Plastiq vs STPK
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Plastiq
This app simplifies business bill payments, allowing users to create, view, and pay invoices securely from any location. It helps manage cash flow effectively and ensures timely payments, even when away from the office.
- Pay bills on-the-go
- Schedule future payments
- Repeat vendor payments
- Access documentation
- Real-time payables visibility
- Cash flow decision making
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The Plastiq app gives businesses a simple, secure way to create, view and pay bills from anywhere. Make smart cash flow decisions and keep your business running even when you’re out of office. Manage payables from anywhere and ensure revenue-dependent payments reach their destination on time with Plastiq Pay. Pay bills on–the-go - Pay a bill with 1 tap - Schedule a payment for a future date - Repeat a vendor payment with a tap - Access important documentation instantly - Stay informed with complete visibility into your payables - Make smart cash flow decisions in real time
STPK
Receive important financial alerts and notifications directly on your mobile device. Stay informed about your accounts and market movements with timely updates.
- Firm notifications
- Financial alerts
- Account updates
- Market movement notifications
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The STPK mobile application enables users firm notifications.
Screenshots
Verdict
The clearest difference is rating: STPK at 5.0 against Plastiq's 3.7. STPK also leads on update cadence (every 2 weeks vs every 5 weeks). Plastiq's advantage is ratings volume (85 vs 2). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
STPK holds the better App Store score, 5.0 against 3.7. That said, the two scores are not equally well evidenced: Plastiq has 85 ratings behind it against 2, so its average is the more settled of the two.
Plastiq ships an update every 5 weeks, STPK every 2 weeks. The most recent releases landed on October 24, 2026 and October 29, 2026 respectively.
| Parameter | Plastiq | STPK |
|---|---|---|
| Price | Free | Free |
| Rating | 3.7 (85 ratings) | 5.0 (2 ratings) — better |
| Positive reviews | 43.6% of reviews | — |
| Number of ratings | 85 — better | 2 |
| Update frequency | Every 5 weeks | Every 2 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 54 MB | 33 MB |
| Age rating | 4+ | 4+ |
| Developer | Plastiq, Inc. | Steel Peak Wealth |
Customer experience
Plastiq
STPK
Bugs and requests
Plastiq
Reported bugs
14 issues- App does not work well, shows error on login
- App does not make scheduled payments
- App canceled payments without reason
- App processing time is 5 business days, then fails
- App payment not received by mortgage company
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- No way to contact customer service through the app
- Live agent chat box shows 'agent not available'
- Customer service number is a voicemail
- App verification code is longer than allowed
- App does not allow creation of new accounts
- App not recognizing connected banks
- App shows a red required button preventing payment submission
- App is inconsistent with check deposit status
- App requires invoice upload unnecessarily
Requested features
2 requests- Add dashboard overview of account
- Make app auto-rotate for iPad use
STPK
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Plastiq
No in-app purchases
STPK
No in-app purchases
Questions
Is Plastiq free?
Is STPK free?
Which has better reviews, Plastiq or STPK?
Do Plastiq or STPK have ads?
Which is updated more often, Plastiq or STPK?
Other comparisons
