Neontra vs Necessary
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Neontra
Organize, understand, and manage your financial life to plan for a brighter future. Track spending, budgets, debt, and investments. Utilize insights and forecasts for future planning.
- Net Worth Tracking
- Spend Tracking & Cash Flow Analysis
- Budgeting Tools
- Debt Management
- Investment Tracking
- Financial Forecasting & Goals
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Understand your finances. Plan for a brighter financial future. Neontra is a personal finance app that helps your organize, understand and manage your financial life. Net Worth tracking - Spend tracking and Cash Flow analysis - Budgeting - Understand and manage your debt - Track your investments - Plan for the future using our Insights, Forecasts, Life Event Simulator and Goals Subscriptions: - Free (forever): manually track your accounts - Premium: unlimited connections to your financial institutions You don’t have to be a financial expert to plan for a better financial life. Join us for a free 35-day trial (no credit card required, no financial obligation) and see how easy it is to get started. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Necessary
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Necessary helps you understand everyday household spending without forcing every dollar into an envelope. Add the money available for each pay period, record your purchases, and quickly decide whether each transaction was necessary, not necessary, or should be excluded. Necessary keeps the amount you could have saved visible, helping your household reduce impulse spending while leaving planned purchases out of the way.
Screenshots
Verdict
The clearest difference is in-app purchases: Necessary at none against Neontra's 2. Necessary also leads on update cadence (every 2 days vs fortnightly). Neontra's advantage is iOS requirement (16.4 vs 18.0). On price, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neontra sells 2 in-app purchases, starting at $12.00 per month. Necessary asks for nothing beyond the download.
Neontra ships an update fortnightly, Necessary every 2 days. The most recent releases landed on October 27, 2026 and October 24, 2026 respectively.
| Parameter | Neontra | Necessary |
|---|---|---|
| Price | Free | Free |
| Rating | 2.0 (1 ratings) — better | — |
| Positive reviews | 60.7% of reviews | — |
| Number of ratings | 1 — better | — |
| Update frequency | Fortnightly | Every 2 days — better |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Freemium | — |
| Devices | iPhone, iPad — better | iPhone |
| Requires iOS | 16.4 — better | 18.0 |
| Further details — not scored | ||
| Size | 82 MB | 69 MB |
| Age rating | 4+ | 12+ |
| Developer | TXIO Corporation | Andrew Hildebrand |
In-app purchases
Neontra
- Monthly Premium Plan$12.001 Month
- Monthly Premium Plan$19.491 Month
Necessary
No in-app purchases








