SplitTab vs Cino
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SplitTab
Effortlessly divide restaurant bills among friends. Snap a photo of the receipt, input payment app details, and share a link for others to settle their share. Payments are pre-filled for easy completion.
- Photograph bills
- Input payment app usernames
- Generate shareable links
- Web app for item selection
- Pre-filled payment details
- QR code sharing
Read full descriptionHide full description
Picture this, you've just had an awesome meal with some friends at your favorite restaurant. You pay the bill and share the receipt with your party. Now what? Instead of dealing with the hassle and inconsistencies of calculating the amount you are owed, just use SplitTab. HOW IT WORKS 1) Take a picture of the bill 2) Input and save your payment app usernames (Venmo, Cash App, Zelle® etc.) 3) Share the generated link with your friends via QRcode or message 4) Friends open the link and use the web app to select bill items and calculate the amount you are owed 5) Friends hit pay, the payment method of choice should open with payment details already filled in!
Cino
This app simplifies splitting bills among friends, housemates, and partners. It allows instant settlement via Apple Pay or Google Pay, ensuring no one owes anyone after payment. Users can customize split ratios and avoid foreign transaction fees.
- Instant bill splitting
- Group payment cards
- Apple Pay/Google Pay integration
- Customizable split ratios
- No upfront payment required
- Avoid foreign transaction fees
- Add/remove participants easily
Read full descriptionHide full description
OVER 2.5M BILLS SPLIT INSTANTLY WITH CINO Cino is the fastest way to split bills with partners, friends, and housemates. It’s the first ever bill-splitting app that uses group cards to split your group bill instantly with Apple Pay or Google Pay. With Cino, no one has to cover the bill upfront – everyone’s share comes straight out of their own bank account. So no one owes anyone after the bill is paid. You can choose exactly how you want to split the bill, whether it’s 50/50 or 70/30. No more chasing payments, logging expenses, or waiting months to get your money back. Cino is easy and fast. Perfect for couples who want to share expenses without a joint account, housemates who can’t keep track of who bought the toilet roll last, and friends who almost fight every time they book trips together. You don’t have to pool your money together or top up funds. Simply pay with Cino and the bill gets settled automatically. So drop the admin. Stop the spreadsheets, and start sharing expenses automatically with Cino. You won’t remember how you lived without it. How it works Download the Cino app Connect Cino to your own bank card Add your group Cino card to Apple Pay or Google Pay Pay for shared expenses with your Cino card Other bill‑splitting apps and expense trackers make you do all the work. Logging expenses, uploading receipts, transferring funds. With Cino, it’s all done for you – automatically. A fairer, more flexible way to split bills Choose how you want to split 50/50? 70/30? You decide what’s fair. Change your split ratio any time. Avoid fees abroad Your bank might charge foreign transaction fees – but we don’t. So when you share travel expenses with Cino, you and your crew can save up to 3% in fees abroad Add or remove people easily Friend decided to skip drinks tonight? Just unmark them in the group to take them off the bill. Throw in some drama with Roulette Let fate decide who picks up the bill, and which lucky winner gets to skip it. Safe and secure Cino doesn’t hold your money – that stays safe in your bank. No one can access or share your card details – not even us! You can set spending limits on every group card and leave a group anytime! Cino is a virtual Mastercard debit card and compatible with Apple Pay and Google Pay. You can connect most debit and credit cards to your Cino Mastercard, excluding American Express and Discover. Cino operates in partnership with licensed Electronic Money Institutions (EMIs) and Payment Service Providers (PSPs) across the EU and UK. Your payments are processed securely and in full compliance with local financial regulations.Your payments are encrypted, your funds are protected, and all transactions are processed securely under strict financial regulations. Share expenses with every group in your life Couples: Share everyday bills, groceries, or that weekend getaway without worrying about who paid last time. Friends: From pizza nights to birthday dinners, everyone pays their fair share instantly. Travel Crews: Split everything from flights and hotels to taxis and cocktails abroad — with no hidden fees. Flatmates: Rent, utilities, Netflix, broadband — every bill divided fairly, automatically. Family: Split the cost of family gifts, trips and subscriptions Big Events: Hen parties, birthday bashes, or that epic trip to Japan — Cino makes splitting group expenses a breeze. Download Cino today and split your first bill in seconds.
Screenshots
Verdict
The clearest difference is in-app purchases: Cino at none against SplitTab's 1. Cino also leads on update cadence (every 2 weeks vs every 5 months). SplitTab's advantage is review sentiment (100% vs 88%). On price, rating, ratings volume and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. SplitTab sells 1 in-app purchase, starting at $11.99 per year. Cino asks for nothing beyond the download.
On the App Store both sit at effectively the same score — 5.0 for SplitTab against 5.0 for Cino. Both are backed by a comparable volume of ratings — 13 and 9 respectively. Written reviews are what separate them: 100% of SplitTab's written reviews are positive against 88% of Cino's.
SplitTab ships an update every 5 months, Cino every 2 weeks. The most recent releases landed on October 17, 2026 and October 24, 2026 respectively.
| Parameter | SplitTab | Cino |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (13 ratings) | 5.0 (9 ratings) |
| Positive reviews | 100.0% of reviews — better | 87.5% of reviews |
| Number of ratings | 13 — better | 9 |
| Update frequency | Every 5 months | Every 2 weeks — better |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases | Ad-supported — better |
| Devices | iPhone, iPod — better | iPhone |
| Requires iOS | 15.1 — better | 16.0 |
| Further details — not scored | ||
| Size | 82 MB | 159 MB |
| Age rating | 17+ | 17+ |
| Developer | Benevolent Tech Company LLC | Freerange Lamas OÜ |
Customer experience
SplitTab
Cino
In-app purchases
SplitTab
- SplitTab Premium1 Month trial$11.991 Year
Cino
No in-app purchases









