Comparison

Cross Exchange vs Jars

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Cross Exchange

This app provides eSIM services and international payment solutions. It allows users to send payments and obtain eSIMs in over 150 countries through a secure platform.

Highlights
  • eSIM provisioning
  • International payment services
  • Supports over 150 countries
  • Secure platform
  • Cross-border transactions
Features
Read full description

Cross is a leading eSIM and payment service provider. Our standards-based and secured platform enables customers from several locations to get an eSIM and send payment across over 150 countries.

About

Jars

This app helps you manage your money using the envelope budgeting method. It allows you to divide your bank accounts into virtual "Jars" for specific purposes, providing a clear overview of your spending. It offers smart automation and can be used with connected bank accounts or manually.

Highlights
  • Envelope budgeting with unlimited Jars
  • Connects to bank accounts for automatic transaction download
  • Smart suggestions for assigning transactions
  • Manual account creation option
  • Automated deposits with Paycheck Plans
  • Shared accounts for family budgeting
  • Junior Accounts for teaching kids financial literacy
Read full description

A MODERN WAY TO BUDGET How do you know if you can afford something? Do you just look at your bank account balance and hope it's enough? Jars Budgets answers that question using the power of envelope budgeting. It lets you break your bank accounts into small, purposeful containers of money—known as Jars! With an unlimited number of bank connections and unlimited number of Jars, you can know exactly how much money you have for each purpose. If you ever find yourself short in one Jar, you'll immediately know what will be impacted by overspending. Simple. Smart. Secure. Forget complex spreadsheets and manual data entry. Jars connects to all of your bank accounts, allowing you to automatically download your daily transactions. When you're ready to assign them to your Jars, the app learns your habits and makes smart suggestions, so you can finish in seconds. And don't worry! Jars uses industry-leading, private, and secure means of connecting to your accounts. Your bank login credentials are never seen or stored by Jars. We use end-to-end encryption and the best protections from Plaid to ensure your data remains safe and private. Jars also understands not everyone wants to connect their bank accounts. You can still get the full benefits of Jars by easily creating manual accounts that remain disconnected from the bank. POWERFUL, FLEXIBLE FEATURES • All Accounts, One Place Unlike banks that offer sub-account features, Jars works with all of your accounts to give you a unified view of your money. • Smart Automation Our powerful Paycheck Plans let you automate routine deposits into your Jars, saving you time and ensuring your savings goals are always on track. • Built for Collaboration A single Jars membership covers the whole family. Budgeting should be a collaborative effort, and our shared accounts make it easy. • Teach Financial Literacy to the Kids Give your kids a safe, limited view of their own finances with a dedicated Junior Accounts. It's the perfect way to teach financial responsibility early.

Screenshots

Cross Exchange4 screens
Jars4 screens

Verdict

The call

The clearest difference is in-app purchases: Cross Exchange at none against Jars's 2. Cross Exchange also leads on update cadence (monthly vs every 2 months) and iOS requirement (12.4 vs 14.0). Jars's advantage is ads (none vs shown). On price and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Jars sells 2 in-app purchases, starting at $9.99 per month. Cross Exchange asks for nothing beyond the download.

UpkeepUpdate frequency

Cross Exchange ships an update monthly, Jars every 2 months. The most recent releases landed on October 27, 2026 and October 30, 2026 respectively.

Scorecard5 real differences · 4 level
Cross Exchange versus Jars: the parameters behind the verdict, then further details
ParameterCross ExchangeJars
PriceFreeFree
Rating—5.0 (2 ratings) — better
Number of ratings—2 — better
Update frequencyMonthly — betterEvery 2 months
AdsYesNo — better
In-app purchasesNo — betterYes
MonetizationAd-supported — betterFreemium
DevicesiPhone, iPodiPhone, iPod
Requires iOS12.4 — better14.0
Further details — not scored
Size31 MB87 MB
Age rating4+4+
DeveloperCross Exchange, IncGreentree Studio, LLC

Customer experience

Cross Exchange

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Jars

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Cross Exchange

No in-app purchases

2 purchases

Jars

Subscriptions2
  • Monthly Plan$9.991 Month
  • Annual Plan$79.991 Year

Questions

Is Cross Exchange free?
Cross Exchange is free to download, with no in-app purchases.
Is Jars free?
Jars is free to download, with in-app purchases available.
Do Cross Exchange or Jars have ads?
Cross Exchange shows ads; Jars does not.
Which is updated more often, Cross Exchange or Jars?
Cross Exchange ships an update monthly, and Jars every 2 months. Most recently, Cross Exchange was updated on October 27, 2026 and Jars on October 30, 2026.

Other comparisons