Comparison

Budgetim vs Finerva

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Budgetim

Easily track daily expenses with a user-friendly interface. Visualize spending habits through monthly pie charts and category-specific statistics. Offers customizable categories and a dark theme for a personalized experience.

Highlights
  • Quick expense entry
  • Customizable categories
  • Monthly expense reports
  • Category spending statistics
  • Dark theme support
  • Intuitive interface
Features
Read full description

The app will allow you to write your daily expenses quickly and easily. A well-thought-out interface will help with it. The most frequently used categories are shown, and tips with the most frequent names are given when filling out. There is no fifth wheel in the categories. Fill in the title, description, and color with a personal association. See analytics for your expenses: - you can see reports by months, which displays a pie chart with proportions of categories; - you can see statistics by categories, which displays it on purchases in a specific category for the entire period. The application also has a dark theme.

About

Finerva

Features
Read full description

Finerva is a personal finance companion for organising your everyday money in one clear place. Track cash, debit, savings, credit and debt accounts; record income, expenses and transfers; and keep categories and tags organised. Create groups to share expenses with friends, partners or family. Record who paid, split costs, track group balances and settle repayments without spreadsheets. Your personal accounts, categories, budgets, tags and activity remain private. Plan ahead with budgets, recurring schedules, savings goals and debt plans. Review activity, balances, spending and reports across your currencies. Finerva keeps an encrypted offline projection on your device so you can review your finances offline. Finerva Plus adds saved report views, explanations of reporting changes, cash-flow forecasts and private what-if scenarios, plus additional group creation and recurring schedules. Choose a monthly subscription, an annual subscription billed in full each year, or a one-time lifetime purchase. All three unlock the same premium features. The free plan includes transaction entry, basic reports, budgets, goals, debt plans, settlement and raw data export. Join unlimited groups, create one group over your account lifetime, and create one recurring schedule. Prices are shown in your local currency before purchase. Subscriptions renew automatically unless cancelled through your Apple account settings. Lifetime access does not renew; purchasing it does not cancel an existing subscription. Restore purchases from the Finerva account originally used. Finerva does not provide banking, lending, payments, investment products or financial advice. Forecasts and scenarios are estimates based on your inputs. Privacy Policy: https://finerva-api.work-pulse.work/api/legal/privacy Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Budgetim3 screens
Finerva4 screens

Verdict

The call

The clearest difference is in-app purchases: Budgetim at none against Finerva's 3. Budgetim also leads on iOS requirement (11.0 vs 18.1). On price, update cadence, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Finerva sells 3 in-app purchases, starting at $2.99 per month. Budgetim asks for nothing beyond the download.

UpkeepUpdate frequency

Budgetim ships an update every 6 days, Finerva every 4 days. The most recent releases landed on November 3, 2026 and November 10, 2026 respectively.

Scorecard2 real differences · 8 level
Budgetim versus Finerva: the parameters behind the verdict, then further details
ParameterBudgetimFinerva
PriceFreeFree
Rating5.0 (1 ratings) — better—
Positive reviews75.0% of reviews—
Number of ratings1 — better—
Update frequencyEvery 6 daysEvery 4 days — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS11.0 — better18.1
Further details — not scored
Size14 MB59 MB
Age rating4+4+
DeveloperVitaly PavlenkoVladyslav Haiduk

In-app purchases

None

Budgetim

No in-app purchases

3 purchases

Finerva

Subscriptions2
  • Finerva Plus Monthly$2.991 Month
  • Finerva Plus Annual$22.991 Year
One-time1
  • Finerva Plus Lifetime$24.99

Questions

Is Budgetim free?
Budgetim is free to download, with no in-app purchases.
Is Finerva free?
Finerva is free to download, with in-app purchases available.
Do Budgetim or Finerva have ads?
Neither Budgetim nor Finerva shows ads.
Which is updated more often, Budgetim or Finerva?
Budgetim ships an update every 6 days, and Finerva every 4 days. Most recently, Budgetim was updated on November 3, 2026 and Finerva on November 10, 2026.

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