Valinity vs BixPay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Valinity
This app functions as a non-custodial wallet and browser, allowing users to connect to web3 decentralized applications. It supports storing various cryptocurrencies and securing transactions with biometric or passcode locks.
- Non-custodial wallet
- Web3 dApp browser
- Store ETH and VY tokens
- Send/Receive ERC20
- Smart contract based
- Biometric/Passcode security
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Valinity is the world's first decentralized treasury of Bitcoin, Ethereum and gold, and an all-in-one financial platform built around it. Everything you need in one app. Nothing held by a company. Your keys stay on your phone. Valinity never holds your funds and never asks for your recovery phrase. THE TREASURY • On-chain reserves in Bitcoin (WBTC), Ethereum (WETH), gold (PAXG) and USDC • Held by smart contracts on Ethereum, not by a company • Every reserve and every transaction is public and verifiable on-chain • VY supply is capped at 70,000,000 ONE APP INSTEAD OF TEN • Swap crypto directly in the app • Borrow against WBTC, WETH or PAXG on decentralized lending protocols • Open decentralized finance protocols in the built-in browser • On-chain treasury contracts, executed by smart contracts you sign yourself • Bank transfers between local currency and crypto through a third-party provider, where available • Live protocol statistics YOUR WALLET • Send and receive ETH, VY and ERC-20 tokens • Face ID, Touch ID or passcode lock • See exactly what you are approving before you sign • Back up and restore with your recovery phrase COMMUNITY AND GOVERNANCE • VY Chat: talk with the community in English or Spanish, with wallet-verified names • Notifications when the community is talking, and alerts when VY makes a big move • Vote in governance and join V-DAOs Valinity will never ask for your recovery phrase or private keys. If someone does, it is not us. Crypto assets are volatile, and you are responsible for the transactions you sign. Follow Valinity Website: https://valinity.io Support: Valinitylabs@valinity.io Instagram: https://instagram.com/sergio.valinity YouTube: https://www.youtube.com/@Valinity_defi
BixPay
Manage your digital assets with a non-custodial wallet and spend them anywhere using a stablecoin-backed credit card. Enjoy secure, borderless transactions with multi-asset support and mobile payment options.
- Non-custodial wallet
- Multi-asset support
- Stablecoin-backed virtual & physical cards
- Mobile payments (Apple Pay)
- Multi-layered security
- Transparent fees
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Unlock the full power of your digital assets with Bix — a non-custodial wallet and credit card that bridges your stablecoin holdings with everyday spending. Top up and spend — Bix makes it simple, secure, and borderless. WALLET • Non-Custodial: Your keys, your assets. Full control of your funds at all times. • Multi-Asset Support: Store and manage stablecoins and digital assets in one secure app. SPEND ANYWHERE WITH YOUR BIX CARD • Stablecoin-Backed Cards (Virtual & Physical): Make purchases backed by your stablecoin balance at millions of merchants worldwide. • Mobile Payment: Tap to pay online or in-store with your virtual card — instant access from day one. Apple Pay ready. COMPLIANCE & SECURITY YOU CAN TRUST • Multi-Layered Protection: Safeguard your account with industry-standard security protocols. WHY Bix? • No middlemen holding your funds • Competitive, transparent fees • Built for everyday use — not just holding
Screenshots
Verdict
The clearest difference is review sentiment: Valinity at 100% against BixPay's 75%. Valinity also leads on rating (4.4 vs 4.2). BixPay's advantage is update cadence (fortnightly vs every 2 months). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Valinity holds the better App Store score, 4.4 against 4.2. Both are backed by a comparable volume of ratings — 7 and 5 respectively. Written reviews point the same way: 100% of Valinity's written reviews are positive against 75% of BixPay's.
Valinity ships an update every 2 months, BixPay fortnightly. The most recent releases landed on October 13, 2026 and October 8, 2026 respectively.
| Parameter | Valinity | BixPay |
|---|---|---|
| Price | Free | Free |
| Rating | 4.4 (7 ratings) — better | 4.2 (5 ratings) |
| Positive reviews | 100.0% of reviews — better | 75.0% of reviews |
| Number of ratings | 7 — better | 5 |
| Update frequency | Every 2 months | Fortnightly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone | iPhone, iPad — better |
| Requires iOS | 16.0 — better | 16.4 |
| Further details — not scored | ||
| Size | 62 MB | 119 MB |
| Age rating | 4+ | 17+ |
| Developer | Valinity Labs SAS | Bit One Ventures Inc. |
Customer experience
Valinity
BixPay
In-app purchases
Valinity
No in-app purchases
BixPay
No in-app purchases
