Cent vs TenPayGo
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Cent
This finance app offers secure, self-hosted data storage via GitHub or WebDAV, eliminating third-party servers. It supports multi-currency transactions, recurring billing, and provides detailed statistical analysis and visualization tools for budget management.
- Self-hosted data storage (GitHub/WebDAV)
- Multi-currency support with real-time conversion
- Recurring billing templates
- Statistical analysis and visualization
- Budget management and progress monitoring
- iOS native support with widgets and shortcuts
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数据完全自持 账本数据保存在你的 GitHub/Gitee 私人仓库或 Web DAV 中，无需任何第三方服务器。通过 GitHub Collaborator 功能即可实现多人协作（需要解锁Cent Pro）。 iOS原生支持 全新液态玻璃设计，支持iOS桌面小组件和快捷指令，彻底摆脱浏览器限制 多币种 & 周期记账 支持 30+ 种国际货币及自定义币种，实时汇率自动转换，适合出国旅行和跨境消费。为订阅服务、自动续费等创建周期记账模板，自动生成账单。 统计分析 & 可视化 多维度筛选与趋势分析、自定义分析视图、预算管理与进度监控。在地图上查看消费足迹
TenPayGo
Facilitates payments in China at merchants accepting Weixin Pay, eliminating the need for cash or change. It covers various daily expenses like shopping, dining, and transportation, with more services planned.
- Direct payment at Weixin Pay merchants
- Covers shopping, dining, and transportation
- Transaction history tracking
- Supports everyday spending scenarios
- Gradual rollout of new services
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TenPayGo makes your trip to China easier. At merchants that accept Weixin Pay, you can pay directly with TenPayGo, without exchanging cash or preparing change. -Covers everyday spending scenarios including shopping, dining, transportation, hotels, attractions, entertainment, and health. -View transaction history to check your budget and bills more easily. -More local transportation and lifestyle services will be rolled out gradually.
Screenshots
Verdict
The clearest difference is review sentiment: Cent at 100% against TenPayGo's 35%. TenPayGo's advantage is monetization model (free vs freemium) and ratings volume (58 vs 2). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
TenPayGo holds the better App Store score, 3.2 against 3.0. That said, the two scores are not equally well evidenced: TenPayGo has 58 ratings behind it against 2, so its average is the more settled of the two. Written reviews complicate that: 100% of Cent's written reviews are positive against 35% of TenPayGo's, so the app with the better star average is not the one people write more warmly about.
Both ship on a similar rhythm, roughly weekly. The most recent releases landed on October 5, 2026 and October 17, 2026 respectively.
| Parameter | Cent | TenPayGo |
|---|---|---|
| Price | Free | Free |
| Rating | 3.0 (2 ratings) | 3.2 (58 ratings) — better |
| Positive reviews | 100.0% of reviews — better | 35.0% of reviews |
| Number of ratings | 2 | 58 — better |
| Update frequency | Weekly | Weekly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Freemium | Free — better |
| Devices | iPhone, iPad | iPhone, iPod |
| Requires iOS | 18.0 | 15.0 — better |
| Further details — not scored | ||
| Size | 15 MB | 98 MB |
| Age rating | 4+ | 4+ |
| Developer | 君 周 | Tencent Technology (Shenzhen) Company Limited |
Customer experience
Cent
TenPayGo
In-app purchases
Cent
No in-app purchases
TenPayGo
No in-app purchases
