Catalyst FP vs miPlata
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Catalyst FP
Access your financial portfolio, account overviews, and investment details on the go. Securely retrieve important documents from your digital vault. Designed for existing clients to manage their finances conveniently.
- Portfolio valuation
- Account overview
- Investment details
- Secure document vault
- Client portal access
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The Catalyst Financial Partners mobile app provides clients the ability to access the most common features from our Client Portal. This includes a portfolio valuation, an overview of their accounts and investments, and access to their vault.
miPlata
This digital wallet is designed for Latino workers, offering a U.S. bank account, a Visa debit card, and easy international money transfers to Latin America. It allows for quick account opening using various IDs and provides bilingual support.
- Open U.S. bank account
- Get Visa debit card
- Send money to Latin America
- Direct deposit paychecks
- Bilingual support (English/Spanish)
- No hidden fees
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miPlata is the digital wallet built specifically for Latino workers. Open a U.S. account, get a Visa® debit card, and send money home to Latin America right from one easy-to-use app. SIGN UP WITH THE ID YOU HAVE Open your account in minutes directly from your phone with passport, official IDs, ITIN, or SSN. GET PAID WITH DIRECT DEPOSIT Get your paycheck straight to your wallet on payday. Skip the check cashing lines and get access to your money safely and quickly. SEND MONEY TO LATIN AMERICA Send secure international transfers to Mexico, Colombia, and across LATAM directly from the app. Your family can receive the funds via direct bank deposit or pick up cash at over 100,000 trusted retail locations, including OXXO, Walmart, and Elektra. SHOP WITH YOUR VISA® DEBIT CARD Shop securely in stores and online. You get a virtual card instantly to use on your phone and a physical Visa debit card mailed directly to your door. PAY ZERO HIDDEN FEES No hidden fees and no surprises. Keep exactly what you earn. • $0 monthly maintenance fees • $0 minimum balance requirements • $0 overdraft fees • $0 foreign transaction fees SEND MONEY INSTANTLY Need to split a bill, pay rent, or send money to a coworker? Transfer money instantly and for free to anyone else using the miPlata app. GET BILINGUAL SUPPORT Navigate your money in the language you prefer. The entire app and our customer support team are available to help you in both English and Spanish. Sign up for miPlata today. Contact & Support Need help? Our bilingual support team is here for you. Email us: ayuda@miplata.com WhatsApp us: +1 (855) 635 2022 Supported Countries & Currencies Available in: United States (US Dollar - USD) Send money to: Mexico (Mexican Peso - MXN), Guatemala (Guatemalan Quetzal - GTQ), Honduras (Honduran Lempira - HNL), El Salvador (US Dollar - USD), Argentina (Argentine Peso - ARS), Bolivia (Bolivian Boliviano - BOB), Colombia (Colombian Peso - COP), Costa Rica (Costa Rican Colón - CRC), Dominican Republic (Dominican Peso - DOP), Ecuador (US Dollar - USD), Panama (Panamanian Balboa / US Dollar - PAB / USD), Peru (Peruvian Sol - PEN), Paraguay (Paraguayan Guaraní - PYG), Uruguay (Uruguayan Peso - UYU). Legal Disclosures: 1 - The Prepaid Debit Visa Card (the “Card”) is issued by Lead Bank pursuant to licensing by Visa U.S.A. Inc. and may be used everywhere Visa is accepted. Must be 18 or older to apply. Fees may apply. See Cardholder Agreement and miPlata website for more details. Bridge Ventures LLC (“Bridge”) is not a bank. Bridge is a financial technology company and is the Program Manager responsible for managing and operating the Card on behalf of Lead Bank. miPlata is not a bank. miPlata is a financial technology company and is the Platform Provider responsible for the application, access, and management of/for the card. 2 - Money Transfers in this app are provided by Viamericas, a licensed money transmitter. miPlata provides the technology platform that enables access to these services, but it is not the licensed remittance provider. Before confirming any transfers, you will receive a complete disclosure of applicable fees, exchange rates, and estimated delivery times, along with information about your rights and protections under U.S. federal and local laws. For information about state licenses and the state regulators performing oversight over Viamericas, please visit the State Licensing section of their website. 3 - miPlata sends money transfers to México, Guatemala, Honduras, El Salvador, Argentina, Bolivia, Brasil, Chile, Colombia, Costa Rica, República Dominicana, Ecuador, Perú and Uruguay. 4 - miPlata USDB accounts are not backed by FDIC protections. 5 - Your Account doesn't allow negative balances. Transactions are declined if you don’t have enough funds. In rare cases, a transaction may settle for more than the authorized amount and temporarily result in a negative balance — we don't charge overdraft or negative balance fees.
Screenshots
Verdict
The clearest difference is update cadence: miPlata at weekly against Catalyst FP's every 5 months. On price, rating, ratings volume and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 5.0 for Catalyst FP against 5.0 for miPlata. Both are backed by a comparable volume of ratings — 2 and 4 respectively.
Catalyst FP ships an update every 5 months, miPlata weekly. The most recent releases landed on November 3, 2026 and November 4, 2026 respectively.
| Parameter | Catalyst FP | miPlata |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (2 ratings) | 5.0 (4 ratings) |
| Positive reviews | — | 100.0% of reviews |
| Number of ratings | 2 | 4 — better |
| Update frequency | Every 5 months | Weekly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 15.6 — better | 16.4 |
| Further details — not scored | ||
| Size | 61 MB | 115 MB |
| Age rating | 4+ | 17+ |
| Developer | Catalyst Financial Partners LLC | Plata |
Customer experience
Catalyst FP
miPlata
In-app purchases
Catalyst FP
No in-app purchases
miPlata
No in-app purchases









