Comparison

Faircent Double vs Modi Services

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Faircent Double

Invest in loans to individuals and small businesses to earn stable, high returns. Utilize AI-driven algorithms for portfolio diversification and continuous monitoring. Re-lend your earnings to compound returns.

Highlights
  • Invest in loans to individuals and businesses
  • Earn stable and high returns
  • AI & Analytics driven diversification
  • Automated portfolio management
  • Loan portfolio monitoring and optimization
  • Compounded returns through re-lending
Features
Read full description

Through Faircent Double, you can invest in loans directly given out to India’s creditworthy individuals and small businesses, and earn stable and high returns, just like a bank. DOWNLOAD THE APP TO GET STARTED NOW! Earn high stable returns using the power of P2P lending with the Faircent App. WHY GET STARTED WITH P2P LENDING ON THE FAIRCENT DOUBLE APP? - Multiple plans to suit your financial needs - High returns with complete transparency - AI & Analytics driven unique diversification algorithms - Continuous analytics-based loan portfolio monitoring and optimization - Aggregate portfolio mix reports covering: Age, Gender. Product Mix, Collection Performance, Credit History, Education, Employment Type of Borrowers - Low correlation with the stock market and higher returns than other debt options Download the app now! HOW FAIRCENT DOUBLE OFFERS CONSISTENT AND STABLE RETURNS? - Various lenders, just like you, put their money in a lending plan of their choice selecting borrowers or borrower categories they want to fund.. - Loans are disbursed to borrowers only with a healthy credit score (rates from 10% p.a. to 36% p.a.) based on your choice of borrowers or borrower categories - Data science and algorithms automate portfolio management and optimize returns - Loans are collected back using analytics-based methods, backed by a strong collections and recovery process - The loan repayments are paid back to you based on your chosen plan. - Your money can be re-lent by you to enable it to generate compounded returns. HOW TO GET STARTED WITH P2P LENDING ON THE FAIRCENT DOUBLE APP? - Download the Faircent Double App - Complete your registration - Choose a suitable Faircent Plan to put your funds in - Add money from your bank account - Start generating high returns - Monitor your lending and re-lend to compound your returns Brought to you by FAIβ‚ΉCENT - India’s leading Peer to Peer Lending ((P2P Lending) platform and first NBFC-P2P to receive a Certificate of Registration (CoR) from the RBI. Fairassets Technologies India Pvt Ltd (Faircent) is an NBFC-P2P lending platform registered with the Reserve Bank of India. It has an NBFC-P2P Certificate of Registration with the number N-14.03417 provided by the Reserve Bank of India. However, Reserve Bank does not accept any responsibility for the correctness of any of the statements or representations made or opinions expressed by the NBFC-P2P and does not provide any assurance for repayment of the loans lent on it * Terms of use @ https://www.faircent.in/terms-conditions Please read the terms of use thoroughly before investing. * Privacy policy @ https://www.faircent.in/privacy-policy. * Support double@faircent.in for queries related to Faircent Double support@faircent.in for other queries.

About

Modi Services

Features
Read full description

Modi Services is a customer investment app designed to help investors manage their mutual fund journey with guidance and support from their distributor. The app brings portfolio tracking, mutual fund opportunities, goal planning, SIP management, reports, insurance tracking and useful financial tools into one simple experience. Why Modi Services? Modi Services helps you stay connected with your distributor, view your investments clearly and take key actions across your financial journey. Key Features - Mutual Fund Opportunities View curated mutual fund opportunities shared for your investment needs. Start SIPs or make one-time investments through a simple guided flow. - Portfolio Tracking Track current value, invested amount, returns, SIPs, SWPs, STPs and fund-wise holdings in one place. - Goal-Based Investing Create and track goals such as home, education, retirement or wealth creation with clear progress and target tracking. - Family Portfolio View View investments across family profiles from one dashboard for easier monitoring. - Fund Details Check NAV, returns, risk rating, fund manager, holdings, fund information and portfolio composition before investing. - Risk Profiling Take a simple quiz to understand your investor profile and risk comfort. - Reports & Statements Generate and download capital gains, portfolio valuation and holdings / SOA reports. - CAS Wealth Analysis Upload CAS reports to view a broader analysis of mutual funds, demat holdings and insurance details. - Insurance Tracking Add and manage insurance policies, track premiums, renewal dates, active policies and expiring policies. - Banks & Mandates Manage bank accounts and mandates required for SIP and investment transactions. - Calculators & Planning Tools Use calculators for SIP, Lumpsum, EMI, tax-saving, retirement and other financial planning needs. - Distributor Support Stay connected with your distributor for assistance, opportunities and investment-related support. Modi Services helps you invest, track, plan and manage your financial journey with clarity and convenience.

Screenshots

Faircent Double4 screens
Modi Services4 screens

Verdict

The call

The clearest difference is update cadence: Modi Services at every 5 days against Faircent Double's every 3 months. Faircent Double's advantage is device support (3 vs 1) and iOS requirement (13.0 vs 17.2). On price, ads and in-app purchases there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Faircent Double ships an update every 3 months, Modi Services every 5 days. The most recent releases landed on July 7, 2026 and September 29, 2026 respectively.

Scorecard3 real differences Β· 5 level
Faircent Double versus Modi Services: the parameters behind the verdict, then further details
ParameterFaircent DoubleModi Services
PriceFreeFree
Positive reviews20.0% of reviewsβ€”
Update frequencyEvery 3 monthsEvery 5 days β€” better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeβ€”
DevicesiPhone, iPad, iPod β€” betteriPhone
Requires iOS13.0 β€” better17.2
Further details β€” not scored
Size23 MB29 MB
Age rating4+4+
DeveloperFairassets Technologies India Pvt. Ltd.INVEDGE CONSULTANTS PRIVATE LIMITED

In-app purchases

None

Faircent Double

No in-app purchases

None

Modi Services

No in-app purchases

Questions

Is Faircent Double free?
Faircent Double is free to download, with no in-app purchases.
Is Modi Services free?
Modi Services is free to download, with no in-app purchases.
Do Faircent Double or Modi Services have ads?
Neither Faircent Double nor Modi Services shows ads.
Which is updated more often, Faircent Double or Modi Services?
Faircent Double ships an update every 3 months, and Modi Services every 5 days. Most recently, Faircent Double was updated on July 7, 2026 and Modi Services on September 29, 2026.

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