-friendly payment gateway designed to make sending and receiving money effortless. Whether you're a business owner, a service provider, or an everyday user, RukaPay provides the tools you need to manage transactions with confidence, speed, and reliability. Multiple Payment Methods With RukaPay, you can accept and send payments using multiple channels: MTN Mobile Money Airtel Money RukaPay Wallet Linked Bank Accounts Support for these widely used methods ensures that youβre always connected, whether your customers are local or across borders. Tap-to-Pay with QR Code Say goodbye to complicated payment flows. RukaPay supports Tap-to-Pay using dynamic QR codes β a fast, cashless, and secure way to pay. Simply scan the code or let your customer scan yours to complete a transaction instantly. Itβs ideal for retail shops, delivery services, and in-person payments. Built for Users and Businesses RukaPay is more than just a payment app β it's a full-featured financial tool designed to scale with your needs: For individuals: Send and receive money, check balances, and monitor transactions in real time. For businesses: Integrate RukaPay with your POS, website, or mobile app and start receiving payments with low fees and instant settlement. Fast & Seamless Experience Our platform is optimized for speed and reliability. With real-time transaction updates and automatic syncing across devices, youβre always in control of your finances. Security You Can Trust Security is at the heart of RukaPay. We use modern encryption, tokenized transactions, and secure API keys to protect your data and payments. Whether youβre using our mobile app or integrating with our backend, your information is safe. Insightful Dashboard & History Easily track and manage all your transactions. Filter by date, amount, or payment method and generate reports to help you stay on top of your cash flow. Developer-Friendly API Integration For businesses and developers, RukaPay offers robust APIs for seamless integration. Our documentation provides everything you need to build custom checkout flows, automate transactions, and scale your payment systems. Future-Ready Infrastructure RukaPay is constantly evolving. Weβre building features that support international payments, digital invoicing, and more β all designed to future-proof your financial operations.
Screenshots
Verdict
SasaPay Agent and RukaPay are too close to call on the numbers: across 6 compared parameters β price, update cadence, ads and in-app purchases among them β neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
SasaPay Agent ships an update monthly, RukaPay every 3 weeks. The most recent releases landed on November 3, 2026 and October 30, 2026 respectively.
| Parameter | SasaPay Agent | RukaPay |
|---|---|---|
| Price | Free | Free |
| Update frequency | Monthly | Every 3 weeks β better |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.0 β better | 15.5 |
| Further details β not scored | ||
| Size | 68 MB | 76 MB |
| Age rating | 4+ | 4+ |
| Developer | VIEWTECH LIMITED | Rhino Payment Services Limited |
In-app purchases
SasaPay Agent
No in-app purchases
RukaPay
No in-app purchases









