TMS Treasury vs Speso
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
TMS Treasury
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Inside D365 F&O Axnosis developed a treasury module that manages loans. Users can use this app to interact with D365 F&O to handle a wide range of loans - from corporate, private, consumer, mortgage, and specialty loans, to borrower's note loans and policy loans. Axnosis Loans Management mobile app is functionally comprehensive and can manage both loans given and loans taken.
Speso
Send and receive money instantly and securely with friends, family, and businesses. This app facilitates fast, simple, and safe transactions for payments, transfers, and finding skilled professionals.
- Instant transfers to mobile wallets and banks
- Secure business payments
- Find and pay artisans
- In-app chat for support
- Bank-grade security and encryption
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Speso helps you send and receive money from friends, family, and businesses — instantly and securely. Whether you’re paying a vendor, sending money to a loved one, or finding skilled artisans, Speso makes every transaction fast, simple, and safe. Key Features - Send Money to MoMo & Banks – Instantly transfer money to any mobile wallet or bank account. - Pay Your Favourite Businesses – Make quick and secure payments to trusted merchants and service providers. - Chat with Friends & Support – Stay connected, share updates, and get instant assistance. - 100% Secure – Enjoy reliable transactions powered by bank-grade security and encryption.
Screenshots
Verdict
The clearest difference is update cadence: Speso at every 10 days against TMS Treasury's every 24 months. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
TMS Treasury ships an update every 24 months, Speso every 10 days. The most recent releases landed on October 27, 2026 and October 7, 2026 respectively.
| Parameter | TMS Treasury | Speso |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (3 ratings) — better |
| Positive reviews | — | 100.0% of reviews |
| Number of ratings | — | 3 — better |
| Update frequency | Every 24 months | Every 10 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Ad-supported |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.0 | 15.0 |
| Further details — not scored | ||
| Size | 18 MB | 97 MB |
| Age rating | 4+ | 17+ |
| Developer | AXNOSIS LTD | Speso Technologies Limited |
In-app purchases
TMS Treasury
No in-app purchases
Speso
No in-app purchases
