Comparison

MonaBit Wallet vs Valinity

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MonaBit Wallet

Manage and transfer digital dollars globally with a secure and intuitive interface. Use the integrated card for purchases at millions of merchants worldwide, making every transaction a step towards your financial goals.

Highlights
  • Digital dollar management
  • Global fund transfers
  • Intuitive and secure interface
  • Integrated Mastercard
  • Worldwide merchant purchases
  • Financial goal tracking
Features
Read full description

¿Listo para llevar tus habilidades financieras al siguiente nivel? Con MonaBit, administra y mueve tus dólares digitales de manera simple, rápida y sin fronteras. Envía y recibe fondos en cuestión de segundos gracias a una interfaz intuitiva y segura. Pero eso no es todo: con MonaBit Card, respaldada por Mastercard, podrás realizar compras en más de 70 millones de comercios en todo el mundo. Viaja con la tranquilidad de contar con un método de pago confiable y descubre cómo cada compra puede acercarte a tus metas. Descarga MonaBit hoy mismo y experimenta la libertad de un sistema diseñado para impulsarte a conquistar tus sueños. ¡La próxima gran aventura comienza aquí!

About

Valinity

This app functions as a non-custodial wallet and browser, allowing users to connect to web3 decentralized applications. It supports storing various cryptocurrencies and securing transactions with biometric or passcode locks.

Highlights
  • Non-custodial wallet
  • Web3 dApp browser
  • Store ETH and VY tokens
  • Send/Receive ERC20
  • Smart contract based
  • Biometric/Passcode security
Features
Read full description

Valinity is the world's first decentralized treasury of Bitcoin, Ethereum and gold, and an all-in-one financial platform built around it. Everything you need in one app. Nothing held by a company. Your keys stay on your phone. Valinity never holds your funds and never asks for your recovery phrase. THE TREASURY • On-chain reserves in Bitcoin (WBTC), Ethereum (WETH), gold (PAXG) and USDC • Held by smart contracts on Ethereum, not by a company • Every reserve and every transaction is public and verifiable on-chain • VY supply is capped at 70,000,000 ONE APP INSTEAD OF TEN • Swap crypto directly in the app • Borrow against WBTC, WETH or PAXG on decentralized lending protocols • Open decentralized finance protocols in the built-in browser • On-chain treasury contracts, executed by smart contracts you sign yourself • Bank transfers between local currency and crypto through a third-party provider, where available • Live protocol statistics YOUR WALLET • Send and receive ETH, VY and ERC-20 tokens • Face ID, Touch ID or passcode lock • See exactly what you are approving before you sign • Back up and restore with your recovery phrase COMMUNITY AND GOVERNANCE • VY Chat: talk with the community in English or Spanish, with wallet-verified names • Notifications when the community is talking, and alerts when VY makes a big move • Vote in governance and join V-DAOs Valinity will never ask for your recovery phrase or private keys. If someone does, it is not us. Crypto assets are volatile, and you are responsible for the transactions you sign. Follow Valinity Website: https://valinity.io Support: Valinitylabs@valinity.io Instagram: https://instagram.com/sergio.valinity YouTube: https://www.youtube.com/@Valinity_defi

Screenshots

MonaBit Wallet4 screens
Valinity3 screens

Verdict

The call

The clearest difference is rating: MonaBit Wallet at 5.0 against Valinity's 4.4. MonaBit Wallet also leads on device support (3 vs 1). On price, review sentiment, ratings volume and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

MonaBit Wallet holds the better App Store score, 5.0 against 4.4. Both are backed by a comparable volume of ratings — 4 and 7 respectively. Written reviews split almost evenly too, at 100% and 100% positive.

UpkeepUpdate frequency

MonaBit Wallet ships an update every 3 months, Valinity every 2 months. The most recent releases landed on September 24, 2026 and October 13, 2026 respectively.

Scorecard2 real differences · 8 level
MonaBit Wallet versus Valinity: the parameters behind the verdict, then further details
ParameterMonaBit WalletValinity
PriceFreeFree
Rating5.0 (4 ratings) — better4.4 (7 ratings)
Positive reviews100.0% of reviews100.0% of reviews
Number of ratings47 — better
Update frequencyEvery 3 monthsEvery 2 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.6 — better16.0
Further details — not scored
Size184 MB62 MB
Age rating4+4+
DeveloperMonabit S.A.SValinity Labs SAS

Customer experience

MonaBit Wallet

All ratings4 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Valinity

All ratings7 ratings
Positive85.7%
Neutral0.0%
Negative14.3%
Written reviews3 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

MonaBit Wallet

No in-app purchases

None

Valinity

No in-app purchases

Questions

Is MonaBit Wallet free?
MonaBit Wallet is free to download, with no in-app purchases.
Is Valinity free?
Valinity is free to download, with no in-app purchases.
Which has better reviews, MonaBit Wallet or Valinity?
MonaBit Wallet is rated higher. MonaBit Wallet averages 5.0 out of 5 from 4 ratings, while Valinity averages 4.4 from 7 ratings.
Do MonaBit Wallet or Valinity have ads?
Neither MonaBit Wallet nor Valinity shows ads.
Which is updated more often, MonaBit Wallet or Valinity?
MonaBit Wallet ships an update every 3 months, and Valinity every 2 months. Most recently, MonaBit Wallet was updated on September 24, 2026 and Valinity on October 13, 2026.

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