Cross Exchange vs 99Fi
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
Cross Exchange
This app provides eSIM services and international payment solutions. It allows users to send payments and obtain eSIMs in over 150 countries through a secure platform.
- eSIM provisioning
- International payment services
- Supports over 150 countries
- Secure platform
- Cross-border transactions
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Cross is a leading eSIM and payment service provider. Our standards-based and secured platform enables customers from several locations to get an eSIM and send payment across over 150 countries.
99Fi
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99fi gives U.S.-based immigrants access to instant credit so they can send money homeβeven before payday. No more waiting to support your loved ones. With 99fi, you can send now and pay later, securely and stress-free. What 99fi Offers: Send now, pay later: Get access to credit to send money home anytime. No hidden fees: Simple, clear repayment terms. Fast and secure: Your remittance is safe and arrives quickly. Built for immigrants: Designed for people living in the U.S. who want better ways to support family back home. Start sending smarter. Download 99fi and take control of your remittances today.
Screenshots
Verdict
The clearest difference is ads: 99Fi at none against Cross Exchange's shown. Cross Exchange's advantage is update cadence (monthly vs every 2 months). On price, in-app purchases, device support and iOS requirement there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Cross Exchange ships an update monthly, 99Fi every 2 months. The most recent releases landed on November 7, 2026 and November 8, 2026 respectively.
| Parameter | Cross Exchange | 99Fi |
|---|---|---|
| Price | Free | Free |
| Update frequency | Monthly β better | Every 2 months |
| Ads | Yes | No β better |
| In-app purchases | No | No |
| Monetization | Ad-supported | β |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 12.4 | 12.0 β better |
| Further details β not scored | ||
| Size | 31 MB | 46 MB |
| Age rating | 4+ | 17+ |
| Developer | Cross Exchange, Inc | 99Lan Inc |
In-app purchases
Cross Exchange
No in-app purchases
99Fi
No in-app purchases
