Starryblu vs Cent
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Starryblu
Manage your global finances with secure and cost-effective international payments, transfers, and multi-currency accounts. Exchange currencies at real rates, send money to over 40 countries, and receive funds like a local. Features a debit card for global use and robust security measures.
- Secure global payments
- Multi-currency accounts
- Instant currency exchange
- International remittances
- Global debit card
- Receive payments like a local
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Starryblu, the best choice for global payment. With the Starryblu App, manage spending, saving, international transfers, incoming payments, and multiple currencies in one place. Starryblu makes it easier to manage and move your money across borders. Through integrations and partnerships with TenPay Go, PayPal, Alipay+, and other leading payment providers, Starryblu continues to expand its global payment network, giving you more ways to pay, spend, and transfer money worldwide. Whether you're an international student, overseas professional, digital nomad, global entrepreneur, or frequent traveler, Starryblu helps you manage your finances wherever life takes you. - Global Spending | From Everyday Purchases to AI Subscriptions Pay at restaurants, cafés, hotels, shops, online stores, and more. Starryblu also supports payments for global AI tools, software, and digital subscriptions, including ChatGPT and X Premium. - Secure and trustworthy Regulated by the Monetary Authority of Singapore (MAS) and licensed as a Major Payment Institution (MPI). User funds are safeguarded in dedicated accounts at OCBC Bank and kept separate from company assets. PCI DSS certified, with multi-factor authentication, data encryption, biometric verification, AI-powered risk controls, and 24/7 account protection. Backed by leading global investors including Sequoia Capital and Lightspeed Venture Partners. - Internationally recognized design Starryblu won a Gold Award at the US MUSE Design Awards for its product experience and design, helping deliver a secure, simple, and convenient cross-border financial experience. - 200M subsidy campaign Enjoy subsidies across remittances and spending, plus extra user benefits. Rewards are issued automatically and are easy to use. - 10+ multi-currency accounts and instant exchange Open local multi-currency accounts online in minutes and receive payments like a local. Manage global funds in one place with no monthly or maintenance fees. Exchange currencies instantly at competitive rates and receive real-time transaction notifications. - International remittances and transfers Send money to 40+ countries with transparent pricing and no hidden fees. Over 52% of transfers are instant, with eligible transfers arriving within 20 seconds. - Physical debit card Spend and withdraw cash across 40+ countries and regions. Unsupported currencies are automatically exchanged when you pay. Enjoy benefits such as cashback and custom card numbers, with in-app card controls including freeze and unfreeze. - Keep your funds growing Earn daily returns on your account balance, with flexible deposits and withdrawals and no extra handling fees. Account currencies: GBP, EUR, USD, AUD, CAD, HKD, JPY, NZD, SGD Remit to: Hong Kong, Malaysia, South Korea, Vietnam, Philippines, Thailand, Singapore, Sri Lanka, Nepal, India, Indonesia, United States, Canada, Australia, United Kingdom, France, Germany, Italy, Netherlands, Belgium, Luxembourg, Denmark, Ireland, Greece, Portugal, Spain, Austria, Sweden, Finland, Malta, Cyprus, Poland, Hungary, Czech Republic, Slovakia, Estonia, Latvia, Lithuania, Romania, Bulgaria, Croatia Official Website: https://www.starryblu.com/ Financial Compliance: https://www.starryblu.com/en/compliance Customer Service Email: stb@starryblu.com
Cent
This finance app offers secure, self-hosted data storage via GitHub or WebDAV, eliminating third-party servers. It supports multi-currency transactions, recurring billing, and provides detailed statistical analysis and visualization tools for budget management.
- Self-hosted data storage (GitHub/WebDAV)
- Multi-currency support with real-time conversion
- Recurring billing templates
- Statistical analysis and visualization
- Budget management and progress monitoring
- iOS native support with widgets and shortcuts
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数据完全自持 账本数据保存在你的 GitHub/Gitee 私人仓库或 Web DAV 中,无需任何第三方服务器。通过 GitHub Collaborator 功能即可实现多人协作(需要解锁Cent Pro)。 iOS原生支持 全新液态玻璃设计,支持iOS桌面小组件和快捷指令,彻底摆脱浏览器限制 多币种 & 周期记账 支持 30+ 种国际货币及自定义币种,实时汇率自动转换,适合出国旅行和跨境消费。为订阅服务、自动续费等创建周期记账模板,自动生成账单。 统计分析 & 可视化 多维度筛选与趋势分析、自定义分析视图、预算管理与进度监控。在地图上查看消费足迹
Screenshots
Verdict
The clearest difference is review sentiment: Cent at 100% against Starryblu's 20%. Starryblu's advantage is rating (4.6 vs 3.0) and monetization model (free vs freemium). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Starryblu holds the better App Store score, 4.6 against 3.0. That said, the two scores are not equally well evidenced: Starryblu has 142 ratings behind it against 2, so its average is the more settled of the two. Written reviews complicate that: 20% of Starryblu's written reviews are positive against 100% of Cent's, so the app with the better star average is not the one people write more warmly about.
Both ship on a similar rhythm, roughly weekly. The most recent releases landed on October 10, 2026 and October 5, 2026 respectively.
| Parameter | Starryblu | Cent |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (142 ratings) — better | 3.0 (2 ratings) |
| Positive reviews | 20.0% of reviews | 100.0% of reviews — better |
| Number of ratings | 142 — better | 2 |
| Update frequency | Weekly | Weekly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Freemium |
| Devices | iPhone, iPod | iPhone, iPad |
| Requires iOS | 13.0 — better | 18.0 |
| Further details — not scored | ||
| Size | 157 MB | 15 MB |
| Age rating | 4+ | 4+ |
| Developer | Wotransfer PTE. LTD. | 君 周 |
Customer experience
Starryblu
Cent
In-app purchases
Starryblu
No in-app purchases
Cent
No in-app purchases








