Comparison

iNetWorth vs SJP

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

iNetWorth

Features
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iNetWorth helps you to keep track of your financial assets, liabilities, income, expenses and net worth by storing and processing the financial transactions that you make. With iNetWorth you can readily and easily: - Reconcile your bank and credit card statements; - Monitor your income and expenditure; - Maintain constant awareness of your personal financial circumstances and status; - Visualise where your money is, where it comes from and where it goes to; - Detect unauthorised / unintended withdrawals; - Generate bespoke transaction reports. iNetWorth supports: - Split transactions (when multiple expense categories apply to a single payment); - Scheduled transactions (which are processed automatically); - Manual backup and restore; - Archiving of transactions (to keep dataset sizes manageable); - Import of transactions exported from online banking websites as CSV files; - Export of transaction reports and balance sheets as CSV files; - Multiple sets of accounts; - Sharing Data Files between multiple networked devices; - Multiple currency symbols. iNetWorth displays your transactions in a series of views (as selected by you): - Accounts View (list, edit and manage transactions by account, manage accounts); - Payees View (list, edit and manage transactions by payee, manage payees); - Schedule View (list, edit and manage scheduled transactions and see future Net Worth and balances); - Balances View (instantly see all of your account balances, visualise asset and expense distributions); - More View (select currency, generate and export bespoke reports, backup, restore and archive transaction files). iNetWorth and its macOS version, MyNetWorth, share the same file format (.mnydata) so that you can share your data files between your macOS and iOS devices over iCloud, if you buy my NetWorth Bundle, which contains both iNetWorth and MyNetWorth. If you own a MacBook, iMac or Mac Mini, you can benefit from MyNetWorth's full macOS / AppKit based user interface to access and control your financial data. NetWorth Bundle supports Complete My Bundle, through which Apple credits customers for any apps they’ve already purchased within a bundle, so the price that you would pay for the bundled MyNetWorth would be the difference between the cost of the NetWorth Bundle and whatever you had already paid for iNetWorth. iNetWorth is designed to be intuitive but it comes with a built-in link to a web-based Apple Helpbook/User Guide so help is never far away. Please see the developer's website for more details.

About

SJP

Manage your investments with a secure and user-friendly mobile application. Track the performance of your pension, ISAs, and bonds, view current investment values, and access expert insights and personal documents.

Highlights
  • Biometric sign-in
  • Real-time investment values
  • Performance tracking (pension, ISAs, bonds)
  • Fund breakdown details
  • Expert insights
  • Personal document library
Features
Read full description

The SJP app, a simple, safe, and convenient way to keep track of your investments. As a client of SJP you can benefit from easy access to the following great features: - Simple sign-up process - Biometric sign in - Get current values on your investments including encashment values - See deposits and withdrawals - Track how your pension, ISAs, bonds and more are performing - See more detail with fund breakdowns - Get invaluable information from our experts in the insights section - Read the latest correspondence from us in your personal document library By installing this app, you are agreeing to SJP’s Privacy and Cookies Policy. For more information about how SJP processes your personal data please see SJP’s Privacy and Cookies Policy at https://www.sjp.co.uk/privacy-policy. About St. James’s Place. SJP offers clear financial advice and knowledge to create confidence. We’re here to help you and your money go further ¬– and do better. With us to guide you, you can create a future, and a world, that you believe in. (Please see our website for full terms and conditions. T&Cs apply.) St. James’s Place Wealth Management plc is authorised and regulated by the Financial Conduct Authority. Registered Office: St. James’s Place House, 1 Tetbury Road, Cirencester, GL7 1FP. Registered in England No. 04113955

Screenshots

iNetWorth4 screens
SJP4 screens

Verdict

The call

The clearest difference is price: SJP at Free against iNetWorth's $14.99. On update cadence, ads, in-app purchases and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

SJP is free to download; iNetWorth costs $14.99 up front. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

iNetWorth ships an update every 6 weeks, SJP every 2 months. The most recent releases landed on October 7, 2026 and October 25, 2026 respectively.

Scorecard1 real difference Β· 7 level
iNetWorth versus SJP: the parameters behind the verdict, then further details
ParameteriNetWorthSJP
Price$14.99Free β€” better
Positive reviewsβ€”17.4% of reviews
Update frequencyEvery 6 weeks β€” betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
Monetizationβ€”Free
DevicesiPhone, iPad, Mac β€” betteriPhone, iPad
Requires iOS18.017.0 β€” better
Further details β€” not scored
Size3 MB116 MB
Age rating4+4+
DeveloperChristopher HullSt. James's Place

In-app purchases

None

iNetWorth

No in-app purchases

None

SJP

No in-app purchases

Questions

Is iNetWorth free?
iNetWorth costs $14.99, with no in-app purchases.
Is SJP free?
SJP is free to download, with no in-app purchases.
Do iNetWorth or SJP have ads?
Neither iNetWorth nor SJP shows ads.
Which is updated more often, iNetWorth or SJP?
iNetWorth ships an update every 6 weeks, and SJP every 2 months. Most recently, iNetWorth was updated on October 7, 2026 and SJP on October 25, 2026.

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