养基宝 vs Cent
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
养基宝
This app helps you manage your investments across multiple platforms. It offers features like image recognition to sync your holdings, profit and loss analysis, and weekly/monthly reports. It's designed for a better investment experience.
- Consolidated multi-platform fund viewing
- Image recognition for syncing holdings
- Profit and loss analysis
- Weekly and monthly fund reports
- Multi-account ledger management
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「养基宝」是一款简洁高效的养基账本小工具。 拥有养基宝之后，你将获得更好的养基体验： 1、如果你在多个平台都购买了基金，你可以在养基宝进行汇总查看和一站式管理； 2、支持图片识别一键同步你在支付宝、腾讯理财通、天天基金、雪球等主流平台的基金持仓信息； 3、提供持仓盈亏分析、基金盈亏周报月报、多账户账本管理等贴心辅助功能； 4、更多实用养基功能等你来发现~ 认真养基的小伙伴都在用，快来加入吧。
Cent
This finance app offers secure, self-hosted data storage via GitHub or WebDAV, eliminating third-party servers. It supports multi-currency transactions, recurring billing, and provides detailed statistical analysis and visualization tools for budget management.
- Self-hosted data storage (GitHub/WebDAV)
- Multi-currency support with real-time conversion
- Recurring billing templates
- Statistical analysis and visualization
- Budget management and progress monitoring
- iOS native support with widgets and shortcuts
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数据完全自持 账本数据保存在你的 GitHub/Gitee 私人仓库或 Web DAV 中，无需任何第三方服务器。通过 GitHub Collaborator 功能即可实现多人协作（需要解锁Cent Pro）。 iOS原生支持 全新液态玻璃设计，支持iOS桌面小组件和快捷指令，彻底摆脱浏览器限制 多币种 & 周期记账 支持 30+ 种国际货币及自定义币种，实时汇率自动转换，适合出国旅行和跨境消费。为订阅服务、自动续费等创建周期记账模板，自动生成账单。 统计分析 & 可视化 多维度筛选与趋势分析、自定义分析视图、预算管理与进度监控。在地图上查看消费足迹
Screenshots
Verdict
The clearest difference is rating: 养基宝 at 4.3 against Cent's 3.0. 养基宝 also leads on ratings volume (59 vs 2) and iOS requirement (15.0 vs 18.0). Cent's advantage is in-app purchases (none vs 10) and ads (none vs shown). On price, update cadence, monetization model and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. 养基宝 sells 10 one-off in-app purchases. Cent asks for nothing beyond the download.
养基宝 holds the better App Store score, 4.3 against 3.0. That said, the two scores are not equally well evidenced: 养基宝 has 59 ratings behind it against 2, so its average is the more settled of the two. Written reviews complicate that: 86% of 养基宝's written reviews are positive against 100% of Cent's, so the app with the better star average is not the one people write more warmly about.
Both ship on a similar rhythm, roughly weekly. The most recent releases landed on October 14, 2026 and October 5, 2026 respectively.
| Parameter | 养基宝 | Cent |
|---|---|---|
| Price | Free | Free |
| Rating | 4.3 (59 ratings) — better | 3.0 (2 ratings) |
| Positive reviews | 85.9% of reviews | 100.0% of reviews — better |
| Number of ratings | 59 — better | 2 |
| Update frequency | Weekly | Weekly |
| Ads | Yes | No — better |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases | Freemium |
| Devices | iPhone, iPod | iPhone, iPad |
| Requires iOS | 15.0 — better | 18.0 |
| Further details — not scored | ||
| Size | 129 MB | 15 MB |
| Age rating | 4+ | 4+ |
| Developer | Shenzhen Xiaoduotou Information Technology Co.,Ltd. | 君 周 |
Customer experience
养基宝
Cent
In-app purchases
养基宝
- 9折月度会员价$9.99
- 月度会员$9.99
- 9折季度会员价$24.99
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- 养基宝季度VIP会员$27.99
- 季度会员$29.99
- 新人优惠-半年度会员$39.99
- 半年度会员$49.99
- 新人优惠-年度会员$69.99
- 9折年度会员价$79.99
- 年度会员$79.99
Cent
No in-app purchases
