Borrowed Too vs Kinlend
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Borrowed Too
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Simple application to track items borrowed out and items you have borrowed from others. Includes follow up reminders.
Kinlend
Facilitates clear, written loan agreements between trusted individuals with simple payment plans. It acts as a record-keeping tool, not a financial institution, ensuring both parties track progress accurately.
- Written loan agreements
- Customizable payment schedules
- Interest-free loan option
- Payment tracking
- Optional payment reminders
- Plain-language contracts
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Kinlend turns a loan between people who trust each other into a clear, written agreement and a simple payment plan you can both follow to payoff. Kinlend is a tool, not a lender. No money ever moves through Kinlend. The cash goes directly between you and the other person, exactly as it would without us. We just keep the record straight so you both see the same plan and the same progress. What you can do: - Write up a plain-language agreement and both sign it. - Build a payment schedule, or keep it interest-free, which is the default. - Track payments to payoff, with optional reminders. The fine print, up front: - Kinlend is not a bank or a lender and gives no legal or financial advice. - The all-in yearly rate (interest plus any fees) is capped at 36% APR. - A loan must be scheduled to run more than 60 days. - You and the other person choose the amount, rate, and length. Representative example: borrow $1,000 at 10% APR over 12 monthly payments of about $87.92, roughly $55 total interest, about $1,055 paid back in all. Subscriptions (optional): Contract ($0.99/month) and Manual tracking ($4.99/month). Each is a 1-month auto-renewing subscription. One plan covers all your loans. Cancel anytime in your App Store account settings. Terms of Use: https://kinlend.app/app/#/terms Privacy Policy: https://kinlend.app/app/#/privacy
Screenshots
Verdict
The clearest difference is in-app purchases: Borrowed Too at none against Kinlend's 2. Borrowed Too also leads on iOS requirement (12.1 vs 15.0). On price, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Kinlend sells 2 in-app purchases, starting at $0.99 per month. Borrowed Too asks for nothing beyond the download.
| Parameter | Borrowed Too | Kinlend |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (3 ratings) — better |
| Positive reviews | — | 100.0% of reviews |
| Number of ratings | — | 3 — better |
| Update frequency | — | Every 8 days |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | — | Free with in-app purchases |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 12.1 — better | 15.0 |
| Further details — not scored | ||
| Size | 46 MB | 5 MB |
| Age rating | 4+ | 17+ |
| Developer | RPI Technologies Inc. | Anthony Coby |
In-app purchases
Borrowed Too
No in-app purchases
Kinlend
- Contract$0.991 Month
- Manual tracking$4.991 Month
